Complete directory
Every page. Every tool.
535 free browser-based fintech tools across 32 categories: zero install, zero PII, zero server calls. Use the search to find any tool by name, rail, standard, or keyword.
535
Total Tools
32
Categories
0
Server Calls
CC 4.0
Open Source
About this site
AINumbers.co is a free, open-source suite of browser-based fintech tools. All tools run entirely client-side using deterministic, rule-based logic, so no data is ever transmitted to a server. Ideal for payments engineers, compliance professionals, treasury analysts, and fintech product managers who need to work with payment standards and financial regulations without standing up infrastructure.
Standards covered: ISO 20022 (pain, pacs, camt, camt), SWIFT MT (MT103, MT202, MT940, MT950), NACHA ACH, FedNow, RTP, SEPA SCT/SCT Inst, IBAN (ISO 13616), BIC (ISO 9362), LEI (ISO 17442), UETR (RFC 4122), MCC (ISO 18245), Visa/Mastercard interchange, Durbin Amendment, DORA, PCI DSS v4, Basel III/IV, IFRS 9, FATF, Peppol, and more.
License: CC BY 4.0: fork, adapt, and embed freely with attribution.
RBE
–Rule-Based Engine Tools
13 entriesSMB Treasury Tax Assistant
Model liquidity needs across tokenized A2A corridors. Configurable float targets, rebalancing triggers, and stress-test scenarios. Exports an AP2-compatible man…
A2A Exception Triage Console
Score cross-border A2A corridors on 14 risk dimensions , regulatory maturity, counterparty exposure, FX volatility, sanctions lists. A ReAct-loop engine iterate…
Tokenized M&A Due Diligence Lens
Client-side clause extraction for cross-border acquisition documents. Drag-and-drop SPAs, regulatory filings, and tokenized-asset contracts , rule-based NLP ext…
Agent Policy Guardrail Builder
Define, simulate, and export machine-readable mandates for AI agents on A2A rails. Transforms institutional payment policies into agent-safe runbooks, approval…
Regulatory Doc Intelligence
Extract compliance clauses from CBDC guidelines, PSD3 drafts, MiCA, SAMA, CBUAE, and FinCEN frameworks , entirely in-browser. Configurable extraction rules and…
Agentic Mandate Sandbox
Simulate agent payment policies for tokenized A2A corridors. Configure spend caps, MCC allowlists, velocity throttles, and approval thresholds , test against sy…
Agent Signal Integrity Auditor
Stress-test trading strategy logic before backtesting. Six audit modules catch look-ahead bias, overfitting risk, signal redundancy, survivorship bias, and fee…
Payment Fee Schedule Authoring Engine
Author tiered fee schedules across rail, corridor, amount band, merchant type, customer tier, and volume. Heat-map with cliff detection. PSD2 Art. 45 / Reg E di…
Credit Policy Decision Table Builder
Visual FICO × DTI × LTV decision table. Gap/conflict detection. ECOA fairness flag layer. Reg B adverse action reasons per CFPB Circular 2022-03. Champion-Chall…
Transaction Velocity Rule Simulator
AML/fraud velocity rule authoring with seeded synthetic stream. Confusion matrix, deterministic contribution attribution, threshold sensitivity, FATF typology m…
DORA ICT Incident Classification & Reporting Engine
All 7 RTS 2024/1772 criteria. Compound Major logic with live 4h countdown. ITS 2025/302 Annex I notification draft. Proximity warnings. AP2 JSON incident_classi…
Network Scheme Compliance Simulator
VAMP ratio, VAAI enumeration rate, and Mastercard DIMP/VIMP compliance. Phased thresholds with grace period, enforcement fee exposure, what-if scenarios, and re…
Interchange Qualification & Least-Cost Routing Rule Builder
Map card attributes to Visa/Mastercard interchange tiers. Downgrade risk detection. LCR rule auto-generation (Durbin/RBA → L3 → L2 → 3DS2 → default). L2/L3 fiel…
MCP
–mcp
35 entriesMCP Tool-Definition Linter & Annotation Designer
Lint a Model Context Protocol tool definition against JSON Schema 2020-12 and the current naming, output-schema, and annotation rules. Designs a consistent read…
MCP server.json Validator & Skeleton Generator
Validate an MCP server.json against the 2025-12-11 schema and the official registry publishing rules , reverse-DNS namespace, _meta 4KB cap, allowlisted base UR…
Agentic Payments Protocol Comparator & Field Crosswalk
Put AP2, the Agentic Commerce Protocol (Shared Payment Token), x402, Visa Trusted Agent Protocol, and Mastercard Agent Pay side by side across credential model,…
x402 Header Decoder, Payload Linter & 402 Flow Simulator
Decode x402 PAYMENT-REQUIRED / PAYMENT-SIGNATURE headers, lint an exact-scheme PaymentPayload, walk the HTTP-402 request → verify → settle flow, and check the s…
MCP OAuth 2.1 Authorization Auditor
Validate the RFC 9728 protected-resource-metadata document, visualize the OAuth 2.1 discovery chain, check RFC 8707 audience binding against your canonical serv…
RFC 9421 Signature Decoder & Web Bot Auth Readiness
Decode and validate RFC 9421 HTTP Message Signatures (Signature-Input / Signature), lint a Web Bot Auth JWKS directory (Ed25519), and score readiness. The signa…
MCP Spec-Revision Compliance Scorer & Stateless Migration Advisor
Score your MCP server against a target spec revision (2025-06-18 / 2025-11-25 / 2026-07-28 RC) and get a breaking-change migration advisor for the stateless pro…
ACP Checkout Validator & Shared Payment Token Scope Linter
Validate an Agentic Commerce Protocol (OpenAI + Stripe) checkout-session object and lint a Shared Payment Token for the four properties that keep it safe: singl…
MCP Tool-Poisoning & Prompt-Injection Manifest Scanner
Scan an MCP tool description or manifest for tool-poisoning and prompt-injection smells , instruction overrides, hidden zero-width unicode, role-play framing, t…
A2A Agent Card Validator & Extension Checker
Validate an Agent2Agent (A2A) agent-card.json against the v1.0 shape, check the signed-card signatures block, and confirm AP2 / x402 extension declarations , th…
MCP Transport & DNS-Rebinding Security Auditor
Audit your Streamable HTTP transport for Origin/Host validation, loopback binding, DNS-rebinding protection, and token passthrough , the vuln classes behind rea…
Google AP2 Checkout/Payment Mandate (VDC) Builder & Validator
Build and validate Google's Agent Payments Protocol Checkout and Payment Mandate Verifiable Digital Credentials (Open/Closed stages). The external Google/FIDO A…
Visa Trusted Agent Protocol Signature Inspector & Readiness
Parse a Visa TAP HTTP Message Signature, surface the agent-recognition signature and its replay-protection parameters (timestamp, session id, key id, algorithm)…
Mastercard Agent Pay , Agentic Token Scope & Consent-Policy Builder
Build and lint a Mastercard Agentic Token scope , the agent-ID, merchant scope, and consent policy (spend limit, allowed merchants, expiry, velocity) that bind…
MCP Developer Readiness Scorecard
One ship-readiness scorecard for your MCP server , rolling up tool-definition quality, server.json registry-readiness, OAuth, transport security, tool-poisoning…
Kernel VM
Run a ChainGraph decision kernel's compute(policy_parameters) inside a sandboxed, hermetic, in-browser QuickJS-ng WebAssembly VM under the ocg-deterministic-com…
Visa VIC Agent Token Scope & Spend Control Policy Builder
Build and validate Visa Intelligent Commerce agent-scoped payment credentials. Define agent identity binding, MCC merchant scope, per-transaction and aggregate…
Visa Agentic Ready Program Issuer & Processor Readiness Scorer
Score an issuing bank or processor across all six Visa Agentic Ready certification pillars , agent token issuance, TAP signature recognition, consumer consent/p…
FATF Customer Risk Rating Engine
Score a customer across six FATF Recommendation 10/12 risk dimensions , entity type, geography, product/service, channel, PEP/sanctions exposure, and transactio…
KYA Compliance Firewall
Four-stage agentic transaction intercept pipeline: T282 prompt-injection scan → T477 FATF customer risk → T286 Visa TAP identity → T131 AML mandate compile. Gat…
B2B Micro-Clearinghouse
Three-stage autonomous M2M micro-payment routing pipeline: T276 protocol arbitrage (AP2/x402/TAP) → T285 cart mandate cap (e.g. $0.04) → T320 policy budget vali…
BaaS Orchestrator
Three-stage BaaS sponsor-bank routing optimiser: T152 provider scoring → MCP <code style="font-family:'JetBrains Mono',monospace;font-size:.85em">build_workflow…
Agentic Checkout Protocol Selector
Score UCP, ACP, x402, and Visa TAP against your merchant profile , platform, buyer type, AOV, agent appetite, geo, and tech capability. Produces a recommended p…
ACP/UCP Product-Feed Conformance Auditor
Audit your product feed, checkout payload, or AP2 mandate against ACP v0.2 and/or UCP field schemas. Required vs. recommended gap analysis, fix checklist, and s…
x402 Micropayment Pricing Modeler
Model API or content pricing under HTTP 402 flows: per-call price, settlement asset fee drag, breakeven vs subscription pricing, and agent economics at scale. ~…
Agent-Traffic Acceptance Policy Builder
Define accepted agent types, identity verification level, velocity and value caps, payment rails, blocking rules, and refund posture for agent-accessible APIs.…
Crypto Asset Inventory Classifier
Classify each cryptographic asset against NISTIR 8547 / FIPS 203–205: QUANTUM_SAFE, DEPRECATED, DISALLOWED, UPGRADE_REC, COND_SAFE, or REVIEW_REQUIRED. Flags HN…
HNDL Quantum Risk Scorer
Score Harvest-Now-Decrypt-Later risk per cryptographic system: sensitivity × algorithm weight × time_exposure. Risk tiers CRITICAL/HIGH/MEDIUM/LOW/NEGLIGIBLE ma…
PQC Migration Roadmap Builder
Build a phased PQC migration roadmap per system. Maps current algorithm to ML-KEM / ML-DSA / SLH-DSA replacement by use case. Assigns Phase 1–4 windows by HNDL…
Crypto-Agility Readiness Scorer
Score your organisation's crypto-agility maturity across 8 control dimensions (0–5 each, 40 max): inventory, tooling, policy, testing, vendor, governance, monit…
OTLP GenAI Span Composer & Semconv Linter
Compose hand-rolled OTLP/JSON traces with gen_ai presets for invoke_agent, chat, and execute_tool spans, and lint any OTLP/JSON trace for structural validity an…
OTel Span Receipt Verifier
Generate a receipt per span over an OTLP/JSON trace (span digest, parent-span receipt digest, semconv snapshot, eddsa-jcs-2022 signature) plus a Merkle-rooted t…
OCG Receipt Verifier
Upload or paste an OCG receipt and verify its execution_hash, eddsa-jcs-2022 Ed25519 signature, and RFC 6962 Merkle inclusion entirely offline. Snapshot-batch m…
Export Fidelity Checker
Upload an exported xlsx/csv/pdf/xbrl/vc rendering plus the canonical OCG receipt it claims to come from, and check field-by-field and byte-for-byte whether the…
FIPS 140-2 Exposure Checker
Paste a certificate inventory and flag FIPS 140-2/140-1 validations against the NIST CMVP Historical-list transition date (2026-09-21), summarizing resulting pr…
CAT-16
–Consumer Credit & BNPL
12 entriesCCD2 Scope Classifier
Classify a credit product as in-scope or exempt under CCD2 (Directive (EU) 2023/2225, applies 20 Nov 2026). BNPL and interest-free instalments newly in scope. D…
CCD2 Creditworthiness Assessment Builder
Build an Art. 18 CCD2 creditworthiness assessment framework: verified financial data, forward-looking income, proportionality bands, Art. 18(3) human review. EU…
CCD2 SECCI Disclosure Generator
Generate the Standard European Consumer Credit Information (SECCI) pre-contractual disclosure per CCD2 Annex II. All 16 mandatory fields: APR, withdrawal right…
CCD2 Readiness Scorer
Score CCD2 readiness across five domains: scope, creditworthiness, SECCI disclosure, consumer rights, governance. 22 checks. Tracks days to 20 Nov 2026 deadline…
FCA BNPL / DPC Readiness Checker
Score your BNPL product's readiness for the FCA Deferred Payment Credit regime (live 15 Jul 2026). Covers CONC affordability obligations, PCCI disclosure requir…
Merchant BNPL Integration Compliance Mapper
Map merchant-side BNPL integration obligations across UK FCA, EU CCD2, and US state BIPA requirements. Covers co-branding disclosure rules, liability allocation…
Late Fee & Penalty Compliance Calculator
Calculate maximum permissible late fees and penalty charges under UK CONC 7, EU CCD2 Art. 32, CFPB late fee safe harbour rules, and state-level caps. Configurab…
BNPL Affordability Assessment Modeller
Model BNPL affordability assessments under FCA CONC 5, EU CCD2 creditworthiness requirements, and CFPB ability-to-repay standards. Configure income, existing co…
BNPL Disclosure Template Generator
Generate PCCI (Pre-Contract Credit Information) disclosure templates compliant with EU CCD2, UK FCA CONC, and US TILA Reg Z. Configure product terms, APR, fee s…
Arrears & Collections Regulatory Compliance Checker
Audit your arrears management and collections processes against FCA CONC 7, EU CCD2 Art. 39, FDCPA, and FTC debt collection rules. Covers contact frequency limi…
BNPL APR Calculator (EU CCD2 & US TILA)
Calculate Annual Percentage Rate for BNPL products under EU CCD2 Annex I actuarial method and US TILA Reg Z APR rules. Handles instalment schedules, deferred pa…
B2B BNPL Underwriting Sandbox
Model B2B deferred payment underwriting decisions within CCA s.16B, CCD2 Art. 2(2), and Reg Z § 1026.3(a) business-purpose exemptions. Configure trade credit li…
CAT-12
–AML/KYC & Financial Crime
31 entriesAMLR Obliged Entity Scope Mapper
Classify entity type into the AMLR (Reg (EU) 2024/1624) obliged-entity list and applicable CDD obligations. 18 entity types. Cash-intensive, crypto, PEP, corres…
AMLR UBO Beneficial Ownership Mapper
Apply the harmonised 25% UBO threshold (AMLR Art. 62 / AMLD6). Determines EDD triggers, register-filing requirements, and special structure handling (trust, fou…
AMLR Cash Limit & EDD Classifier
Classify cash transactions against the AMLR Art. 80 €10,000 limit. Identifies structuring risk, EDD triggers, and mandatory ID thresholds. STR guidance. Applies…
AMLR CDD Policy Builder
Build a Customer Due Diligence policy framework per AMLR (Reg (EU) 2024/1624) Art. 20–29. Configures SDD, standard CDD, and EDD tiers with required measures. En…
CDD/EDD Checklist Generator
Jurisdiction-aware CDD and EDD checklist builder across US BSA/FinCEN, UK FCA/MLR 2017, EU 6AMLD, MAS, and AUSTRAC. Standard / Simplified / Enhanced modes. AP2…
Customer Risk Rating Engine
Score KYC risk across six FATF dimensions with configurable weighting. Maps to FinCEN RBA, EBA Joint Guidelines, FCA FG17/6, MAS. AP2 JSON export.
KYB Beneficial Ownership Mapper
Build UBO trees up to five layers. Flags 25% threshold entities, shell companies, circular ownership. FinCEN CDD Rule · 6AMLD · UK PSC Register. AP2 SVG + JSON…
PEP & Sanctions Exposure Simulator
Simulate name-matching against OFAC SDN, EU Consolidated, UN, HMT, SECO lists. Fuzzy/phonetic matching with false-positive rate modelling.
Adverse Media & Negative News Profiler
Structured adverse media assessment across 10 crime categories. Wolfsberg AML Principles aligned. EDD report with source credibility scoring. AP2 export.
KYC Document Verification Checklist
Jurisdiction-specific KYC document checklists for individuals, corporates, trusts. FinCEN CIP Rule · FCA MLR 2017 · 6AMLD accept/reject criteria.
Correspondent Banking Due Diligence Matrix
CBDD assessment aligned to Wolfsberg Correspondent Banking Principles 2023. Risk-scored output with Wolfsberg Questionnaire gap analysis. AP2 export.
Transaction Monitoring Rule Builder
Flagship enterprise TM engine. Generate structured TM rule pseudocode with TPR/FPR/F1 metrics for velocity, structuring, typology, and cross-border monitoring.…
Structuring Pattern Detector
Detect smurfing, threshold avoidance, temporal clustering in synthetic transaction sequences. FATF ML typology mapping with investigative priority output.
Cross-Border Wire Transfer Analyzer
Flag high-risk jurisdiction routing, shell entity indicators, PEP-adjacent beneficiaries. FinCEN Wire Transfer Rule · FATF R.16.
CTR/SAR Threshold Simulator
Simulate BSA CTR and SAR filing decision logic. Filing deadline calculation, Phase I/II CTR exemption eligibility, and AP2 JSON filing policy mandate.
FATF ML/TF Typology Library
40+ FATF typologies with red flag indicators and TM rule configurations. Layering Identifier mode maps transaction sequences to placement/layering/integration s…
SAR Narrative Generator
The sole SAR narrative output in the catalog. Generates jurisdiction-specific narratives for US FinCEN SAR, UK NCA, AU AUSTRAC SMR, EU FIU STR. AP2 filing recor…
Regulatory Reporting Calendar
AML/financial crime regulatory reporting deadlines by jurisdiction and report type. Export compliance calendar with filing triggers and deadline logic.
AML Program Gap Auditor
Internal AML programme maturity assessment across FATF 40 Recommendations. Distinct from Tool 88 (product launch compliance). AP2 gap register export.
FATF Readiness Scorer
Score institutional FATF Immediate Outcome readiness across all 11 IO dimensions. Outputs composite score and remediation priority table.
Sanctions Program Builder
Design sanctions screening programme: list coverage, match threshold policy, escalation workflow, and designated persons handling. AP2 JSON policy export.
VASP Travel Rule Checker
Check Travel Rule compliance for VASP-to-VASP transfers. Covers FATF R.16, EU TFR, FinCEN CVC rules, GENIUS Act, and MiCA. Threshold and field-level validation.
Crypto Transaction Risk Profiler
Profile on-chain transaction risk: mixer/tumbler indicators, high-risk VASP counterparty exposure, unhosted wallet flags, and cross-chain bridge activity.
Stablecoin VASP AML Mapper
Map AML obligations for stablecoin issuers and VASPs under MiCA, GENIUS Act, FinCEN, and FATF revised Recommendation 15.
DeFi/NFT Risk Assessment
Assess AML risk exposure for DeFi protocol interactions and NFT marketplace activity. FATF updated R.15 guidance and grey/black list overlay.
AML Scenario Training Lab
Interactive training simulations for FATF typology recognition, red flag identification, and SAR/CTR decision-making. Built for BSA officer certification prep.
AP2 AML Mandate Builder
Anchor agentic tool for Cat-12. Translate AML programme controls into a validated AP2 JSON mandate for MCP runtime ingestion. Human-readable policy summary incl…
Fuzzy-Match Calibration Scorer
FPR/recall/F1 scoring and threshold calibration for sanctions fuzzy-match engines. Levenshtein, Jaro-Winkler, and Phonetic algorithms. Wolfsberg-aligned. Synthe…
APP Fraud Graph Simulator
Monte Carlo BFS simulation of APP (Authorised Push Payment) fraud propagation across payment networks. PSR reimbursement cap modelling. Retail, corporate-sweep,…
GENIUS Act AML & Sanctions Program Scope Builder
AML/BSA programme scope for PPSIs under GENIUS Act §10. BSA registration, CIP/CDD, TM rules, OFAC screening, Travel Rule ($3k threshold), and SAR filing matrix.
AMLA 2027 AML Readiness Gap Analyzer
Gap analysis for AMLR (EU 2024/1624) effective July 2027. Covers CDD harmonisation, UBO threshold change (25%→15%), new obliged entities (crypto, crowdfunding),…
CAT-9
–Card Economics
10 entriesEUDI Attribute Attestation Mapper
Map KYC attributes to EUDI Wallet PID + (Q)EAA attestations under eIDAS 2.0 (Reg (EU) 2024/1183). Covers selective disclosure, AML CDD mapping. EUDI Wallet avai…
EUDI KYC Flow Designer
Design a wallet-based KYC onboarding flow with EUDI Wallet acceptance under eIDAS 2.0. Maps presentation request, selective disclosure, AML CDD, and SCA complia…
EUDI Relying Party Registration Checker
Check EUDI Wallet relying-party registration obligations, intended-use declaration, and acceptance-deadline runway under eIDAS 2.0. Tracks days to EUDI Wallet d…
ClearCost Card & A2A Payment Cost Analyzer
Merchant View compares Flat-Rate vs. Interchange-Plus vs. Cash Discount with animated donut charts. Professional View dissects MDR at the line-item level , inte…
MCC Code Explorer & Risk Profiler
Searchable, filterable reference for 340+ Merchant Category Codes from ISO 18245. Filter by risk tier (Low / Medium / High / Prohibited), network flags, NAICS i…
Interchange Fee Optimizer
Model U.S. interchange fees across Visa, Mastercard, Amex, and Discover. Compare flat-rate vs. interchange-plus vs. tiered pricing. Calculate Level 2/3 savings,…
Merchant Card Economics Optimizer
Four-stage merchant card cost analysis and optimization framework. Model blended interchange rate, map MCC risk and category, identify routing and surcharging s…
Scheme Fee Analyzer
Break down Visa and Mastercard scheme fees for acquirers , assessment fees, FANF (Fixed Acquirer Network Fee, 6 volume tiers), cross-border assessments, NABU/AP…
Issuer Card Portfolio P&L Model
Model the full economics of a card issuer's portfolio: net interest income, interchange revenue, annual fees vs. rewards liability, fraud loss, credit losses, a…
Card Programme Unit Economics Builder
Model co-brand, private label, fintech/BIN-sponsor, and prepaid card programme economics , issuer interchange split, rewards liability, marketing contribution f…
CAT-19
–Payment Scheme & Network
14 entriesACH Fraud Monitoring Procedure Builder
Nacha Phase 2 (effective 2026-06-22): select ACH participant role(s) to generate required credit-entry fraud monitoring procedures, risk-tiering worksheet, and…
ACH False-Pretenses Credit-Entry Simulator
Simulate Nacha Phase 2 false-pretenses ACH credit-entry fraud scenarios , vendor impersonation, payroll redirect, BEC , and map triggered rule obligations by ro…
ACH Fraud Monitoring Audit Pack Generator
Nacha Phase 2 annual review requirement: generate a role-specific evidence checklist and Markdown audit binder. Mark items satisfied or gap in-browser, export t…
Fedwire/CHIPS Remediation Diff Receipt
Diff an original and a remediated Fedwire/CHIPS payment file record-by-record against the November 2026 structured-address lint. Produces a per-record clearance…
Swift MT101 Coexistence Readiness Diff
Declare the message format currently in production (MT101 or pain.001v9) and a structural self-declared readiness checklist. Get a deterministic ready/not-ready…
NACHA ACH Rule Compliance Checker
Check ACH programme against NACHA Operating Rules §2–§9. March 2026 Fraud Monitoring rules embedded. Return code reference, compliance status per section, Markd…
Visa/MC Interchange Qualification Tester
Simulate interchange category qualification for Visa CPS/Qualified/Standard and MC Merit I/III/Enhanced Best. Optimisation recommendations and AP2 JSON intercha…
PCI DSS v4.0 Scope Assessment Wizard
Step-by-step PCI DSS v4.0 scope assessment. SAQ determination (A/A-EP/B/B-IP/C/D), CDE boundary, customised approach, targeted risk analysis. Markdown complianc…
Card Dispute & Reason Code Mapper
Instant reference for Visa VDR, Mastercard MDR, and Amex CMG dispute reason codes. Required documentation, deadlines, and arbitration rules. Companion to Tool 4…
Chargeback Evidence Bundle Composer
Work an agent-transaction dispute pack as a CHECKRUN across mandate/receipt, payment-protocol, and session/delivery evidence groups. Produces a hash-chained, Me…
3DS 2.x / EMV 3D Secure Compliance Checker
Assess 3DS 2.x implementation: frictionless vs. challenge flow, SCA exemptions (TRA, low-value, trusted beneficiary, recurring), liability shift (ECI codes), an…
RTP Network Participation Checker
Check eligibility for FedNow, RTP/TCH, PIX, UPI, PayTo/NPP, Faster Payments, and SEPA Instant. Per-network onboarding checklists, technical requirements, and AP…
Network Rule Change Impact Assessor
Model the impact of 2025–2026 Visa, Mastercard, and NACHA rule changes on your portfolio. 7 embedded rule changes, interchange impact, compliance actions, timel…
Card Scheme Fee Benchmarking Tool
Benchmark Visa and Mastercard scheme fees by card type across US, EU, UK, and APAC. Fee-per-transaction breakdown, Visa/MC comparison, optimisation opportunitie…
CAT-2
–Compliance & Consent
49 entriesReg CC Funds-Availability Calculator
Regulation CC (12 CFR 229) dollar thresholds frozen to 2030 values, plus hold-schedule date math from a deposit date and deposit type using configurable busines…
VC 2.0 Issuance Composer
Compose, sign (eddsa-jcs-2022 over an ephemeral did:key), and verify a W3C Verifiable Credential 2.0 client-side. Exports the signed credential plus an OCG Stan…
SD-JWT Disclosure Workbench
Issue a Selective Disclosure JWT (RFC 9901) with per-claim disclosure toggles, or paste an SD-JWT to build a redacted presentation with an optional KB-JWT holde…
Verification-Failure Incident Composer
Compose and sign (eddsa-jcs-2022 over an ephemeral did:key) a verification-failure incident record from session context, an OCG Standard §22.9 AR4SI-tiered fail…
C2PA Manifest Composer
Author a C2PA manifest DEFINITION in-browser: c2pa.actions v2 assertions with a digitalSourceType picker (including trainedAlgorithmicMedia), ingredient declara…
Data Subject Rights Workflow Generator
Generate jurisdiction-specific DSR response workflows for all seven GDPR/UK GDPR rights (Art. 15–22) plus CCPA equivalents. Compliance clock, identity verificat…
Consumer Duty Outcome Testing Dashboard
Score outcomes against the four FCA Consumer Duty outcome areas (PRIN 2A.3–2A.6). RAG scorecard, MI monitoring framework, evidencing checklist, and board annual…
Sanctions Programme Health Checker
Assess institutional sanctions programme governance against OFAC's Five Essential Components Framework (2019), UK OFSI General Guidance (2024), and EU Art. 8 du…
Operational Resilience Self-Assessment Tool
Map Important Business Services, set impact tolerances, and score programme maturity against FCA PS21/3 (testing phase active March 2025), PRA SS1/21, and FFIEC…
Regulatory Change Impact Assessor
Generate a prioritised regulatory change calendar for the 2025–2027 horizon, customised by institution type, jurisdiction, and product scope. Embedded database…
LEI Lifecycle & GLEIF Validation Tool
Validate LEIs against ISO 17442 check digit (MOD 97-10). Detect ISSUED, LAPSED, RETIRED, and FORMAT ERROR. Batch validate up to 100 LEIs. Map LEI fields to ISO…
LEI Data-Quality Grading Worksheet
Grade a pasted GLEIF LEI record across six data-quality dimensions: registration status, renewal timeliness, corroboration, entity status, Level-2 parent disclo…
Text Redline Workbench & Diff Receipt
Deterministic line-level redline between an original and revised text or markdown document. Hand-rolled Myers diff, cryptographic diff receipt (per-hunk digests…
vLEI / ACDC SAID Structural Checker
Recompute the self-addressing identifiers (SAIDs) of a pasted ACDC / vLEI credential (Blake3-256 or SHA2-256 CESR codes) and cross-check the schema SAID against…
Workbook Table Editor
A plain-table spreadsheet grid over a hand-rolled, zero-dependency workbook core. Import CSV, edit cells, write formulas, navigate with the keyboard, select ran…
Workbook Round-Trip Verify
Load a Spreadsheet Input Manifest for a run, paste back each recomputed Excel range, and get a match/mismatch receipt naming every diverging cell. Reuses the wo…
AIUC-1 Readiness Checkrun
Work the 23 automatable AIUC-1 controls (pillars A-F, 2026-Q1) as a CHECKRUN. Attach an attestation note or evidence digest per control, then produce a hash-cha…
MiFID II / MiFIR Transaction Reporting Readiness Checker
Assess readiness for MiFID II Article 26 / MiFIR transaction reporting across 65 mandatory RTS 22 fields, ESMA validation rules, ARM connectivity, LEI populatio…
BCBS 239 / SR 11-7 Model Risk & Data Governance Readiness Scorer
Score readiness against all 14 BCBS 239 principles across 4 domains and SR 11-7 model risk governance. Full 47-question or quick 14-question mode. RAG scorecard…
Consent Simulator + Compliance Auditor
Design and audit consent capture flows at point of data collection. Tests GDPR Art. 7, ePrivacy, CCPA, and TCF v2.2 consent mechanisms , pre-collection complian…
ACH / NACHA File Validator + Return Code Decoder
Validate NACHA-format ACH files, verify routing numbers with ABA check digit validation, decode all return and NOC codes, and check SEC code compliance. NACHA 2…
VRP Mandate Builder + SEPA Validator
Build UK Commercial VRP mandates with configurable parameters and validate SEPA credit transfers client-side. Includes MOD-97 IBAN check, BIC structural validat…
Instant Payment Limits Reference + Rail Comparator
Searchable, filterable reference for transaction limits, cut-off times, availability, and regulatory rules across FedNow, RTP, ACH, Faster Payments, SEPA Instan…
Batch Payment File Validator + Sanctions Screening
Screen names, entities, and identifiers against OFAC SDN, OFSI, UN, and EU consolidated sanctions lists using fuzzy-match algorithms. Batch processing up to 500…
Compliance Readiness Assessment
Select your jurisdiction(s), entity type, and product category to generate a gap analysis table against PSD3, MiCA, FinCEN AML, SAMA, CBUAE, and MAS regulatory…
EU AI Act Article 6 Risk-Class Mapper
Classify your financial-services AI system under EU AI Act Annex III. Identifies Unacceptable, High-Risk, Limited, and Minimal risk tiers with Article 6 legal b…
GENIUS Act Reserve Composition Optimizer
Validate and optimise payment stablecoin reserve composition against GENIUS Act requirements (effective Jan 2027). Checks 1:1 backing, permitted assets (cash, F…
FCA DPC (BNPL) Scope & Authorisation Classifier
Determine whether your BNPL/DPC operation falls within the FCA regulatory perimeter under PS26/1 (effective 15 July 2026), TPR eligibility, and authorisation pa…
FCA DPC Creditworthiness & Affordability Assessment Builder
Build a proportionate creditworthiness and affordability assessment framework for DPC lenders per FCA PS26/1 and Consumer Duty. Generates proportionality tier,…
FCA Consumer Duty Application to DPC Mapper
Map your DPC product against the four Consumer Duty outcomes per FCA PS26/1. Generates RAG status across Products & Services, Price & Value, Consumer Understand…
EU AI Act Article 9 Risk Management System Builder
Generate a compliant Article 9 Risk Management System documentation framework for high-risk AI in financial services (credit scoring, fraud, AML). Effective Aug…
EU AI Act Article 10 Data Governance Mapper
Map training and testing data governance obligations for high-risk AI systems per EU AI Act Article 10. Covers bias examination, data provenance, representative…
EU AI Act Provider vs Deployer Obligations Splitter
Resolve the Art.25 provider/deployer obligation split for financial institutions using third-party AI systems. Generates obligation lists and required contract…
SR 26-02 Model Risk Management Gap Analyzer
Assess model risk management against the revised Interagency MRM Guidance (SR 26-02, April 2026), which replaced SR 11-7. Covers proportionality tiers, five MRM…
FRTB Internal Model Approach (IMA) Eligibility Checker
Determine whether a trading desk qualifies for FRTB IMA or must use SA per CRR III (binding Jan 1 2027, EU). Runs P&L attribution indicators, NMRF check, and ba…
Basel III Endgame (US) Capital Impact Estimator
Estimate RWA impact under the March 2026 US federal Basel III Endgame proposal. Models the Expanded Risk-Based Approach, operational risk Business Indicator cha…
FCA Consumer Duty Annual Board Report Builder
Build the structured annual Consumer Duty board report required by FCA PS22/9 (due July 31, 2026). Encodes FCA April 2026 observations: outcome evidence standar…
Consumer Duty Vulnerability Assessment Builder
Maps vulnerable customer segments to FCA Consumer Duty four outcome areas. 4×4 RAG matrix with gap list and required actions per PS22/9 and FG21/1.
Consumer Duty Price & Value Assessment Tool
Tests product/service against FCA PRIN 2A.4 price and value outcome. Five-factor scoring with Pass/Review/Fail verdict and price band recommendations.
Consumer Duty MI Framework Builder
Generates 16-metric MI framework covering all four Consumer Duty outcomes with data sources, frequency, owner, and escalation thresholds.
FRTB Trading Desk Structure & IMA Eligibility Assessor
Maps trading desk boundaries and tests IMA qualification criteria under FRTB MAR30-33. Outputs eligibility, colour zone, and fallback capital add-on.
P&L Attribution Test Simulator
Simulates FRTB P&L Attribution Test. Calculates Pearson/Spearman correlations, UPL variance ratio, and Green/Amber/Red zone per MAR32.
SA-CCR Exposure-at-Default Calculator
Computes SA-CCR EAD = alpha × (RC + PFE) for derivatives per CRR2/CRR3. Full formula workings with supervisory delta and maturity factor.
CVA Capital Framework Selector
Routes banks to BA-CVA vs SA-CVA vs Simplified based on portfolio, waiver eligibility, and complexity per CRR2/CRR3 Articles 381-386.
MiFID III / IFR Investment Firm Impact Assessor
Calculates IFR K-factor capital requirements (K-AUM + K-COH + K-ASA) by firm class and assesses MiFID III reform impact across best execution and research.
EU Data Act Financial Services Scope Mapper
Maps EU Data Act (Sep 2025) obligations for financial services. Articles 3-31 scope, cloud switching, public sector access, and overlap with FIDA/GDPR.
PSD3 SCA Transition Checker
Compares current PSD2 SCA implementation against PSD3. Gap analysis, exemption threshold changes, liability shift implications, and RTS timeline.
QC 1000 / AS 1215 Engagement-Documentation Gap Checker
Mark which documentation elements are present in an engagement-file inventory and get a gap report against a cited PCAOB AS 1215 / QC 1000 documentation-element…
Technology-Assisted-Analysis Record Composer
Compose a PCAOB AS 1105 / AS 2301 technology-assisted-analysis documentation record. Internal tool analyses are labeled observed and receipt-backed; external to…
CAT-1
–Core Infrastructure
12 entriesA2A Fee Calculator + Route Optimizer
Input your payment volume and cost structure to compare A2A costs across FedNow, RTP, Same-Day ACH, Next-Day ACH, and SEPA Instant. Generates a print-ready exec…
ISO 20022 Message Builder + Pilot Brief
Build and validate ISO 20022 XML messages including pain.001, pain.008, pacs.008, pacs.004, camt.053, and camt.056. Generates a plain-English pilot brief alongs…
A2A Reconciliation Workbench
Reconcile A2A payment batches against invoice ledgers using three-pass matching: exact amount, fuzzy reference, and date proximity. Generates structured excepti…
A2A Fee Benchmarking Report Builder
Input your current payment volume and cost structure, and generate a print-ready executive report comparing your costs against FedNow, RTP, Same-Day ACH, and Ne…
Synthetic A2A Test Data Generator
Generate up to 10,000 realistic synthetic A2A payment records with deterministic seed control , realistic transaction IDs, routing numbers, timestamps, return c…
A2A Payment Failure Analyser + RCA Generator
Paste or upload raw A2A payment logs and get automated root-cause analysis, failure pattern clustering, return-code breakdowns, and a markdown RCA report. Clien…
VDCAP Payload Auditor & Card Fee Optimizer
Paste a CNP payment payload and audit it against Visa's April 2026 VDCAP requirements. Detect missing Network Token, IP address, and Device ID fields, estimate…
ISO 20022 Data Truncation & Address Auditor
Detect "silent data loss" in MX payloads before they hit legacy systems. Paste any pacs.008 or ISO 20022 MX message to identify XML elements exceeding legacy MT…
ISO 20022 Migration Navigator
Five-stage compliance workflow for the November 2026 SWIFT CBPR+ structured address mandate. Audit MX payloads for truncation risk, parse unstructured addresses…
A2A Rail Optimization Command Center
Five-stage strategic rail selection framework: score FedNow, RTP, Same-Day ACH, SEPA Instant, and SWIFT gpi against your use case, model all-in costs, quantify…
EU IPR ISO 20022 Structured Address Field Validator
Validate whether EU payment messages comply with the November 2026 ISO 20022 structured address mandate under EU Instant Payments Regulation. Maps AdrLine to To…
SEPA IPR Annual Report Builder
Build the mandatory NCA annual report for EU PSPs under Regulation (EU) 2024/886 (mandatory from April 2026). Calculates instant payment adoption rate, VOP pass…
CAT-3
–Fraud & Risk
11 entriesFraud Score Simulator + Explainability Panel
Simulate ML-style fraud scoring on synthetic payment transactions with configurable feature weights and a SHAP-style explainability panel. Generates SAR-ready n…
Invoice-to-A2A Tooling Suite
Parse invoices into Pay-by-Bank links and reconcile A2A payments against invoice ledgers. Three integrated tools: link generator, reconciliation workbench, and…
A2A Compliance Checklist Generator
Generate jurisdiction-specific compliance checklists for A2A product launches. Configure by market (US, UK, EU, Brazil, India, Australia) and product type to re…
Batch Payment File Validator + Sanctions Screening
Validate NACHA, ISO 20022, SEPA, and SWIFT MT batch files entirely in-browser. Entry-by-entry error table with severity classification and synthetic ACK/NACK ge…
BIN / IIN Intelligence Workbench
Decode Bank Identification Numbers without an API key. Luhn-validate PANs, identify network (Visa, MC, Amex, Discover, UnionPay, JCB, Mir), infer card type (cre…
Chargeback Representment Builder + Evidence Optimizer
Build chargeback representment packages for Visa, Mastercard, Amex, and Discover. Reason code intelligence engine with CE 3.0 compliance checker, dynamic eviden…
Payment Fraud Investigation Decision Lab
Five-stage end-to-end fraud investigation workflow , from NACHA/ISO 20022 intake and sanctions screening through BIN/FedNow entity intelligence, automated risk…
Synthetic Identity Fraud Risk Scorer
Pre-application synthetic identity risk scoring across 7 structural identity attributes before a credit or account decision. Composite score, signal breakdown,…
APP Scam Pre-Payment Risk Assessor
APP scam risk scoring and typology classification at the point of payment initiation. 5 scam typologies, friction intervention recommendations. Pre-payment dete…
AP2 Fraud & Risk Policy Mandate Builder
Consolidates four fraud risk dimensions , detection thresholds, APP scam controls, loss tolerance, and SAR reporting triggers , into a validated AP2 JSON mandat…
First-Party Fraud & Mule Detection Framework
Score accounts for first-party fraud and money mule risk across onboarding, behavioural, and typology dimensions. Identifies bust-out patterns, synthetic identi…
CAT-21
–Real-Time Payments Operations & Compliance
20 entriesFedNow Participant Lookup + Coverage Stats
Search all 1,700+ FedNow participants by institution name, city, state, or routing number. Coverage analysis, DDA penetration estimates, and CSV export. Data so…
APP Fraud Liability Decision Matrix
Model liability allocation for authorized push payment fraud across UK and EU regulatory frameworks. Configurable scenario inputs covering bank liability, consu…
A2A Liquidity Simulator , Single & Multi-Rail
Model intraday cash flow and prefunding requirements across FedNow, RTP, ACH, SEPA Instant, PIX, and UPI. Single-rail mode shows minute-by-minute balance charts…
FedNow Participation Readiness Scorer
Score your institution against all 47 FedNow participation requirements across technical, operational, compliance, and liquidity dimensions. Readiness score, ga…
ISO 20022 Cross-Rail Message Compatibility Checker
Check ISO 20022 message compatibility across 6 real-time rails: FedNow, RTP/TCH, SEPA Instant, CHAPS, Faster Payments, and SWIFT CBPR+. Field-level overlay comp…
Real-Time Payment Fraud Velocity Rule Builder
Build and test fraud velocity rules for real-time payment rails. Configure thresholds, time windows, and action triggers for sub-second decisioning. AP2 JSON ru…
PSR APP Fraud Reimbursement Workflow Builder
Build PSR PS24/3-compliant APP fraud reimbursement workflows. Model the £85,000 consumer cap, gross negligence defences, sending/receiving PSP liability split,…
Intraday Credit Facility Sizing Model
Size intraday credit facilities against BCBS 248 ILM indicators and LCR requirements. Model peak intraday liquidity usage, facility headroom, and stress scenari…
ISO 20022 Schema-Subset Tables & Validators
Hand-derived schema-subset tables for pain.001.001.09 (+.12 delta) and camt.053.001 with IBAN mod-97, BIC format, ISO 4217/3166 code lists, decimal/date facets,…
camt.053 Reconciliation Workbench
Import a camt.053 statement and a counterpart expectation set, run a deterministic EndToEndId-then-tolerance match engine, and produce a hash-chained reconcilia…
pain.001.001.09 Payment Composer & Preparation Receipt
Author a multi-payment pain.001.001.09 credit-transfer initiation message with live per-field validation, canonical byte-stable XML export, and a preparation re…
AP2 Real-Time Payments Policy Builder
Build AP2 agentic policy definitions for real-time payment decisioning across 5 dimensions: rail selection, fraud threshold, reimbursement rules, liquidity guar…
ISO 20022 Message Validator + Field Explorer
Validate ISO 20022 XML messages (pacs.008, pain.001, camt.053) against embedded schema rules, parse every field with business context, and explore 20+ message t…
ISO 20022 Status & Rejection Decoder
Decode ISO 20022 pacs.002/008/009 TxSts and StsRsnInf rejection codes to plain English with severity classification, remediation guidance, and CBPR+ Nov 2026 st…
APP Fraud Liability Decision Matrix
Five-stage decision framework for APP fraud liability under UK PSR rules. Model sending and receiving PSP obligations, consumer gross negligence defences, and r…
Alias/Proxy Payment Directory Readiness Assessor
Evaluate PSP readiness for alias-based real-time payment routing across FedNow alias, UK Confirmation of Payee, UPI, PayID (AUS), Zelle, and SEPA Proxy Lookup.…
Verification of Payee (VoP) Readiness & Match-Outcome Simulator
Simulate the four EPC VoP outcomes with a deterministic name-matching engine , diacritics, legal-form suffixes, token order, tunable thresholds , and score PSP…
CoP & VoP Scheme Readiness Self-Assessment
Score your declared answers against the EPC Verification of Payee Rulebook (EPC218-23 v1.1) and Pay.UK Confirmation of Payee obligations, plus a separately-flag…
CBDC Pilot Participation Readiness Assessor
Evaluate institutional readiness to join a central bank digital currency pilot across 5 dimensions: technology (DLT/API/HSM), legal/regulatory, AML/KYC for prog…
APP-Reimbursement Claim-Evidence Composer
Assemble VoP/CoP session receipts, a customer-comms attestation, and a gross-negligence assessment into a hash-chained, Merkle-rooted claim-evidence bundle. UK…
CAT-4
–Ops & Monitoring
11 entriesPay-by-Bank Checkout Prototyper
Prototype open banking pay-by-bank checkout flows with configurable UX patterns, bank selection UI, and consent screens. Generates conversion insight metrics fo…
Payment Journey Mapper + Failure Points Overlay
Visualize end-to-end payment flows for FedNow, ACH, UK Open Banking, and SEPA Instant , from origination through settlement. Toggle a failure-points overlay to…
Real-Time Ops Dashboard Template
A configurable mock real-time A2A payments operations dashboard. Monitor simulated FedNow, RTP, ACH, and SEPA Instant SLAs, latency percentiles, transactions pe…
Emerging Market A2A Corridor Cheat Sheet
Instant-access structured reference for 30+ emerging market payment corridors , covering rail availability, FX volatility tiers, regulatory risk ratings, typica…
Payment Decline Code Decoder & Recovery Guide
Look up any card or A2A payment decline code across Visa, Mastercard, NACHA, SEPA, and FedNow. Each entry includes the plain-English reason, whether to retry, r…
Payment Operations Incident Response Runbook Builder
Wizard-driven generator for jurisdiction-specific incident response runbooks. OCC 36hr, GDPR 72hr, DORA 4hr countdown timers, P1–P4 severity classifier, role as…
Smart Routing Advisor , Payment Rail Decision Engine
7-step wizard that recommends the optimal payment rail for your scenario. Scores ACH Same-Day/Next-Day, FedNow, RTP, Fedwire, SWIFT, SEPA Instant/CT, UK Faster…
A2A Real-Time Migration Lab
Five-stage operational playbook for migrating payment flows to real-time A2A rails , FedNow, RTP, or open-banking VRP. From cost baseline and rail scoring throu…
Real-Time Rail Prefunding Scheduler
Daily prefunding schedule builder for FedNow, RTP, and SEPA Instant. 24-row hourly net position table, opening balance recommendation, top-up windows, idle capi…
Global Payment Cutoff & Settlement Atlas
Operator-level cutoff precision across 16 global rails with DST adjustment and bank holiday flags for a specific date and corridor. Fedwire, FedNow, ACH, RTP, C…
AP2 Payment Ops Policy Mandate Builder
Consolidates four ops policy dimensions , liquidity, routing, SLA monitoring, and incident escalation , into a validated AP2 JSON mandate. Imports T324 prefundi…
CAT-5
–Open Banking & APIs
25 entriesOpen Banking API Explorer + Rate Limit Simulator
Browse and edit mock UK Open Banking v3.1 and CFPB 1033/FDX API responses across 10 endpoint types. Simulate 429 rate limit throttling and generate retry code i…
IBAN Validator + BIC Lookup + SEPA Reachability
Validate IBANs using the full MOD-97 algorithm with country-specific length checks, validate BIC structural format, and verify SEPA reachability. Batch CSV mode…
Open Banking Consent & Permission Dashboard Builder
Design, preview, and validate customer-facing Open Banking consent dashboards across UK OBIE, EU PSD3/PSR, and US CFPB 1033. Configure account scopes, TPP ident…
SCA Exemption & Consent Scope Mapper
Three engines in one: deterministic SCA exemption eligibility under EBA RTS 2023 and UK FCA guidance; consent scope translation across UK OB v3.1, EU PSD3, AU C…
VRP Mandate & Sweep Logic Builder
Design Variable Recurring Payment mandates in Sweeping or Commercial mode, stress-test hard limits against billing cadences, and simulate sweep algorithms with…
Open Banking Transaction Visualizer & Ledger
Paste a raw Open Banking API response , UK OBReadTransaction6 or FDX v5 format , and instantly see a sortable ledger, inflow/outflow breakdown, MCC merchant cat…
Open Banking Payment Corridor Optimizer
Select an origin and destination, enter transaction amount and constraints, and get a ranked comparison of A2A payment rails , FedNow, SEPA Instant, SWIFT gpi,…
Open Banking Consent Receipt Generator + Validator
Generate standardized, machine-readable consent receipt artifacts for UK OBIE v3.1, EU PSD2/PSD3 (Berlin Group), and US CFPB 1033/FDX. Validate existing receipt…
FAPI Security Header & Compliance Validator
Paste raw HTTP response headers or an authorization request URL and instantly validate against FAPI 1.0 Read-Write, FAPI 2.0 Security Profile, UK OB Security Pr…
ISO 20022 Message Validator + Field Explorer
Validate pacs.008, pain.001, camt.053, and 20+ ISO 20022 message types against embedded schema rules. Parse every field with its business meaning, run batch val…
DORA Operational Resilience Auditor
Score your institution's DORA compliance posture across all five pillars: ICT risk management, incident reporting, TLPT readiness, third-party ICT risk, and inf…
ISO 20022 Migration Readiness Scorer
Score your bank or PSP's ISO 20022 migration readiness across 7 dimensions: data mapping, core systems, testing, operations, compliance, counterparty readiness,…
AP2 Agentic Payments Compatibility Checker
Validate whether your payment flow meets AP2 agentic payments standards. Check agent verification, consent scope, payload structure, and settlement rail compati…
CFPB §1033 Institution Classifier
Classify your institution under CFPB §1033 Personal Financial Data Rights. Determines Tier 1–4 or TPPP status, compliance deadline, and full obligations checkli…
CFPB §1033 Data Rights Scoper
Scope your CFPB §1033 covered data obligations across the 7 data categories. Determine which categories apply to your institution and products, with access rule…
CFPB §1033 TPPP Obligation Mapper
Map CFPB §1033 obligations for Third-Party Payment Providers (TPPPs). Select TPPP type and use cases to receive authorization requirements, data minimization ru…
EU FIDA / Open Finance Readiness Scorer
Horizon-readiness scorer for the draft EU Financial Data Access Regulation: scope classification by entity and data category, FDSS membership and permission-das…
PSD3 / PSR2 Transition Impact Assessor
Assess the transition from PSD2/EMD2 to PSD3/PSR for PIs, EMIs, and banks. Covers EMI-to-PI reclassification, mandatory VoP extension, prescriptive API SLA stan…
FiDA Open Finance Data Access Scope Mapper
Map obligations under the proposed EU Financial Data Access Regulation (FiDA), extending data sharing beyond payment accounts to mortgages, savings, investments…
eIDAS 2.0 EUDI Wallet Relying Party Readiness Scorer
Score readiness to accept EU Digital Identity Wallets (EUDI) as SCA under eIDAS 2.0 (Regulation EU 2024/1183). Member states deploy wallets by December 2026; fi…
FIDA FIP Authorisation Readiness Builder
Gaps FIP licence applications against EU FIDA Regulation Articles 14-25. Readiness score 0-100 with authorisation timeline and technical standards.
FIDA Permission Scheme Scope Checker
Maps data categories to FIDA permission scheme vs PSD2/open banking obligations. In Scope / Out of Scope / Existing Obligation per data type.
Open Finance API Monetisation Calculator
Models revenue scenarios for data holders offering premium open finance API access under FIDA. 3-year projection, margin analysis, and break-even.
FIDA Cross-Sector Data Scope Mapper
Maps insurance, pension, mortgage, and investment data into FIDA scope with Phase 1/2/3 implementation timeline per sector and standardisation body.
Open Finance Business Case ROI Modeller
5-year ROI model with NPV, payback period, and ±20%/±30% sensitivity analysis for open finance API investment decisions.
CAT-6
–Treasury, Strategy & Revenue
25 entriesNostro/Vostro A2A ROI Memo Generator
Generate a ready-to-paste executive memo quantifying working capital savings of migrating from correspondent banking to tokenized A2A rails. Input volume, settl…
Cross-Border Corridor Savings Calculator
Calculate real cost savings of switching from SWIFT correspondent banking to A2A direct rails for a specific cross-border corridor. Enter send volume, current S…
Subscription Churn Analyzer: Card vs. A2A/VRP
Quantify the ROI of migrating subscription payments from card-on-file to A2A / Variable Recurring Payments. Input subscriber count, ARPU, churn profile, and car…
ISO 20022 Payment Reference Generator
Generate compliant ISO 20022 payment reference numbers, UETRs (RFC 4122 v4 UUIDs), end-to-end identifiers, and instruction IDs per CBPR+ and HVPS+ specification…
A2A Settlement Finality Comparator
Compare settlement finality mechanics and risk exposure across RTGS, DNS, FedNow, RTP, SEPA Instant, and blockchain/tokenized rails. Includes legal finality vs.…
Options P&L Analyzer
Full Black-Scholes pricing engine with all five Greeks per leg and net position. Ten prebuilt strategies , Bull Call Spread, Iron Condor, Straddle, Strangle, Bu…
Cash Flow Forecaster & Liquidity Stress Lab
13-week rolling and 12-month cash flow workbench. Manual entry or CSV import. Stackable stress scenarios , delayed receivables, payroll spikes, tax payments, re…
Subscription Dunning & Recovery Simulator
Model retry strategies, dunning sequences, and billing cadence for recurring payments. Simulate involuntary churn recovery across configurable synthetic cohorts…
Payment Investment ROI & Business Case Builder
Generate a CFO-ready executive memo for A2A migration, FedNow adoption, or ISO 20022 rollout. Input implementation costs, volume projections, and cost of capita…
Cross-Border FX Hedge Optimizer & All-in Cost Simulator
Model all-in costs for cross-border B2B payments across four rails , SWIFT correspondent banking, fintech aggregators, stablecoin conduits, and tokenized A2A ,…
Dynamic Discounting & Working Capital Optimizer
Evaluate whether paying supplier invoices early captures positive economic value. Enter discount terms (e.g. 2/10 net 30) to see the implied annualized return v…
Working Capital Cycle Optimizer & CCC Stress Lab
Model the Cash Conversion Cycle (DSO + DIO − DPO) across AR/AP/Inventory aging ledgers. Paste or upload CSV aging reports, run 1,000+ deterministic scenario per…
Payment Method Mix Optimizer
Calculate your Payment Method Health Score and optimize checkout economics across cards, A2A, BNPL, digital wallets, and ACH. The Rail Blending Optimizer recomm…
Receivables DSO & Collections Optimizer
Enter your AR aging buckets and get a ranked action plan showing which collection levers reduce DSO fastest and how much cash each releases. Models early-pay di…
Cross-Border FX Netting Simulator
Simulate multilateral FX netting across up to 8 currencies. Enter payable and receivable exposures, apply spot and forward rates, and calculate your netting eff…
Treasury Float & Liquidity Forecasting Workbench
Model daily cash positions over a 13-week rolling horizon with business-day calendar adjustment for 30+ currencies. The Sweep Optimizer moves excess cash across…
Treasury Operations Decision Lab
Five-stage decision framework for treasury teams: model your revenue profile, optimise fee structures across A2A and card rails, stress-test float and FX strate…
Liquidity Coverage Ratio (LCR) Calculator
Calculate Basel III Liquidity Coverage Ratio: HQLA / Net Cash Outflows over 30 days ≥ 100%. HQLA classification (Level 1, 2A, 2B) with haircuts. Run-off rates f…
Net Stable Funding Ratio (NSFR) Calculator
Calculate Basel III Net Stable Funding Ratio: Available Stable Funding / Required Stable Funding ≥ 100%. ASF factors for liabilities by tenor and counterparty.…
Basel III Leverage Ratio Calculator
Calculate Basel III leverage ratio: Tier 1 Capital / Exposure Measure ≥ 3% (G-SIBs: ≥ 3.5%). Exposure measure covers on-balance-sheet, SFTs, derivatives (replac…
Pillar 3 Disclosure Builder
Assemble Basel Pillar 3 quantitative disclosure tables: CC1/CC2 (capital composition), OV1 (RWA overview), CR4/CR5 (credit risk SA), LR1/LR2 (leverage ratio), L…
GloBE ETR Jurisdiction Calculator
Calculate GloBE Effective Tax Rate (ETR) per OECD Pillar Two (Art. 5.1.1): Adjusted Covered Taxes / GloBE Income. Computes SBIE (Art. 5.3) with transitional pay…
Top-up Tax & QDMTT Calculator
Compute Pillar Two top-up tax per Art. 5.2.1: (15% − ETR) × (GloBE Income − SBIE). Allocates top-up between QDMTT (Art. 11.3), IIR (Art. 2.1), and UTPR (Art. 2.…
Pillar Two Transitional Safe Harbour Checker
Check OECD Pillar Two transitional CbCR safe harbour eligibility per agreed guidance (December 2022). Three tests: (1) de minimis (revenue < €10M AND PBT <…
GloBE Information Return (GIR) Builder
Assemble OECD GloBE Information Return (GIR) skeleton per GIR Standard (November 2022): Parts I (group header), II (jurisdiction overview), V (top-up tax summar…
CAT-8
–Reference & Decoder
6 entriesISO 8583 Message Decoder
Decode raw ISO 8583 financial transaction messages from hex or ASCII input. Parses the MTI, primary and secondary bitmaps, and all data elements DE 1–128 with f…
Payment Return & Reject Code Library
Unified searchable reference for 90+ payment return and reject reason codes across five schemes: SEPA R-transactions (AC01, AM04, MS03…), NACHA ACH (R01–R31), F…
LEI / BIC / IBAN Anatomy Decoder
Decode and validate three financial identifiers in one tool. LEI: anatomy breakdown, LOU prefix lookup, ISO/IEC 7064 MOD 97-10 check digit validation. BIC: inst…
Payment & Fintech Regulatory Acronym Reference
Searchable reference of 250+ payment and fintech regulatory abbreviations, standards, and frameworks. Covers EU regulations (DORA, PSD3, MiCA, AMLD6, SFDR, CSRD…
SWIFT MT→MX Field Migration Decoder
Maps legacy SWIFT MT fields (MT103/MT202/MT940/MT950) to ISO 20022 MX equivalents with truncation alerts and coexistence period guidance.
Payment Error Code Resolver
Resolves payment decline/error codes across 8 rails (SWIFT, SEPA, NACHA ACH, Visa, Mastercard, FPS, FedNow, RTP) with root cause and remediation steps.
CAT-7
–ESG & Sustainable Finance
9 entriesPortfolio Financed Emissions Calculator (PCAF)
PCAF-aligned calculator for portfolio financed emissions across all seven PCAF asset classes , Listed Equity, Corporate Bonds, Business Loans, Commercial Real E…
Trade Finance Document & Letter of Credit Analyser
Client-side parser for Letters of Credit, SWIFT MT700, and Incoterms 2020. Validates UCP 600 fields, decodes MT700 tags to plain English, and flags common LC di…
TCFD / ISSB S2 Climate Risk Disclosure Builder
Map climate-related risks to the four TCFD/ISSB S2 pillars , Governance, Strategy, Risk Management, Metrics & Targets. Score readiness across pillars, generate…
Greenwashing Risk Assessor
Score a financial product's sustainability claims, product name, and marketing materials against four anti-greenwashing frameworks: ESMA guidance (2024), FCA an…
SLL / SLB KPI Adequacy Checker
Assess whether proposed KPIs for a Sustainability-Linked Loan or Bond meet the five ICMA SLP / LMA SLLP adequacy criteria: material to core business, measurable…
Physical Climate Risk Exposure Assessor
Map portfolio exposure to IPCC physical climate hazards , acute (flood, wildfire, extreme heat, storm, drought) and chronic (sea level rise, temperature increas…
EU Green Bond Standard (EU GBS) Eligibility Screener
Screen bonds against EU GBS Regulation 2023/2631 (applicable December 2024). Checks 100% taxonomy alignment of use of proceeds, pre-issuance factsheet, accredit…
Net Zero Alignment Scorer
Assess portfolio or firm alignment across three leading net zero frameworks: SBTi (Science Based Targets initiative), NZAM (Net Zero Asset Managers), and the Pa…
TNFD Nature & Biodiversity Risk Assessor
Assess nature-related financial risks using the TNFD LEAP framework (Locate, Evaluate, Assess, Prepare). Score sector-level dependencies across four ecosystem s…
CAT-10
–Personal Finance
14 entriesPersonal Finance Life Simulator
Browser-based financial future modeler , no server, no PII. Input income, expenses, savings rate, investment allocation, debt, and tax bracket. Simulate net wor…
Startup Survival , Runway & Trajectory Simulator
Input monthly revenue, burn rate, cash balance, and growth assumptions to get a real-time SVG trajectory chart showing your current cash curve vs. an optimised…
Monte Carlo FIRE Trajectory Simulator
Run 1,000+ market scenarios in your browser to find the true probability your retirement portfolio survives. Uses a parametric Monte Carlo model with Box-Muller…
Roth vs. Traditional Conversion Estimator
Model whether to convert pre-tax IRA/401k dollars to Roth now or defer. Calculates tax cost of conversion, lifetime Roth advantage, tax-bracket headroom, and br…
4% Rule Safe Withdrawal Rate Calculator
Test your planned withdrawal rate across bull, base, bear, and sequence-of-returns-stress scenarios. Models years-to-depletion, FIRE number at 3–5% SWR, Guyton-…
Compound Interest Explorer
Interactive compound growth calculator with tax-drag overlay and inflation adjustment. Model contributions, time horizon, and expected return across pre- and po…
Asset Allocation Heatmapper
Visualize correlation and volatility across your portfolio allocations as an interactive heatmap. Input asset weights and returns to see risk concentration and…
3-Fund Portfolio Builder
Model a three-fund lazy portfolio with rebalancing bands and tax-lot optimization. Configure US equities, international equities, and bond allocation with thres…
Sequence of Returns Risk Calculator
Isolate the impact of return ordering on retirement outcomes across historical crash sequences. Compare early-retirement crash vs. late-retirement crash scenari…
Roth vs. Traditional Conversion Estimator
Model the long-run tax cost of Roth conversions vs. traditional deferral across income brackets. Factor in current vs. future marginal rates, RMDs, and estate p…
4% Rule Safe Withdrawal Calculator
Apply the Bengen rule with personalized adjustments for age, allocation, and spending flexibility. Model variable withdrawal strategies , constant dollar, const…
Inflation Creep Destroyer
Calculate how lifestyle inflation erodes FIRE targets and model frugality levers year by year. Quantify the cost of each $100/month spending increase on your FI…
Social Security Bridge Calculator
Model portfolio drawdown in early retirement before Social Security benefits begin, including delay credits. Calculate optimal claiming age, break-even point, a…
Dividend Drag vs. Growth Simulator
Compare total return of dividend reinvestment vs. pure growth portfolios with tax-drag modeling. Factor in qualified vs. ordinary dividend tax rates, yield, and…
CAT-11
–DLT & Tokenization
49 entriesISCC Content-Code Generator
Compute a conformant ISO 24138 ISCC (International Standard Content Code) for a file in your browser: Instance-Code, Data-Code, Meta-Code, and the composite ISC…
TDMRep AI-Training Reservation Builder
Build a W3C TDMRep /.well-known/tdmrep.json plus the HTML meta and HTTP header equivalents to reserve (opt out of) text and data mining and AI training on your…
Creative Commons License Chooser
Answer two questions (allow commercial use? allow adaptations?) and get the matching Creative Commons license (CC0, CC BY, BY-SA, BY-ND, BY-NC, BY-NC-SA, BY-NC-…
Can't Be Evil NFT License Picker
Pick one of a16z's six Can't Be Evil NFT licenses from your rights answers (commercial, exclusivity, derivatives, no-hate variant, creator retention). Returns t…
Story PIL Flavor Selector
Map creator answers to a Story Protocol Programmable IP License flavor (Non-Commercial Social Remixing, Commercial Use, Commercial Remix) and emit the full PILT…
Tabular Data Round-Trip Differ
Import a CSV, TSV, or JSON table, edit it, and get a canonical cell-wise diff plus the modified file back: a bidirectional round-trip with input and output cont…
MiCA EMT/ART Reserve Compliance Calculator
Calculate reserve composition compliance for EMT and ART issuers under MiCA Article 36. Models the mandatory bank deposit floor (30% base, 60% for EBA-significa…
CBDC Architecture Comparator
Compare CBDC architectural choices across three canonical design axes: distribution model, claim type, and access scope. Map to live jurisdictional implementati…
Smart Contract Parameter Validator
Client-side static analysis for Corda CorDapp and Hyperledger Fabric chaincode. Rule-based validation of settlement finality conditions, obligation logic, endor…
DvP Reconciliation Engine
Three-pass delivery-versus-payment reconciliation for tokenized asset settlement. Match on-chain transfer events against off-chain cash ledger. Flags exceptions…
Permissioned Chain Config Auditor
Client-side audit of Hyperledger Fabric configtx.yaml and Besu genesis.json. Checks endorsement policy completeness, MSP cert windows, Raft/QBFT quorum, PDC sco…
ISO 20022 ↔ DLT Flow Mapper
Static reference mapping from ISO 20022 message fields (pain.001, pacs.008, pacs.004, camt.053, camt.056) to DLT parameters on Corda, Fabric, and Besu. Highligh…
CBDC Interop Scenario Modeler
Model atomic settlement, PvP, and failure scenarios between mBridge, Digital Euro, Project Dunbar, SAMA/CBUAE, Corda, Canton, and Besu platforms. Template-drive…
Fabric Ops Console
Enterprise Hyperledger Fabric settlement verifier. Paste peer channel fetch output (block/transaction JSON) to browse blocks, view transaction detail, inspect c…
Tokenized Asset Compliance Pre-Checker
Static analysis of ERC-3643 (T-REX) and ERC-1400 token contract metadata JSON. Checks identityRegistry, compliance contract, claimTopic list, forced transfer, r…
Chain Privacy Topology Visualizer
Visualize Hyperledger Fabric PDC topology and Canton sub-transaction privacy models. Parse configtx.yaml PDC definitions or Canton party-to-participant mapping…
Cross-Rail Settlement Finality Auditor
Compare operational vs. legal finality timelines across RTGS, real-time, and tokenized payment rails. Counterparty exposure window calculator covering Fedwire,…
RWA Tokenization Cost Model
5-year TCO model for tokenizing real-world assets vs. traditional settlement. Compare bond, MMF, repo, and trade receivable tokenization costs across Corda, Can…
DLT Platform TCO Calculator
3-year total cost of ownership comparison across Hyperledger Fabric, Hyperledger Besu, R3 Corda, and Digital Asset Canton. Infrastructure, developer, and suppor…
Enterprise DLT Platform Comparator
Static reference comparison of Hyperledger Fabric, Hyperledger Besu, R3 Corda, and Digital Asset Canton across 10 enterprise dimensions. Client-side platform na…
DLT Privacy Model Selector
Decision-tree questionnaire (10 questions) recommending the optimal DLT privacy model: Fabric PDC, Fabric channels, Corda confidential transactions, Canton sub-…
Node Role & Trust Boundary Modeler
Interactive SVG node topology for permissioned DLT networks. Configure platform, node count, consensus type, and regions to generate a visual architecture diagr…
DLT Smart Contract Guardrail Builder
Input spend caps, counterparty allowlists, settlement windows, escalation triggers, and N-of-M approval requirements. Outputs AP2 JSON mandate, Solidity stub (B…
Governance, Finality & Operational Readiness Checklist
5-step wizard generating a governance, finality, operational, and regulatory readiness checklist for enterprise DLT deployment. Select jurisdiction, network typ…
Enterprise DLT Decision Lab
Five-stage unified decision shell: Use Case → Platform Comparison → Privacy Architecture → Node Topology → Governance. Generates Nygard ADR rationale and conseq…
DLT Settlement Verifier
Paste Corda or Canton settlement transaction JSON to decode state machine transitions, verify WebCrypto signatures, map ISO 20022 fields, and verify iso20022Has…
Stablecoin Reserve & Peg Health Auditor
Client-side stablecoin reserve composition analyzer and peg stress testing engine. Model reserve health for USDT, USDC, DAI, PYUSD, FDUSD, and EURC , or configu…
DLT Consensus Partition & Recovery Simulator
Simulate network partitions and Byzantine fault scenarios across Hyperledger Fabric (Raft), Besu (QBFT), R3 Corda, and Canton. Configure your node topology and…
MiCA CASP Authorisation & Capital Readiness Checker
Assess CASP readiness for MiCA authorisation ahead of the July 1 2026 end of national transitional periods. Covers capital floors (EUR50k-150k), asset segregati…
GENIUS Act PPSI Licensing & Issuer Classification Mapper
Classify a payment stablecoin issuer under the GENIUS Act (enacted Jul 2025, effective Jan 2027) and map the federal or state licensing pathway. Covers the $10B…
GENIUS Act Monthly Reserve Attestation & Disclosure Checklist
Generate a monthly reserve attestation checklist for PPSIs per GENIUS Act §6. Covers 1:1 coverage verification, eligible asset composition (UST ≤93d, Fed deposi…
RWA Tokenized Asset Securities Jurisdiction Mapper
Map a tokenized real-world asset to its regulatory classification across EU, US, and UK. Resolves the jurisdiction question: SEC security, CFTC commodity, MiCA…
GENIUS Act Payment Stablecoin Compliance Checker
Tests issuer structure against GENIUS Act §2 payment stablecoin definition; routes to OCC bank trust, state, or federal nonbank licensing path.
GENIUS Act State vs. Federal Licensing Path Selector
Routes stablecoin issuers to OCC, state-licensed, or federally qualified nonbank path with timeline, capital requirements, and obligations.
Stablecoin Reserve Stress Test Modeller
Models reserve adequacy under redemption surge and market shock per GENIUS Act §4. Outputs days-to-zero, stressed coverage ratio, §4 compliance flag.
GENIUS Act Disclosure & Reporting Builder
Generates required reserve reports and public disclosures per GENIUS Act §8. Produces structured disclosure template and §8 compliance checklist.
MiCA ARF/EMT White Paper Builder
Generates MiCA-compliant white paper structure per Articles 19 (ART) / 51 (EMT) with 22-element completeness scoring and missing sections flagged.
MiCA Significant Token Threshold Calculator
Tests ART/EMT against MiCA Article 43 significance criteria triggering EBA/ESMA dual oversight. Per-criterion Pass/Fail/Borderline scoring.
MiCA Market Abuse Surveillance Mapper
Maps MiCA Title VI insider dealing and market manipulation rules to required surveillance systems and STOR obligations per entity type.
MiCA CASP Cross-Border Passporting Readiness Checker
Assesses readiness for CASPs planning EU-wide passporting under MiCA Article 60. Per-target-state compliance gaps and notification obligations.
MiCA Periodic Reporting Obligation Tracker
Schedules all MiCA ongoing reporting obligations by entity type and significant status , full annual calendar with deadlines and recipients.
CARF / DAC8 Reportable User & Transaction Classifier
Classify crypto-asset users and transactions for OECD CARF (2023) and EU DAC8 (Directive 2023/2226) reporting obligations. Covers reportable user determination,…
Crypto Cost Basis & Capital Gain Calculator
Calculate crypto-asset cost basis and realised capital gains using FIFO, LIFO, or HIFO methods. Handles on-chain transactions, DeFi conversions, staking rewards…
Form 1099-DA Generator (Digital Asset Proceeds)
Assemble IRS Form 1099-DA fields for digital asset brokers per IRC §6045 as amended by the Infrastructure Investment and Jobs Act (2021). Covers proceeds, cost…
CASP Tax Reporting Readiness Scorer
Score a Crypto-Asset Service Provider's readiness to meet CARF, DAC8, and 1099-DA tax reporting obligations. 30-point checklist across data collection, due dili…
ccREL Attribution Generator
Generate Creative Commons attribution notices in three machine-readable formats: TASL (Title, Author, Source, License) plain text, ccREL JSON-LD structured data…
Royalty-Split Config Validator
Validate on-chain royalty split configurations for ERC-2981 (single-receiver) and 0xSplits-style (multi-recipient) protocols. Checks: sum equals 10000 basis poi…
NFT Metadata Validator
Validate NFT metadata JSON against the ERC-721/ERC-1155 standard and OpenSea schema. Checks required fields (name, description, image), recommended fields (exte…
IPFS CIDv1 Computer
Compute a CIDv1 (Content Identifier, version 1) for any file or text in your browser using WebCrypto SHA-256. Outputs the CID in base32 lowercase multibase enco…
CAT-13
–B2B Payments & Platform Operations
20 entriesInvoice-to-Payment Orchestrator
Map full invoice-to-payment lifecycle with ISO 20022 message assignment, three-way match simulation, and exception routing. AP2 JSON payment instruction export.
Virtual Card Program Cost Modeller
Model virtual card programme economics end-to-end: interchange, rebate waterfall, BIN fees, network dues, and net margin. NPV/IRR projection vs. ACH and wire.
AP Automation Savings Calculator
Quantify labour cost savings from automating invoice processing and approval. ROI summary, payback period, FTE savings, DPO impact, and board-ready savings memo…
Supplier Payment Terms Optimiser
Model NPV of early payment discount vs. cost of capital across supplier tiers. Greedy-selection algorithm for optimal DPO. Markdown supplier payment policy memo…
Embedded Payments Margin Simulator
Model margin waterfall for embedded payment: interchange, scheme fees, BaaS fee, fraud loss, reserve, and net contribution margin. Take-rate waterfall and break…
ERP Payment Integration Readiness Scorer
Score ERP system readiness for ISO 20022 payment integration. Field mapping gap analysis and Markdown integration project plan across MT/MX migration paths.
B2B Payment Fraud Detection Heuristics Builder
Configure detection heuristics for BEC, invoice manipulation, supplier impersonation, and change-of-bank-details fraud. Rule pseudocode and operational control…
Cross-Border B2B Fee Transparency Calculator
Deconstruct total landed cost per B2B invoice: FX spread, correspondent fees, VAT/GST treatment, Incoterms obligations, and ERP remittance reconciliation cost.
ISO 20022 Remittance Data Enrichment Validator
Validate structured remittance in pain.001 and camt.054. ISO 11649 SCR format, RmtInf/Strd population, ERP auto-match eligibility, and STP readiness report.
Supply Chain Finance Modeller
Model SCF programme economics: reverse factoring, dynamic discounting, and inventory finance. Cost-benefit waterfall, DPO extension, and programme design memo.
Virtual Account Structure Simulator
Design notional pooling and virtual account structures. Interest netting, balance concentration, multi-currency overlay, and reconciliation event count projecti…
Payout Rail Cost & Finality Modeller
Compare cost, speed, and finality across ACH, RTP, FedNow, SEPA CT/Instant, FPS, SPEI, wire, and virtual card. AP2 JSON routing policy export.
DAC7 / 1099-K Withholding Threshold Simulator
Model EU DAC7 and US IRS 1099-K reporting triggers. IRS 24% backup withholding, DAC7 €2,000/30-transaction thresholds, FATCA Form 8966 flags. AP2 tax policy exp…
Seller Onboarding Jurisdiction Classifier
Determine W-8/W-9 requirement by seller country and entity type. FATCA/CRS classification, VAT treatment for marketplace services. AP2 JSON seller profile expor…
Platform Money Transmission Licensing Risk Mapper
Assess US state MTL requirements by business model and transaction type. Agent-of-payee exemptions, MSB registration overlap, and AP2 compliance mandate export.
Split Payment Escrow Timing Simulator
Model escrow release triggers, marketplace settlement timing, and reserve waterfall. Payout architecture diagram, settlement timeline SVG, and AP2 JSON payout m…
Payment Orchestration Vendor Scorecard
Score and compare payment orchestration layer vendors across 10 capability dimensions with a configurable weighting matrix. Rail coverage, failover, 3DS/SCA, re…
Marketplace Fee Waterfall Designer
Model multi-party fee economics for marketplace platforms: gross transaction value → PSP discount → acquirer margin → scheme fee → platform take rate → seller n…
B2B Payment Terms & Working Capital Impact Calculator
Two-sided model: buyer extends DPO, seller DSO rises. Calculates bilateral cash conversion cycle delta, early payment discount breakeven vs WACC, and supply cha…
Commercial Card Spend & Rebate Optimizer
For corporate treasury: model total spend by MCC category and card type (purchasing, T&E, virtual), compute interchange pool, rebate earned at each volume tier,…
CAT-14
–Embedded Finance & BaaS Infrastructure
15 entriesBaaS Provider Comparator
Score and compare BaaS providers against embedded capability matrix. User-adjustable reference data with Last Reviewed datestamp. Weighted comparison matrix and…
FBO Account Structure Simulator
Simulate omnibus vs. subledger FBO architectures with FDIC pass-through eligibility, reserve logic, reconciliation burden, and operational risk scoring.
Ledger Architecture Builder
Interactive double-entry ledger designer: monolithic, event-sourced CQRS, or multi-ledger bridge. Configure holds, reversals, chargebacks, and reconciliation fr…
BIN Sponsorship Economics Simulator
BIN sponsorship margin waterfall: interchange → rebate → BIN rental → network dues → fraud loss → reserve → net margin. Break-even volume and 5-year NPV.
Wallet Float Yield Estimator
Calculate float revenue on stored value balances. Fed Funds rate slider, FDIC pass-through benefit, reserve drag, dormancy rate, and treasury management fee.
Settlement Orchestration Simulator
Model T+0, T+1, and intraday settlement windows. Prefunding cost model, failure path analysis, liquidity buffer sizing, and settlement design memo.
Fintech Compliance Control Mapper
BaaS-specific compliance controls: Reg E, UDAAP, card network programme rules, sponsor bank oversight. Maturity heatmap and AP2 JSON control register.
Marketplace Payout Flow Designer
Full end-to-end payout architecture: split logic, seller risk tiers, rail selection, reserve policy, refund priority waterfall. AP2 JSON payout manifest export.
Embedded Lending Unit Economics Tool
B2B/commercial lending economics: NIM, expected loss rate, RAROC, break-even default rate. Origination cost, APR, default curve, and cost of capital inputs.
Programme Agreement Economics Model
BaaS programme agreement P&L waterfall: revenue share splits, volume commitments, ramp schedules, penalty clauses. Annual P&L by year and break-even month.
Sponsor Bank Readiness Scorer
Score fintech programme readiness for sponsor bank partnership. Risk posture score, operational complexity, recommended control layers, and AP2 JSON programme r…
Card Programme Launch Readiness Checker
Visa and Mastercard card programme launch checklist: BIN sponsorship, CARMS/CPS enrolment, KYC/KYB, Reg E, network rules, 3DS fraud monitoring, and Visa CE 3.0/…
AP2 BaaS Infrastructure Mandate Builder
Anchor agentic tool for Cat-14. Translate BaaS programme controls into a validated AP2 JSON mandate with human-readable policy summary and MCP agent instruction…
BaaS Provider Comparison
Side-by-side comparison of leading BaaS providers across FDIC coverage, card issuance, ACH/RTP rails, KYC/AML tooling, compliance support, developer experience,…
Open Finance Data Product Revenue Modeler
Model the commercial case for financial institutions offering premium data products under FIDA and UK open finance. Estimate API pricing economics, TPP revenue,…
CAT-15
–E-Invoicing, VAT & ViDA
11 entriesCross-Border VAT Treaty Lookup Engine
Look up VAT treaty status and withholding obligations across 50+ country pairs. Covers EU VAT Directive, UK–EU TCA, USMCA, and bilateral treaties. Outputs treat…
Peppol Access Point & Corner-5 Simulator
Simulate Peppol 4-corner and emerging Corner-5 continuous transaction control flows. Configure sender, receiver, and service metadata publisher roles. Validates…
VAT Rate & Regime Lookup Engine
Look up standard, reduced, and zero VAT rates across 60+ jurisdictions with product/service category filters. Covers EU 27, UK, GCC, and APAC regimes. Includes…
Invoice-to-ISO 20022 Bridge (pain.001 Generator)
Map structured e-invoice fields (UBL 2.1, CII) to ISO 20022 pain.001 payment initiation messages. Validates mandatory field coverage, generates the XML payload,…
ViDA Digital Reporting Requirements (DRR) Scorer
Score your organisation's readiness for ViDA Digital Reporting Requirements across five pillars: transaction data scope, near-real-time reporting cadence, struc…
B2B E-Invoice Compliance Readiness Scorer
Score your B2B e-invoicing readiness across Italy SdI, French PPF/Chorus Pro, Belgian Peppol mandate, Polish KSeF, and German EN 16931 requirements. Configurabl…
E-Invoice Archiving & Retention Obligation Mapper
Map e-invoice archiving and retention obligations by jurisdiction , covering storage duration, format integrity requirements, qualified electronic signatures, a…
Cross-Border VAT Recovery Eligibility Checker
Determine VAT recovery eligibility for cross-border business expenses under EU Directive 2008/9/EC, UK HMRC Notice 723A, and bilateral refund agreements. Covers…
Digital Services Tax Exposure Calculator
Calculate Digital Services Tax exposure across UK (2% DST), France (3% GAFA), Italy (3% DST), Spain, Austria, and India equalisation levy. Configurable revenue…
Peppol BIS 3.0 / KSeF XML Auditor
In-browser XML validator for Peppol BIS Billing 3.0 (EN 16931) and KSeF FA(3). Checks structural and calculation business rules with country overlays for France…
ViDA Deemed Supplier VAT Scope & Liability Classifier
Classify whether your online platform falls within ViDA deemed supplier provisions (Art.9a accommodation, Art.9b transport, effective 1 July 2028). Determines V…
CAT-17
–Counterparty Credit Risk
11 entriesCredit Risk Rating Calculator
Build internal credit risk ratings using configurable scorecard frameworks aligned to Basel IRB and IFRS 9 criteria. Score counterparties across financial perfo…
PD / LGD / EAD Modeller
Model Probability of Default, Loss Given Default, and Exposure at Default for individual credit facilities. Supports through-the-cycle and point-in-time PD cali…
Financial Covenant Compliance Checker
Monitor financial covenant compliance across leverage, interest cover, debt service cover, and tangible net worth ratios. Configure covenant thresholds, cure pe…
CVA Calculator (SA-CCR)
Calculate Credit Valuation Adjustment using the Basel III SA-CCR standardised approach. Handles interest rate, FX, equity, commodity, and credit derivative asse…
Basel III/IV RWA Credit Risk Calculator
Calculate Risk-Weighted Assets under the Basel III/CRR3 Standardised Approach. Full CRR3/Basel IV risk weight table across all exposure classes , sovereign, ban…
Credit Stress Testing Workbench
Stress test credit portfolio metrics under adverse macroeconomic scenarios. Configure GDP shock, unemployment rise, rate movement, and sector-specific overlays.…
RAROC Loan Pricing Model
Model risk-adjusted return on capital for loan facilities. Inputs: loan amount, margin, fees, cost of funds, expected loss (from T198), capital allocation (from…
IFRS 9 Credit Migration Matrix Generator
Generate cohort transition matrices across credit rating bands using embedded benchmark matrices by asset class or synthetic cohort data. Calculate Stage 1→2→3…
CRR3 Output Floor Phase-In Capital Impact Calculator
Model the CRR3 output floor phase-in (50%→72.5%, 2025–2030) on EU bank capital. Enter internal model RWA and standardised RWA to see year-by-year floored TREA,…
CRD6 Prudential Transition Plan Builder
Build the prudential transition plan mandated by CRD6 Article 76a (effective January 11, 2026). Integrates ESG and climate transition risks into governance, str…
IFRS 9 Forward-Looking Macro Overlay Calculator
Compute ECL management overlay amounts by applying base, adverse, and upside macroeconomic scenarios to portfolio staging distributions. Outputs overlay by stag…
CAT-18
–Cross-Border FX & Payments
15 entriesFX Margin & Cost Transparency Calculator
Deconstruct any provider's quoted rate into mid-market spread and implied margin in bps. Compare up to 3 providers, benchmark against corridor percentiles. AP2…
Cross-Border Payment Failure Probability Model
Model failure probability across four factors: originator bank tier, correspondent chain length, beneficiary jurisdiction risk, and payment purpose code. Ranked…
FX Hedging Instrument Comparison
Compare deliverable forward, NDF, vanilla option, participating forward, and zero-cost collar. Payoff diagrams, option Greeks (Garman-Kohlhagen), hedge effectiv…
SWIFT gpi / SEPA Instant / FedNow / PIX Rail Comparator
Compare 10 international and domestic real-time payment rails by cost, speed, finality, and G20/FSB target compliance. Outputs cost-speed-finality matrix, recom…
Currency Risk Exposure Heatmap
Model subsidiary-level FX exposure across a multi-entity corporate structure. Identify natural hedges, calculate net exposure per entity and currency. Exposure…
IBOR Transition Reference Checker
Calculate the RFR equivalent for any IBOR rate using ISDA 2020 fallback spread adjustments. Covers SOFR, €STR, SONIA, TONA, SARON. Replacement rate, spread in b…
FX Settlement Fails Risk Assessor
Assess FX settlement risk: CLS vs. non-CLS exposure, principal risk, replacement cost (97.5th percentile), Herstatt risk window. Reference: BIS PvP guidance (No…
Cross-Border B2B Corridor Cost Ranker
Rank cross-border B2B corridors by total all-in cost: FX margin + correspondent fee + SWIFT + lifting/beneficiary charges. Compare bank wire vs. fintech aggrega…
Emerging Market FX Risk Classifier
Classify EM FX risk for 40+ currencies: convertibility tier, capital controls, NDF market depth, annualised volatility, and recommended hedging approach. IMF AR…
Payment-vs-Payment Settlement Synchronisation Model
Model PvP mechanics: CLS vs. bilateral PvP vs. sequential settlement. Settlement risk exposure, timing mismatch, netting efficiency. BIS PvP guidance alignment…
pacs.008 Cross-Border Payload Generator & UETR Simulator
Generate a fully compliant ISO 20022 pacs.008.001.12 with RFC 4122 UUID v4 UETR, SR2026 schema validation, CBPR+ requirements, and MT103 field mapping. Download…
Correspondent Banking De-Risking Impact Modeler
Model the operational and cost impact of correspondent banking de-risking. Simulate loss of 1, 2, or all correspondent relationships. Hop count increase, increm…
Cross-Border Payment Transparency & D+0 Finality Comparator
Compare settlement finality across 11 cross-border rails. G20/FSB 2027 target alignment (cost <1%, speed <1hr for 75% of payments). Finality comparison ta…
FATF Travel Rule Cross-Border Threshold Checker
Determine Travel Rule data obligations across US FinCEN, EU TFR 2023/1113, UK MLR 2017, SG MAS PSN02, AU AUSTRAC, UAE CBUAE, CH FINMA, FATF R.16. Compliance che…
ISO 20022 On-Chain Correspondence Receipt
Compose a receipt recording the asserted correspondence between an ISO 20022 message (pacs.008 / pain.001 / camt.053 / camt.054) and its on-chain settlement leg…
CAT-20
–SME Financial Health
9 entriesSME Credit Risk Scoring Engine
6-dimension credit scoring: revenue, business age, DSCR, payment behaviour, sector risk, and adverse events. Composite score (0–100), S&P-equivalent rating tier…
Working Capital Gap Calculator
AR days + inventory days − AP days → Cash Conversion Cycle and working capital funding gap. Plain-language financing instrument recommendations and AP2 JSON fun…
Business Loan Readiness Checker
Score SME readiness against bank and fintech lender criteria: trading history, revenue, DSCR, credit history, asset coverage. Readiness score, gap analysis per…
Invoice Finance Eligibility Assessor
Assess SME eligibility for invoice discounting, factoring, and selective invoice finance. Debtor concentration, invoice value, payment terms, creditworthiness.…
Open Finance Credit Signal Mapper
Model how CFPB 1033 / PSD3 open banking data could improve SME underwriting. Modelling and illustration only , no real account data processed. Credit signal qua…
Revenue-Based Finance Calculator
Model RBF product economics: advance amount, revenue share, monthly revenue, cap rate. Repayment timeline, total cost of capital, effective APR equivalent, payb…
Government Funding & Grant Eligibility Mapper
Map SME eligibility for US SBIR/STTR, UK Innovate UK, EU Horizon, and UK Growth Guarantee Scheme. Eligibility criteria, funding ranges, and application complexi…
Cash Flow Stress Test for SMEs
13-week rolling cash flow stress test. Apply shocks: revenue drop (−20%/−40%), payment delay (+15/+30 days), unexpected capex. Cash runway estimate, weeks-to-ze…
Lending Covenant & Facility Monitoring Dashboard
Monitor SME facility covenants: DSCR, leverage ratio, minimum cash balance, current ratio. Compliance status, headroom percentage, breach trigger alerts, and Ma…
CAT-22
–DORA & Operational Resilience
17 entriesDORA ICT Risk Management Gap Analyser
Score your DORA ICT risk management posture across five pillars , governance, identification, protection, detection, and recovery. Generates a composite gap sco…
DORA Register of Information Structure Builder
Build and quality-check your DORA Register of Information (RoI) against 24 ESA structural requirements. Add ICT third-party providers, validate LEI codes and CI…
DORA Critical & Important Functions (CIF) Identifier
Classify ICT functions into Tier 1 Core-Critical, Tier 2 Important, and Tier 3 Non-CIF using the DORA Art. 3(22) criteria , settlement dependency, RTO, customer…
DORA ICT Incident Classification Engine
Classify ICT incidents against all seven DORA major-incident criteria , clients affected, duration, data loss, geographic spread, economic impact, criticality,…
DORA Resilience Testing Programme Designer
Design your DORA Art. 24–27 resilience testing programme , basic tests for all entities and TLPT eligibility for significant entities. Generates a testing sched…
DORA Third-Party ICT Contract Checker
Audit ICT third-party contracts against all 12 mandatory Art. 30 contractual provisions , SLAs, audit rights, subcontracting, data location, BCDR, incident repo…
DORA ICT Concentration Risk Modeller
Model ICT provider concentration using HHI index, SPOF detection, and CTPP identification. Score portfolio risk across up to 10 providers, flag Critical Third-P…
DORA Proportionality Assessment Tool
Determine whether your institution qualifies for the Simplified ICT Risk Management Framework (Art. 16) based on size, systemic importance, and risk profile. Ma…
DORA NCA Submission & Deadline Tracker
Generate a jurisdiction-specific NCA submission calendar for your DORA Register of Information. Covers all EU/EEA member states with per-NCA deadlines, required…
NIS2 / DORA Dual-Compliance Overlap Mapper
Map shared controls and deduplication opportunities across NIS2 and DORA for in-scope financial entities. Identifies controls satisfying both regimes simultaneo…
AP2 DORA Policy Mandate Builder
Anchor agentic tool for Cat-22. Configure risk appetite, RTO/RPO targets, primary NCA, board reporting cadence, TLPT requirements, and RoI format , and export a…
AP2 MCP Policy Validator & Bridge
Validate Policy Mandate JSON payloads against the Unified Build Contract v1.0 schema, auto-generate MCP tool definitions, and simulate agent ingestion of agent_…
DORA ICT Third-Party Provider Register Builder
Build and validate the Register of Information on ICT third-party service provider contracts required by DORA Article 28. Validates against ESAs Joint ITS templ…
DORA TLPT Scope & Frequency Assessor
Determine whether your entity qualifies for DORA Threat-Led Penetration Testing (Article 26) and map TIBER-EU/CBEST obligations. Assesses systemic importance, c…
Policy Mandate Register
Aggregate and audit a portfolio of AINumbers Policy Mandate exports , multi-file drop intake, async SHA-256 duplicate detection, expiry status, coverage matrix…
Mandate Diff
Schema-aware diff between two exported Policy Mandate JSON files , top-level field changes, payload deep-diff, agent_instructions additions/removals, and stage-…
DORA ICT Cascade Simulator
Monte Carlo BFS simulation of ICT failure cascade propagation for DORA compliance. Models bank_core, cloud_native, and legacy_hybrid topologies. Reports DORA re…
CAT-23
–Capital Markets Settlement
23 entriesT+1 Settlement Operational Readiness Assessor
Assess readiness for the UK T+1 settlement cycle transition (October 11, 2027). Scores affirmation/confirmation compression, FX funding windows, securities lend…
CSDR Settlement Fails Cash Penalty Calculator
Calculate daily and cumulative cash penalties for settlement fails under CSDR/CSDR Refit. Penalty formula: rate × reference price × quantity × days. Rates by in…
T+1 Post-Trade Workflow Timing Assessor
Score each post-trade step against UK AST T+1 timing requirements. Allocation by 23:00 T+0, confirmation by 23:59 T+0, settlement instruction by 08:00 T+1. Flag…
Settlement Efficiency Rate Calculator & AST Benchmark
Calculate your Settlement Efficiency Rate (SER) by fail cause, benchmark against the AST ≥98% target, and model the monthly improvement trajectory needed by the…
Securities Lending Recall Revenue Impact Modeler
Model the revenue impact of shortening recall periods to comply with T+1 settlement. Calculates revenue lost from tenor compression, CSDR penalty cost avoided,…
Buy-In Scope Classifier & Cost vs. Penalty Estimator
CSDR mandatory buy-in regime: classify instrument into buy-in scope, calculate trigger day (4/7/15 business days by type), estimate buy-in execution cost vs cum…
Non-DVP Retail Fund Settlement Impact Assessor
Assess T+1 impact on retail fund settlement flows. BACS (3-day lag) is incompatible with T+1 , scores BACS/FPS/CHAPS rail mix, models annual cost uplift of migr…
US-EU Settlement Mismatch Impact Estimator
Quantify the annual cost of the US T+1 vs EU T+2 settlement cycle mismatch for cross-border broker-dealers and custodians: failed trade penalties, pre-funding/r…
Canton Tokenization Readiness Diagnostic
12-question diagnostic across six weighted readiness domains: settlement ops, custody, cash-leg, privacy, AML/KYA, and capital. Routes to the correct Canton wor…
Settlement-Risk Capital Efficiency Optimizer
Quantify RWA and capital savings from moving to Canton atomic DvP. Outputs bps-of-notional saved per year (BCBS CRE70/CRE52 SA-CCR). Stage 2 of the Canton Capit…
Tokenized Collateral Eligibility Checker
Classify tokenized assets for DTC/Fed eligibility and Basel HQLA tier (L1/L2A/L2B/non-HQLA). Shared eligibility layer consumed by DvP, repo, margin, and fund wo…
On-Chain Cash-Leg Finality Checker
Validate USDC/deposit-token cash-leg finality, reserve attestation, and GENIUS Act / MiCA compliance for Canton settlement. Emits finality_verdict and GENIUS PP…
Canton DvP Atomicity Validator
Validate atomic DvP settlement on Canton against PFMI Principle 12. Generate a counterparty-verifiable settlement-readiness attestation with execution_hash. Eli…
On-Chain Repo Haircut Calculator
Compute repo haircut with Canton 24/7 collateral valuation versus legacy weekend gap. Basel CRE22 supervisory haircuts and BCBS d349 SFT minimum haircut floors.…
Canton Party Allowlist Validator
Screen counterparties against FATF Travel Rule and AML/KYA requirements for Canton Network onboarding. Emits allowlist_verdict, FATF flags, and approved party l…
Digital Asset Regulatory Classifier
Classify tokenized assets under GENIUS Act, MiCA, MiFID II, and EU DLT Pilot Regime. Outputs applicable frameworks, MiFID II instrument type, and DLT Pilot elig…
Multi-Currency PvP Validator
Validate atomic cross-currency PvP settlement on Canton to eliminate Herstatt risk in FX and multi-currency repo. PFMI P12 PvP model compliance, FX netting, and…
Tokenized Security Lifecycle Validator
Validate Daml lifecycle coverage for tokenized securities: issuance, coupon/dividend, corporate actions (splits, mergers), and maturity/redemption. EU DLT Pilot…
Margin Call Collateral Mobilizer
Margin computation branched by instrument: UMR/d499 for derivatives; GMRA/d349 for repo/SFT. Never mixed. Canton 24/7 collateral mobilisation. VM and IM decompo…
Tokenized Fund Collateral Validator
Validate MMF/CNAV/LVNAV/VNAV fund shares as collateral (SEC Rule 2a-7 post-2023, EU MMFR, Basel HQLA exclusion). Canton/Benji tokenized fund collateral assessme…
Collateral Swap Eligibility Validator
Validate collateral swaps under GMSLA/GMRA with SFTR Article 15 reuse constraints. HQLA upgrade and downgrade impact analysis. Canton settlement of collateral s…
SA-IM Initial Margin Calculator
Compute Standardised Approach Initial Margin (SA-IM, BCBS-IOSCO d499) for uncleared derivatives via the regulatory tenor add-on schedule, with UMR phase thresho…
CCP Margin Monitor
Quarterly public benchmark comparing CPMI-IOSCO PQD fields across FICC and ICE clearinghouses - backtest coverage, largest deficiency, default fund requirement,…
CAT-24
–EU Sustainable Finance & ESG
7 entriesSFDR Article 8 / Article 9 Fund Classification Checker
Assess whether a fund meets SFDR Article 8 (environmental/social characteristics) or Article 9 (sustainable investment objective) under EU 2019/2088. Models 202…
EU Taxonomy CapEx / Revenue Alignment Scorer
Score portfolio or corporate alignment with the EU Taxonomy Regulation across 6 environmental objectives (CCM, CCA, water, circular, pollution, biodiversity). M…
CSRD Double Materiality Assessment Builder
Build a structured double materiality assessment for CSRD compliance. Score 10 ESRS topics across impact materiality (scale × scope × irremediability × likeliho…
UK SDR Fund Labelling Readiness Checker
Assess FCA SDR label readiness for UK investment funds. Check eligibility for four labels: Sustainability Focus, Improvers, Impact, and Mixed Goals under PS23/1…
SFDR PAI Indicator Calculator
Calculate and assess the 14 mandatory Principal Adverse Impact indicators for SFDR Article 4 / Article 8 / Article 9 fund reporting under EU 2019/2088 and RTS 2…
Transition Plan Adequacy Checker
Evaluate transition plan quality against FCA PS23/24, EU CSRD/CS3D, and ISSB S2 simultaneously. Scores ambition level, near-term milestones, CapEx alignment, go…
PCAF Retail Portfolio Carbon Footprint
Calculate financed emissions for retail lending portfolios using PCAF Global GHG Standard Part C , residential mortgages (EPC-based), auto loans (ICE/hybrid/EV…
CAT-25
–PSP & Payment Compliance
9 entriesPSP Customer Fund Safeguarding Assessment
Assess UK FCA enhanced safeguarding compliance for payment institutions and e-money institutions. Evaluates method, permitted assets, daily reconciliation, ackn…
SEPA One-Leg-Out (OLO) Readiness Checker
Evaluate EU PSP readiness for mandatory SEPA OLO rules (effective October 2025): structured postal address completeness, purpose code usage, and currency conver…
Payment Surcharging Compliance Navigator
Cross-jurisdiction surcharging rules in one tool. Determine whether card and A2A surcharging is permitted, banned, or cost-capped across EU PSD2, UK PSR, US sta…
FCA Operational Resilience Impact Tolerance Builder
Build and self-assess UK FCA PS21/3 Important Business Services, set impact tolerances, map vulnerabilities, and scenario-test tolerance breaches. UK-specific O…
Payment Institution Authorisation Readiness Checker
Gaps PI/EMI licence applications against FCA and EU NCA requirements. Readiness score 0-100 with gap list per PSD2/PSR 2017 Article requirement.
E-Money Institution Capital Requirements Calculator
Computes EMI own-funds requirement per EMD2 Article 5 Methods A/B/C. Comparison table across all three methods with recommended approach.
PSR APP Reimbursement Liability Splitter
Allocates APP fraud reimbursement liability between sending and receiving PSPs under UK PSR PS23/3 (Oct 2024). Computes £ splits and claim eligibility.
Payment Institution Own Funds Calculator
Compute PI own-funds requirement under PSD2 Article 9 / UK PSRs 2017 using Method A (10% of fixed overheads), Method B (tiered % of payment volume × k), or Meth…
SCA Transaction Exemption Classifier
Classify a payment transaction against all 9 PSD2 RTS / UK FCA SCA exemption routes , low value, TRA (fraud-rate thresholds €100/€250/€500), trusted beneficiary…
CAT-26
–TradeTech & Trade Finance
8 entriesMT700 LC Field Validator & UCP 600 Compliance Checker
Validate SWIFT MT700 Documentary Credit fields against UCP 600 rules and ISBP 821. 16 validation checks: mandatory fields, date sequencing, ISO currency, partia…
Supply Chain Finance Programme Pricing Model
Model SCF economics across reverse factoring/payables finance, receivables discounting, and dynamic discounting. Per-invoice net proceeds, annual programme P&L,…
Incoterms 2020 Risk & Cost Allocation Mapper
Map risk transfer points and cost responsibilities for all 11 Incoterms 2020 rules. Compare two Incoterms side-by-side. Flags modal suitability warnings (FOB no…
Documentary Collection vs LC Cost-Benefit Analyzer
Compare total cost and risk-adjusted economics of Documentary Collections (D/P and D/A) against Letters of Credit. Risk exposure modelling, break-even non-payme…
Trade Credit & Country Risk Assessor
Score combined country and commercial credit risk using OECD Country Risk Classification (0–7) across 50 countries. Recommends risk mitigation instruments (Conf…
Forfaiting vs Factoring vs Invoice Discounting Economics
Compare net proceeds and effective annual cost across forfaiting, factoring (with/without recourse), and invoice discounting. Advance rates, discount rates, fee…
Trade Finance Sanctions & Compliance Risk Checker
Assess sanctions and export control risk across OFAC, EU, UN, and UK OFSI regimes. Flags sanctioned jurisdictions, dual-use goods, Russia-evasion transshipment…
Bank Guarantee & SBLC Structuring Tool
Structure and cost bank guarantees and SBLCs across 6 guarantee types (bid bond, performance, advance payment, payment, financial SBLC, customs). Compare URDG 7…
CAT-27
–WealthTech
11 entriesMiFID II Ex-Ante Costs & Charges Calculator
Aggregate and disclose investment costs per MiFID II Article 24(4) / PRIIPs KID , one-off, ongoing, and incidental charges. Calculates Reduction in Yield (RIY),…
Model Portfolio Risk Analytics
Calculate expected return, volatility, Sharpe ratio, max drawdown, VaR 95% 1yr, and tracking error for a model portfolio of up to 8 asset classes. Risk contribu…
MiFID II/III Suitability Assessment Framework
Structure a MiFID II Article 25 suitability assessment across financial situation, objectives, risk tolerance, and knowledge. Detects mismatches between client…
Advisory Fee Disclosure Builder (RDR / MiFID II)
Build compliant fee disclosures for retail investment clients under UK RDR / MiFID II. Aggregates adviser, platform, and fund charges with year-by-year compound…
Portfolio Drift & Rebalancing Trigger Calculator
Detect allocation drift for up to 8 asset classes against target weights. Calculate rebalancing trade sizes, transaction costs, CGT impact, and net benefit vs.…
Tax-Efficient Investment Wrapper Optimizer
Compare after-tax portfolio values across UK (ISA/SIPP/GIA) and US (Roth IRA/Traditional IRA/401k/Taxable) wrappers over 1–30 years. Optimal wrapper recommendat…
Fiduciary & Best Interest Duty Gap Assessor
20-question gap assessment across FCA Consumer Duty (PS22/9), SEC Regulation Best Interest, DOL Fiduciary Rule 2024, and MiFID III. Section scores with traffic…
PRIIPs KID Compliance Checker
Evaluate a PRIIPs Key Information Document against Regulation (EU) 1286/2014 and Level 2 RTS 2017/653. Checks all mandatory content sections (SRI, performance s…
ISA & LISA Eligibility Calculator
Determine UK ISA and Lifetime ISA eligibility, calculate remaining 2024/25 allowances, and model LISA government bonus entitlements (25% up to £1,000/year). 5-y…
Regulation Best Interest (Reg BI) Checker
Evaluate a broker-dealer recommendation against SEC Regulation Best Interest (Reg BI, June 2020). Checks all four obligations , Care, Conflict of Interest, Disc…
Form CRS Generator (SEC Client Relationship Summary)
Build an SEC-mandated Client Relationship Summary (Form CRS / Form ADV Part 3) for broker-dealers and registered investment advisers. Covers all required conten…
CAT-28
–LendTech & Credit Operations
6 entriesCredit Facility Structuring Calculator
Model TLA (amortising), TLB (bullet), revolving credit facility, and capex facility economics. Borrower all-in cost of funds, lender yield and return on assets,…
Loan Covenant Compliance Monitor
Test up to 6 financial covenants simultaneously. Traffic-light dashboard with headroom analysis, EBITDA stress testing (−10/20/30%), interest rate shocks (+100/…
Risk-Adjusted Loan Pricing (RAROC) Calculator
Calculate RAROC for corporate loans using PD, LGD, EAD, and economic capital (AIRB/FIRB/SA). P&L waterfall from gross revenue to net risk-adjusted income. Break…
DSCR & Interest Coverage Ratio Calculator
Calculate all 8 major DSCR and ICR variants from a single input set , Basic DSCR, Cash DSCR, FCF DSCR, FCCR, ICR (EBIT/EBITDA), net and gross leverage. Lender t…
Basel III/IV Credit RWA Calculator
Calculate credit RWA under Basel IV/CRR3 Standardised Approach for up to 5 exposures. Full risk weight table by counterparty type and rating. Financial collater…
Loan APR & APRC Disclosure Builder
Newton-Raphson APR/APRC solver for consumer and mortgage loans. Jurisdiction-specific disclosure text (EU CCD2 / UK FCA MCOB / US TILA box), full amortisation s…
CAT-29
–US Banking & Consumer Regulation
7 entriesUDAAP Risk Assessor
Score products and practices against the CFPB's UDAAP framework (Unfair, Deceptive, Abusive Acts or Practices) under Dodd-Frank §1031. Weighted scoring across t…
Reg E Dispute Workflow Builder
Generate a compliant Reg E error resolution workflow per 12 CFR Part 1005.11. Calculates investigation timelines (10-day standard / 45/90-day extended), provisi…
Durbin Amendment Interchange Analyzer
Determine debit card interchange caps under Regulation II (12 CFR Part 235). Checks $10B asset threshold coverage, calculates the $0.21 + 0.05% cap (with $0.01…
HMDA Reportability Checker
Determine HMDA reportability under Regulation C (12 CFR Part 1003). Runs both institutional coverage tests (depository $56M threshold / nondepository originatio…
BSA/SAR Filing Adequacy Checker
Evaluate SAR filing obligation, timeliness, and narrative content adequacy per 31 CFR Part 1020. Determines mandatory vs voluntary filing thresholds by institut…
SR 11-7 Model Risk Management Gap Assessor
Score your MRM framework across 25 questions in 4 domains , Development (30%), Validation (35%), Governance (25%), Inventory (10%) , against Federal Reserve SR…
NYDFS Part 500 Certification Builder
Build the 23 NYCRR 500 annual filing: a Certification of Material Compliance or an Acknowledgment of Noncompliance, whichever your control state supports. Five…
CAT-30
–Insurance & InsurTech
10 entriesEmbedded Insurance Pricing Modeller
Model unit economics for embedded insurance products , GWP, combined ratio, underwriting profit/loss, breakeven loss ratio, and breakeven attachment rate. Cover…
Solvency II SCR Calculator
Calculate indicative SCR using the Solvency II Standard Formula (Delegated Regulation EU 2015/35). Covers non-life underwriting risk (11 LoB premium/reserve fac…
P&C Combined Ratio Analyzer & Benchmarker
Compute Loss, Expense, Combined, and Operating ratios from premium/loss/expense inputs across 12 lines of business, benchmark against AM Best / NAIC industry me…
Reinsurance Burning Cost & XL Layer Pricer
Price an excess-of-loss reinsurance layer using the burning-cost method , trend and IBNR-develop historical losses, apply the as-if layer (per-occurrence or agg…
NAIC Risk-Based Capital (RBC) Ratio Calculator
Calculate a simplified NAIC RBC ratio for a US P&C insurer , R0–R5 charge components with the prescribed covariance adjustment, Authorized Control Level RBC, an…
Parametric Insurance Trigger Designer & Basis Risk Estimator
Design a parametric / catastrophe-bond trigger structure , attachment, exhaustion, and payout function (linear / binary / step) , then model expected payout, pr…
Insurance Ratemaking Adequacy Tester (Pure Premium Method)
Run the pure-premium (exposure-based) ratemaking method per CAS principles , trend and on-level the experience, compute weighted pure premium and permissible lo…
Solvency Regime Capital Comparator
Compute required capital under four regimes , EU Solvency II (SCR), NAIC RBC (US), Bermuda BSCR, and IRDAI Solvency Margin , from one shared simplified balance…
Cyber Insurance Accumulation & PML Modeler
Estimate portfolio-level cyber PML at multiple return periods from aggregate book inputs only (no policyholder data) , attritional expected loss plus systemic-e…
Claims Reserve Adequacy Checker (Chain Ladder + Bornhuetter-Ferguson)
Run the two core reserving methods , Development (Chain Ladder) and Bornhuetter-Ferguson , on a loss-development triangle. Select LDFs (volume-weighted / simple…
CAT-31
–Open Templates & Agreements
8 entriesAgreement Template Linter
Paste an agreement and pick a target open standard (Common Paper MNDA/CSA, oneSaaS 52, oneDPA, GDPR Art 28) to get a clause diff showing which clauses are prese…
DPA GDPR Art 28(3) Checker
Paste a Data Processing Agreement and check it against GDPR Article 28(3)'s 12 mandatory processor clauses. Each clause is scored present, weak, or missing. Ove…
Clause Coverage Scorer
Paste any agreement and pick a clause taxonomy (oneSaaS 52, Common Paper Language Library, or GDPR Art 28) to receive a scored coverage report: coverage %, pres…
Disclosure Manifest Builder
Drag in a folder of data-room files, hash each one locally, and build a signed Merkle-rooted disclosure manifest naming exactly what was in the room at a given…
Disclosure Manifest Verifier
Paste a disclosure manifest to verify its signature, prove a single file's Merkle inclusion against the root, or run a full present/missing/mismatched coverage…
Case-File Binder Composer
Index a heterogeneous set of receipts you already hold, including OCG artifacts, chain composites, disclosure manifests, Helm bundle signposts, and anchor proof…
Case-File Binder Verifier
Paste a case-file binder manifest to verify its signature and recompute its Merkle root, then check each entry's digest against a pasted referenced receipt. Nev…
Evidence Handover Bundle
Package a case-file binder and the receipts it references into one zip an examiner can open with no network connection at all: a self-contained offline verify.h…
–
Integration Guides & Hubs
114 entriesDeep-dive integration hubs for standards, rails, and regulatory frameworks , each links out to the relevant tool suite.
–Accept-API: Court-Checkable Agreement Acceptance for Agents · AINumbers.co
A walk-through of the agent-native agreement flow: assemble a mutual NDA, both parties bind their acceptance to the exact artifact by hash, and the result is a…
Agent Observability Hub · AINumbers.co
OTLP/JSON gen_ai span tooling for agent traces: a hand-rolled trace composer with gen_ai attribute presets, and a semantic-convention linter checked against a p…
Agent Payment Dispute Evidence Hub · AINumbers.co
3 free browser-based verify-only tools plus 1 chain for building agent-payment dispute evidence: AP2 mandate-chain validation, agent token scope checking, and a…
Redirecting to Agentic Checkout · AINumbers.co
Redirecting to Agentic Rail · AINumbers.co
Agentic Commerce & MCP Developer Hub · AINumbers.co
Free browser-based developer tools for building Model Context Protocol servers and integrating agentic payment protocols. 17 tools: lint tool definitions and se…
Redirecting to Agentic Policy · AINumbers.co
Agentic Payment Rail Selection · Scenario Guide · AINumbers.co
Three-scenario guide for selecting an agentic payment rail. Match your AI agent's payment pattern: A2A, card, or on-chain x402: to the right protocol: AP2, Visa…
Open Standardized Agreement Directory · AINumbers.co
Curated, license-tagged reference directory of open standardized legal agreement frameworks. Common Paper, Bonterms, oneNDA, YC SAFE, EU MCC-AI, Accord Project,…
AI Act Art-12 Evidence Cron: Receipted Compliance Bundles · AINumbers.co
A weekly cron gathers a window's execution and decision receipts, maps them to OSCAL assessment-results and an ISO/IEC 24970 log export, anchors the bundle, and…
How Insurable Agents Produce Evidence · AINumbers.co
A guide to the AIUC-1 evidence tools: the readiness checkrun, the quarterly test-evidence composer, and the incident record, and how each maps to an underwritin…
AML/KYC & Financial Crime Compliance Hub · AINumbers.co
22 free browser-based AML, KYC, and financial crime compliance tools unified as a single onboarding suite for BSA officers, MLROs, and compliance engineers. Cov…
AI Evidence Auditors Can Actually Review · AINumbers.co
How signed OCG compute receipts map to the six AI-tool-usage documentation elements under amended AU-C 500 / AS 1105 / AS 2301 / QC 1000, and how a reviewer ind…
AuthZEN-PDP: Authorization Decisions With a Provable Receipt · AINumbers.co
An AuthZEN 1.0 Authorization API-mapped Policy Decision Point that returns the standard {decision, context} response, carrying an OCG execution receipt in conte…
B2B Payments & Platform Operations Hub · AINumbers.co
16 free browser-based B2B payments and platform operations tools for payments engineers, finance leads, ERP architects, and marketplace operators. Covers invoic…
BaaS Programme Design · Scenario Guide · AINumbers.co
Three-scenario BaaS programme design guide. Greenfield launch, migrating provider, or adding card issuance: each chains four tools from provider selection throu…
Redirecting to BaaS Sponsor Bank · AINumbers.co
Basel IV, FRTB & Model Risk Hub · AINumbers.co
Specialist toolkit for Basel IV implementation, FRTB market risk capital, and model risk management. 7 browser-based tools covering SR 26-02, FRTB IMA eligibili…
Reproducing the Basel Endgame 2026 Reproposal's Capital Relief on Your Own Book · AINumbers.co
Why the $87.7bn headline relief number from the 2026 Basel Endgame reproposal doesn't tell any one bank what its own capital requirement will be, and how the ER…
CCP Margin Monitor · Issue #1 · Q4 2025 · AINumbers.co
Issue #1 of the CCP Margin Monitor: ICE Clear Credit (ICC) vs ICE Clear Europe (ICEU), Q4 2025 CPMI-IOSCO PQD, recomputed and receipted.
Benchmark Series Methodology · Receipted CCP & Stablecoin Figures · AINumbers.co
How the CCP Margin Monitor and Stablecoin Reserve Scorecard recompute figures from public disclosures, and how every published number carries a hash-anchored, o…
Stablecoin Reserve Scorecard · Issue #1 · June 2026 · AINumbers.co
Issue #1 of the Stablecoin Reserve Scorecard: EURC's June 2026 reserve disclosure, recomputed and receipted against declared MiCA Article 30/36/54 terms.
Consumer Credit & BNPL Compliance Hub · AINumbers.co
Complete BNPL and consumer credit compliance toolkit. 8 specialist tools covering FCA DPC (live 15 Jul 2026), EU CCD2, CFPB Reg Z, FDCPA, affordability assessme…
Redirecting to BNPL Programme · AINumbers.co
Broker-Dealer Operations: 15c3-3 Reserve and TRACE/CAT Reporting · AINumbers.co
How the 15c3-3 Exhibit A customer reserve calculator and the TRACE/CAT reporting lint fit together, alongside Reg BI and Form CRS, in AINumbers' broker-dealer o…
Redirecting to Canton Capital Efficiency · AINumbers.co
Redirecting to Canton Cash-Leg Assurance Chain · AINumbers.co
Redirecting to Canton Counterparty Onboarding · AINumbers.co
Redirecting to Canton Deposit Token Compliance Chain · AINumbers.co
Redirecting to Canton DvP Readiness · AINumbers.co
Redirecting to Canton Margin Call · AINumbers.co
Redirecting to Canton MMF Collateral Eligibility Chain · AINumbers.co
Redirecting to Canton Repo Mobility · AINumbers.co
Redirecting to Canton Securities Issuance · AINumbers.co
Redirecting to Canton Securities Lending Chain · AINumbers.co
Canton / Tokenized Market Infrastructure Hub · AINumbers.co
13 deterministic browser tools and 10 workflow chains for tokenized settlement, collateral, and regulatory compliance on Canton Network. Global Synchronizer · D…
Capital Markets Settlement Hub · AINumbers.co
Navigation hub for settlement cycle, T+1 transition, CRR3 output floor, settlement finality, DvP reconciliation, and FX settlement fails risk tools. All browser…
Card Economics Hub · AINumbers.co
7 free browser-based card economics tools covering merchant cost analysis, interchange optimization, scheme fee modeling, issuer portfolio P&L, and card pro…
Redirecting to Card Programme · AINumbers.co
Redirecting to Card Programme · AINumbers.co
Redirecting to CCD2 Consumer Credit · AINumbers.co
What a Collections Compliance Receipt Actually Proves · AINumbers.co
A guide for debt collectors and compliance teams to the Collections Compliance Pack: what validate_regf_call_frequency and check_debt_validation_notice actually…
Redirecting to Consumer Protection · AINumbers.co
Core Payment Infrastructure Hub · Cat-1 · AINumbers.co
10 free browser-based payment infrastructure tools covering A2A fee routing, ISO 20022 message building and migration, VDCAP payload auditing, reconciliation wo…
Counterparty Credit Risk & Due Diligence Hub · AINumbers.co
8 free browser-based counterparty credit risk tools covering Basel III/IV RWA, IFRS 9 ECL, PD/LGD/EAD modelling, CVA (SA-CCR), RAROC loan pricing, covenant comp…
Credential Workbench Hub · AINumbers.co
2 free browser-based tools for issuing and presenting W3C Verifiable Credentials 2.0 and Selective Disclosure JWTs (RFC 9901). eddsa-jcs-2022 signing over an ep…
Redirecting to Crypto Tax Reporting · AINumbers.co
Redirecting to AML Consolidation · AINumbers.co
Data Room Disclosure Manifests for M&A and R&W Insurance · AINumbers.co
How to use the Disclosure Manifest Builder and Verifier to prove exactly what was in a data room at signing, for M&A diligence and representations-and-warrantie…
DLT & Tokenization Integration Hub · AINumbers.co
All 21 Cat-11 tools unified as a single enterprise DLT onboarding suite. Covers CBDC architecture, smart contract validation, DvP reconciliation, settlement fin…
DORA & Operational Resilience Compliance Hub · Cat-22 · AINumbers.co
11 free browser-based DORA compliance tools covering ICT risk gap analysis, incident classification, RoI structure validation, CIF identification, resilience te…
Proving Exclusive Control of an Electronic Bill of Lading (MLETR) · AINumbers.co
Why an eBL is 'faster paper' without verifiable singularity and exclusive-control evidence, and how the control-evidence checker, possession-chain builder, and…
E-Invoicing, VAT & ViDA Compliance Hub · Cat-15 · AINumbers.co
Complete guide to EU e-invoicing mandates, VAT compliance, ViDA Digital Reporting Requirements, and cross-border tax tools. 9 specialist tools covering France,…
Embedded Finance & BaaS Infrastructure Hub · AINumbers.co
13 free browser-based embedded finance and BaaS infrastructure tools for fintech engineers, product leads, and compliance teams. Covers BaaS provider comparison…
ESG & Climate Finance Hub · Cat-7 · AINumbers.co
Navigation hub for ESG and climate finance tools covering TCFD/ISSB S2 disclosure, PCAF financed emissions, physical climate risk, EU Green Bond Standard, SLL/S…
EU AI Act: Financial Services Compliance Hub · AINumbers.co
5 free browser-based EU AI Act compliance tools for financial services: risk classification, Article 9 risk management, Article 10 data governance, provider/dep…
EU Regulatory Pipeline 2025–2027 Hub · AINumbers.co
Navigate the wave of EU financial regulation coming into force 2025–2027. Nine specialist tools covering EU IPR ISO 20022, PSD3/PSR2, eIDAS2/EUDI wallet, SEPA I…
EU Sustainable Finance Hub · Cat-24 · AINumbers.co
Navigation hub for EU sustainable finance tools covering SFDR, EU Taxonomy, CSRD double materiality, UK SDR fund labelling, PCAF financed emissions, SFDR PAI in…
Evidence Profile Catalog · AINumbers.co
Named evidence profiles for OpenChainGraph §23 input attestations: open banking, sanctions screening, market data, custody/reserve, registry/KYB, chain state. A…
Exchange Assurance: Custody, PoR, Best Execution, Listing Standards · AINumbers.co
A jurisdiction-neutral exchange assurance pack: custody-segregation ratio, asset/liability coverage, proof-of-reserves composition over art-280, best-execution…
FCA Consumer Duty Compliance Hub · AINumbers.co
Complete toolkit for FCA Consumer Duty compliance. 7 tools covering DPC scope, creditworthiness, obligation mapping, board reporting, vulnerability assessment,…
Fedwire and CHIPS Structured-Address Migration Guide (2026-11-16) · AINumbers.co
How to use the Fedwire/CHIPS structured-address lint, batch sweep, and remediation diff receipt tools to prepare for the 2026-11-16 ISO 20022 structured-address…
FIDA & Open Finance 2.0 Hub · AINumbers.co
Complete toolkit for the EU Financial Data Access (FIDA) Regulation and Open Finance 2.0. FIDA data scope mapping, FIP authorisation readiness, permission schem…
FR 2052a Reference: Report Structure, Appendix Inventory & Confidentiality · AINumbers.co
A reference guide to the FR 2052a Complex Institution Liquidity Monitoring Report: the appendix inventory, the report's table structure and field list, and the…
Fraud & Risk Hub · AINumbers.co
10 free browser-based fraud detection and risk tools covering synthetic identity scoring, APP scam assessment, fraud scoring, BIN intelligence, sanctions screen…
FX Payments Intelligence Hub · AINumbers.co
14 free browser-based cross-border FX and payments tools covering FX margin analysis, payment failure probability, hedging instruments, rail comparison, corrido…
Redirecting to FX Corridor · AINumbers.co
GENIUS Act & US Stablecoin Regulation Hub · AINumbers.co
Complete toolkit for navigating the GENIUS Act. 7 browser-based tools covering payment stablecoin compliance, licensing path selection, reserve stress testing,…
Government Payment Programme RFP Evidence Guide · AINumbers.co
How to bind a government payment programme RFP to OpenChainGraph evidence: which requirement rows already compute today, which chain covers identity, data migra…
What an IDV/KYC Session Receipt Proves (and Doesn't) · AINumbers.co
How camera-provenance checking and session receipt hash-chaining fit together for identity verification evidence, what an IDV/KYC session receipt attests agains…
Guides & Hubs Directory · AINumbers.co
Directory of AINumbers.co guides and category hubs: regulatory toolkits, evidence and receipt walkthroughs, and reference material for the OpenChainGraph tool s…
Insurance & InsurTech Hub · AINumbers.co
Ten browser-based tools for insurance professionals, actuaries, and InsurTech teams: embedded insurance pricing, Solvency II SCR, NAIC RBC, P&C combined rat…
Supply-Chain Attestations for Agent Work · AINumbers.co
2 free browser-based in-toto tools: a layout composer and a link/attestation builder and verifier. Author DSSE-signed in-toto layouts and links client-side, and…
Redirecting to ISO 20022 Cutover · AINumbers.co
Redirecting to ISO 20022 Cutover · AINumbers.co
Ledger Consensus Finality Hub · AINumbers.co
Where terminal-branch and bidirectional ledger-consensus finality (XRPL, Stellar) fits alongside AINumbers' rollup and validity-proof finality classifier. Billa…
What LEI Data-Quality Grading Is (and Isn't) for KYB Onboarding · AINumbers.co
How LEI data-quality grading fits into a KYB onboarding workflow alongside LEI lifecycle validation and BIC/IBAN decoding, why grading the quality of a GLEIF re…
LendTech & Credit Operations Hub · AINumbers.co
Six browser-based tools for credit analysts, corporate bankers, and lending teams: credit facility structuring, loan covenant compliance monitoring, risk-adjust…
MCP Agent Demo · Watch an Agent Use AINumbers · AINumbers.co
A live MCP agent session replay: the agent discovers AINumbers.co via suite-registry.json, selects the fraud score simulator, constructs a typed invocation, and…
Clone This MCP Server: Standing Up Your Own on Cloudflare Workers · AINumbers.co
A step-by-step build of the same MCP server the Playground talks to: two-repo shape, the vendor-and-commit rule that prevents outages, the unique tool-name gate…
Redirecting to MCP Publish-Readiness Chain · AINumbers.co
MiCA & Crypto Asset Regulation Hub · AINumbers.co
Complete toolkit for the EU Markets in Crypto-Assets Regulation (MiCA): fully applicable December 2024. 7 browser-based tools covering CASP authorisation, EMT r…
Redirecting to Model Risk Governance · AINumbers.co
What a NAV Receipt Actually Proves · AINumbers.co
A guide for fund administrators and auditors to the NAV Verification Pack: what recompute_fund_nav, test_nav_error_materiality, and compute_fund_expense_ratios…
Open Banking & API Integration Hub · AINumbers.co
The unified Open Banking developer onboarding suite from AINumbers.co: 13 tools covering ISO 20022 message validation, consent mapping, SCA exemption logic, IBA…
Open Wealth Architecture Hub · AINumbers.co
Browser-based wealth planning and retirement modeling suite. Monte Carlo FIRE simulator, personal finance life modeling, and startup runway analysis: all linked…
Payment Ops & Monitoring Hub · AINumbers.co
11 free browser-based payment operations and monitoring tools covering real-time rail prefunding, global cutoff atlas, payment journey mapping, rail selection,…
Payment Reference & Decode Library Hub · AINumbers.co
Reference-grade decode and lookup tools for payment professionals. ISO 8583 message decoding, return code lookup, LEI/BIC/IBAN decoding, regulatory acronym refe…
Payment Scheme & Network Compliance Hub · AINumbers.co
8 free browser-based tools covering Visa, Mastercard, Amex, NACHA ACH, EMV 3DS, and real-time payment networks. PCI DSS v4.0, SCA/PSD3, NACHA March 2026. All cl…
Redirecting to PI / EMI Authorisation · AINumbers.co
Redirecting to Pillar Two GloBE · AINumbers.co
Redirecting to Agentic Policy · AINumbers.co
Redirecting to PQC Migration · AINumbers.co
What a PQC Migration Evidence Receipt Actually Proves · AINumbers.co
A guide to the PQC Migration Evidence Workflow: what lint_cbom_structure and compute_pqc_deadline_ladder actually attest about a declared cryptography inventory…
PSP & Payment Compliance Hub · AINumbers.co
9 free browser-based tools for payment institutions and e-money institutions: safeguarding, SEPA OLO, surcharging compliance, FCA operational resilience, PI/EMI…
PSP Payment Safeguarding & Compliance Hub · AINumbers.co
Complete toolkit for payment service providers navigating authorisation, safeguarding, and payment scheme compliance. 7 tools covering PSP safeguarding, SEPA OL…
Quantized Credit Model Guide · What the Proof Attests · AINumbers.co
What a groth16 proof over a quantized credit-scoring kernel actually attests, and what it does not: read the quantization_parity block, run the live demo, and v…
Deterministic Intelligence Suite Hub · RBE·01–RBE·13 · AINumbers.co
13 browser-based rule-based engine tools for payments professionals. Fee schedule authoring, credit policy decisioning, velocity rule calibration, DORA incident…
Real-Time Payments Operations & Compliance Hub · AINumbers.co
8 free browser-based real-time payments tools covering FedNow participation readiness, ISO 20022 cross-rail compatibility, RTP fraud velocity rules, PSR APP fra…
The Recomputation Evidence Pack: CPA-in-Loop Specialist Input · AINumbers.co
How a recompute evidence pack fits into a CPA's AU-C 500/620 specialist workflow: what it is, who relies on it, and what it deliberately does not claim to be.
Mandate Regression Replayer · AINumbers.co
Re-run any exported AINumbers Policy Mandate through its originating tool and compare the result. Detects payload drift, tool version changes, and non-determini…
Regulatory Compliance & Consent Hub · Cat-2 · AINumbers.co
14 free browser-based regulatory compliance tools covering GDPR/UK GDPR data subject rights, FCA Consumer Duty (PS22/9), institutional sanctions programmes, ope…
Continuous Reserve Watch · GENIUS Act Stablecoin Monitoring · AINumbers.co
A weekly cron replays a stablecoin issuer's disclosed reserve report through the live GENIUS Act reserve-disclosure checker and anchors a signed receipt. Explai…
SME Financial Health & Lending Readiness Hub · AINumbers.co
9 free browser-based SME financial health tools covering credit risk scoring, working capital gap, loan readiness, invoice finance, open finance credit signals,…
Shared-Ledger Settlement Hub · AINumbers.co
5 free browser-based tools plus 3 workflows for permissioned-EVM shared-ledger settlement: ISO 20022-to-EVM calldata mapping, settlement contract linting, L2 fi…
TradeTech & Trade Finance Hub · AINumbers.co
Eight browser-based tools covering the full trade finance lifecycle: MT700/UCP 600 LC validation, supply chain finance pricing, Incoterms 2020 risk mapping, doc…
Redirecting to Treasury Corridor · AINumbers.co
Redirecting to Treasury Corridor · AINumbers.co
Treasury, Strategy & Revenue Hub · AINumbers.co
15 browser-based treasury tools unified as a single CFO and treasurer onboarding suite. Covers cash flow forecasting, A2A liquidity simulation, FX hedge optimiz…
Redirecting to US Banking Compliance · AINumbers.co
US Banking & Consumer Regulation Hub · AINumbers.co
Six browser-based tools for US bank compliance officers, consumer lenders, and fintech teams: UDAAP risk scoring, Reg E dispute workflows, Durbin Amendment inte…
What a VoP Session Receipt Actually Proves · AINumbers.co
A guide for PSPs and reimbursement reviewers to the VoP Liability Evidence Pack: what score_payee_name_match and build_vop_session_receipt attest, what the UK P…
Redirecting to Wealth Advisory Reg BI · AINumbers.co
WealthTech Hub · AINumbers.co
Seven browser-based tools for wealth managers, financial advisers, and investment platforms: MiFID II/III ex-ante cost disclosure, model portfolio risk analytic…
OCG
OpenChainGraph Nodes
553 entriesEvery live OpenChainGraph node: single-step, chainable, MCP-callable tools. Composed into multi-step workflows on the OpenChainGraph hub.
–Canton Tokenization Readiness Diagnostic
12-question weighted diagnostic across six readiness domains for Canton Network pilots: settlement ops, custody, cash-leg, privacy, AML/KYA, and capital. Routes…
Settlement-Risk Capital Efficiency Optimizer
Quantify RWA and capital savings from moving to Canton atomic DvP. Outputs bps-of-notional saved per year under BCBS CRE70/CRE52 SA-CCR. Stage 2 of the Canton C…
Tokenized Collateral Eligibility Checker
Classify tokenized assets for DTC/Fed eligibility and Basel HQLA tier (L1/L2A/L2B/non-HQLA). Shared eligibility layer consumed by DvP, repo, margin, and fund wo…
On-Chain Cash-Leg Finality Checker
Validate USDC/deposit-token cash-leg finality, reserve attestation, and GENIUS Act / MiCA compliance for Canton settlement. Emits a finality_verdict and GENIUS…
Canton DvP Atomicity Validator
Validate atomic DvP settlement on Canton Network against PFMI Principle 12. Generate a counterparty-verifiable settlement-readiness attestation with execution_h…
On-Chain Repo Haircut Calculator
Compute repo haircut with Canton 24/7 collateral valuation versus legacy weekend gap. Applies Basel CRE22 supervisory haircuts and BCBS d349 SFT minimum haircut…
Canton Party Allowlist Validator
Screen counterparties against FATF Travel Rule, AML/KYA requirements, and canton allowlist rules for Canton Network onboarding. Emits allowlist_verdict, FATF fl…
Digital Asset Regulatory Classifier
Classify tokenized assets under GENIUS Act, MiCA, MiFID II, and EU DLT Pilot Regime. Outputs applicable frameworks, MiFID II instrument type, and DLT Pilot elig…
Multi-Currency PvP Validator
Validate atomic cross-currency PvP settlement on Canton to eliminate Herstatt risk in FX and multi-currency repo. Covers PFMI P12 PvP model compliance, FX netti…
Tokenized Security Lifecycle Validator
Validate Daml lifecycle coverage for tokenized securities: issuance, coupon/dividend, corporate actions (splits, mergers), and maturity/redemption events. EU DL…
Margin Call Collateral Mobilizer
Margin computation branched by instrument type: UMR/BCBS d499 for uncleared derivatives; GMRA/BCBS d349 for repo/SFT. Never mixed. Canton 24/7 collateral mobili…
Tokenized Fund Collateral Validator
Validate MMF/CNAV/LVNAV/VNAV fund shares as collateral against SEC Rule 2a-7 (post-2023 reforms), EU MMFR, and Basel HQLA exclusion criteria. Canton/Benji token…
Collateral Swap Eligibility Validator
Validate collateral swaps under GMSLA/GMRA with SFTR Article 15 reuse constraints. HQLA upgrade and downgrade impact analysis. Canton settlement of collateral s…
AP2 Mandate-Chain Validator
Validates AP2 v0.2 Intent→Cart→Payment mandate trio: signature-chain integrity, scope/limit consistency, TTL/expiry, over-spend detection, Human-Not-Present aut…
Agent Spend-Policy Simulator
Simulates thousands of synthetic agent transactions against a user-authored spend policy (per-merchant caps, category allow/deny, velocity limits, cumulative ce…
x402 Settlement Cost & Finality Modeler
Rail-selection and finality recommendation across x402 (HTTP 402), Stripe USDC, card, ACH, and SWIFT. Per-transaction cost, eligibility scoring, micropayment su…
Agent Identity & Authorization Attestation Checker
KYA-OS (DIF Trusted AI Agents WG) credential-chain attestation: delegated-authority credential chain, scope limits, validity windows (max 90 days), chain depth…
EU AI Act Credit-Scoring Conformity Pack
Bias testing across protected characteristics (disparate impact ratios, equalized odds gaps), data-quality attestations, Article 11 technical-documentation skel…
GENIUS Act Reserve Attestation Pre-Check
1:1 reserve coverage, reserve-composition eligibility against GENIUS Act permitted-asset classes, monthly reserve-report figures against AICPA 2025 Criteria for…
Basel 3.1 Reporting Delta Calculator
Per-asset-class RWA delta (current vs Basel 3.1), output-floor binding analysis (72.5%), CET1 before/after, capital shortfall vs 12.5% total requirement. Six as…
EN 16931 / Factur-X E-Invoicing Batch Validator
Batch validation of e-invoices against EN 16931 mandatory fields, VAT logic, and country profiles. France mandatory September 2026; SMEs September 2027.
DORA Major-Incident Reporting Threshold Classifier
DORA Article 19/20 reporting determination and reporting-clock start. Clients affected, transaction value, downtime, geographic spread, cross-border component.…
AMLA Transaction-Typology Risk Scorer
Scores a synthetic transaction graph against AML typologies and FATF Travel Rule predicates; exports an AML risk determination per account/cluster. Chains into…
CASP Authorization-Readiness Assessor
Scores readiness for MiCA CASP authorization (Arts 59-63): service-permission scope, governance/fit-and-proper, custody segregation, complaints/conflicts, ICT/D…
Art 67 Own-Funds Calculator
Computes MiCA Art 67 required own funds = higher of Annex IV permanent minimum (€50k advisory / €125k trading-platform / €150k custody-exchange) or ¼ fixed over…
Crypto-Asset Whitepaper Linter (iXBRL)
Validates Art 6/8 whitepaper: Annex I section completeness + iXBRL/XHTML well-formedness + ESMA MiCA taxonomy structural conformance (ITS 2024/2984). Section ga…
MAR-Crypto Surveillance-Readiness Assessor
Scores market-abuse arrangements (Arts 86-92 + Dec-2024 RTS): PPAET (prevention/detection), STOR templates, insider lists, manipulation-pattern config on synthe…
TFR Travel-Rule Batch Validator
Validates originator/beneficiary field completeness on synthetic/hashed transfer batches (self-/cross-CASP + unhosted-wallet branches) per TFR recast Reg. (EU)…
MiCA Token & Service Scoper
Disambiguation router classifying a case as ART/EMT-issuer (delegated to existing stablecoin-compliance chains) vs CASP-service (MiCA chains). Prevents Title II…
Tempo Subscription & Streaming Settlement Reconciler
Reconcile executed MPP recurring/streamed draws against the authorized mandate envelope, prove draw-set integrity via Merkle root, and detect per-cycle cap brea…
Tempo Fee-Sponsorship & Gas-AMM Economics
Model Tempo enshrined-AMM gas cost paid in any major stablecoin, server-paid fee sponsorship, and net per-tx saving vs card/SWIFT/ACH baselines. Tempo has no na…
Canton Selective-Disclosure DvP Reconciliation Attestation
Attest that a Canton DvP privacy partition is sound: each counterparty sees only its leg, no cross-leg data leaks, and both views reconcile to one shared commit…
DTC-Custodied Tokenized U.S. Treasury Issuance & DvP
Validate a DTCC/ComposerX tokenized U.S. Treasury for issuance and atomic settlement: DTC-custody linkage, Fed eligibility, ComposerX DAML lifecycle coverage (i…
VoP Batch Match-Rate Analyser
Batch IBAN-name matching: match/close-match/no-match classification, configurable strictness (exact/normalized/fuzzy), false-positive vs false-negative trade-of…
Arc Partner Stablecoin Onboarding Conformance
Score a non-USD stablecoin issuer readiness to join Circle Partner Stablecoins on Arc against technical/operational, reserve-management, and risk-management sta…
Arc Multi-Currency Corridor Jurisdiction Router
Route each leg of a multi-currency Arc corridor to its per-currency home regime (EURC→MiCA EMT, JPYC→JP FSA, BRLA→Brazil CMN/BCB, MXNB→MX CNBV, etc.), flag miss…
DSCSA Transaction Statement (T3) Verifier
Verify the DSCSA T3 set (Transaction Information + History + Statement) completeness, validate the GS1 SGTIN, and map the EPCIS 2.0 event type. Feeds the saleab…
DSCSA Saleable Returns Verifier
Match a returned unit SGTIN+lot to its original transaction hash (DSCSA §582(c)(4)(D)). Unauthorized trading partner or mismatched SGTIN/lot → REFUSE. Feeds sus…
DSCSA Suspect/Illegitimate Product Quarantine Assessor
Determine suspect vs illegitimate product status and required actions (quarantine, investigate, 72-hour FDA Form 3911 notification, trading partner notification…
EU ESPR Digital Product Passport Data Carrier Validator
Validate DPP required data elements against the CIRPASS-2 Core Ontology (durability, reparability, recyclability, carbon footprint, substances of concern) and c…
Digital Product Passport Cradle-to-Gate Lineage Builder
Build a cradle-to-gate supplier lineage with hash-only claims per stage (no trade secrets). Each stage carries a supplier_hash anchor, dataVersion-pinned certif…
Luxury Goods Product Authenticity Verifier
Verify that presented lineage hashes chain back to the claimed root and that ownership transfers are continuous. Consumer/resale authenticity verdict: terminal…
FSMA 204 Critical Tracking Event (CTE) Validator
Validate required Key Data Elements present for each FDA FSMA 204 Critical Tracking Event (harvesting/cooling/initial packing/shipping/receiving/transformation)…
FSMA 204 Traceability Lot Code Chain Linker
Link Traceability Lot Codes across CTEs and detect chain breaks. Transformation events mint a new TLC (recorded as new_lot_minted). Feeds the recall trace resol…
ACP Checkout Conformance Validator
OpenAI/Stripe Agentic Commerce Protocol (ACP): CheckoutRequest/Response field conformance (10 required fields each), Shared Payment Token structure, ISO 4217 cu…
FSMA 204 Recall Trace Resolver (24-Hour FDA List)
One-up/one-back trace from a contaminated Traceability Lot Code to affected recipients and sources. Emits the data for the FDA 24-hour sortable spreadsheet. Ter…
Document Integrity & eIDAS Electronic Timestamp Anchor
Bind a document SHA-256 and claimed timestamp into an OCG execution_hash that serves as an eIDAS Art.41 / RFC 3161-aligned electronic timestamp: self-verifiable…
Timestamp Attestation Verifier
Recompute the document integrity anchor, confirm the document hash and timestamp claim match and the algorithm is consistent. Terminal stage of document-integri…
C2PA Content Credential Manifest Validator
Validate a decoded C2PA 2.x manifest: claim well-formedness, hard-binding hash assertion, and claim-signature reference. Feeds the Content Credential signature…
Content Credential Signature Verifier
Verify the COSE_Sign1 claim signature against a caller-supplied signer public key using crypto.subtle.verify (Ed25519/ES256/ES384/PS256). Trust-anchor membershi…
Provenance Ingredient Tree Resolver
Walk the c2pa.ingredient parent-of tree; confirm each ingredient hashed_uri binding and nested manifest hash chains back to the active manifest; flag broken pro…
EU AI Act Art. 50 Marking Checker
Check c2pa.actions for a c2pa.created action whose IPTC digitalSourceType is in the AI set, and that machine-readable marking is present (Art. 50(2) adequacy).…
Dual-Layer Disclosure Verifier
Confirm the EU Commission Code of Practice multi-layer requirement: both C2PA signed metadata and an imperceptible watermark (SynthID / Digimarc / TrustMark / c…
Content Binding Assertion Validator
Validate hard-binding (c2pa.hash.data/bmff, tamper-evident) vs soft-binding (watermark/fingerprint, survives re-encode). Confirms asset byte-hash matches claime…
Web Bot Auth Signature Verifier (RFC 9421)
Reconstruct the RFC 9421 signature base and verify the Ed25519 Web Bot Auth signature against a caller-supplied public key, zero network. Checks alg=ed25519, ta…
EUDI Wallet Credential-Acceptance Readiness Checker
eIDAS 2.0 verifiable-credential acceptance readiness against EUDI Wallet ARF v1.4 profiles. PID/QEAA/EAA attribute mapping, relying-party obligations, conforman…
HTTP Signatures Directory Validator
Validate the /.well-known/http-message-signatures-directory JWKS: well-formed, keys are OKP/Ed25519, the keyid from Signature-Input resolves to a key in the dir…
Signature Agent Card Validator
Validate the Signature Agent Card (Cloudflare/Bedrock AgentCore schema): required fields (name, operator, expected request rate, keys) and card keys consistent…
Agent Key Rotation Auditor
Audit key freshness and rotation posture: key age vs max-age policy, presence of a next-key and overlap window, algorithm is Ed25519. Emits HEALTHY / ROTATION_S…
Agent Payment Rail Trust Crosswalk
Crosswalk agent identity posture (alg, directory published, card present, signature verified) to Visa TAP, Mastercard Agent Pay, and Web Bot Auth acceptance cri…
Agent Directory Publish Readiness Diagnostic
Diagnostic: is the operator ready to publish a verifiable Web Bot Auth identity? Checks well-known path, JWKS reachability flag, card completeness, rotation pos…
CycloneDX SBOM Validator (EU CRA Annex I)
Validates a CycloneDX SBOM against the EU CRA Annex I machine-readable SBOM requirement: bomFormat=CycloneDX, specVersion in [1.4,1.5,1.6], all components carry…
SLSA Provenance Verifier
Verifies an in-toto SLSA provenance statement: validates _type (in-toto.io/Statement) and predicateType (slsa.dev/provenance), checks subject SHA-256 digest aga…
OpenVEX Statement Validator
Validates an OpenVEX document: @context includes openvex.dev, every statement carries vulnerability, products[], status in [not_affected,affected,fixed,under_in…
SPDX SBOM Validator (EU CRA Annex I)
Validates an SPDX SBOM against the EU CRA Annex I machine-readable SBOM requirement: spdxVersion matches SPDX-2.x or SPDX-3.x, SPDXID present, all packages carr…
CRA Annex I Completeness Checker
Checks EU CRA Annex I Part I essential cybersecurity requirements: sbom_present, sbom_machine_readable, top_level_deps_covered, vuln_handling_policy_present, se…
PSD3 / PSR Readiness Checker
Six-domain PSD3/PSR readiness rubric: Open Finance access rights (Art.35/36), TPP categorisation (PISP/AISP/PIISP), SCA exemption alignment (Art.85–90), consent…
CRA Vulnerability Reporting Readiness (Art. 14)
Assesses EU CRA Article 14 vulnerability reporting readiness: actively_exploited_detection, 24-hour early_warning_24h_process, 72-hour notification_72h_process,…
NIS2 Entity Scope Classifier (Essential / Important / Out-of-Scope)
Classify an entity as Essential, Important, or Out-of-Scope under NIS2 Directive 2022/2555 Annex I and II, applying sector codes, employee/turnover size thresho…
NIS2 Article 21 Gap Checker (Ten Cybersecurity Risk-Management Measures)
Check presence and maturity of all ten NIS2 Article 21(2)(a)–(j) cybersecurity risk-management measures. Derives per-measure maturity (0=absent, 1=documented-on…
NIS2 Penalty Exposure Calculator (Art. 34)
Calculate maximum NIS2 Art. 34 penalty exposure given entity classification, global annual turnover, and declared infringement types. Essential entities: max(€1…
NIS2 Incident Significance Scorer (Art. 23 Reporting Threshold)
Score whether an operational event meets the NIS2 Art. 23 significant-incident threshold (any of: service disruption ≥1h, ≥1,000 affected users, estimated finan…
NIS2 ICT Supply-Chain Diligence Scorer (Art. 21(2)(d) / ENISA)
Score ICT vendor due-diligence posture against NIS2 Art. 21(2)(d) and ENISA ICT supply-chain risk framework. Seven controls: ISO 27001 certification, vendor inc…
NIS2 Governance Readiness Checker (Art. 20 , Management Body Accountability)
Assess NIS2 Art. 20 management-body accountability: board approval of Art. 21 measures, quarterly status updates, CISO designation, cybersecurity training cover…
MCP Server Identity Attestation Validator
Validate a new-spec MCP server identity document: required claims (subject, issuer, serverInfo), well-known path correctness (/.well-known/mcp-server-identity),…
MCP Authorization Metadata Validator (RFC 9728)
Validate OAuth 2.0 Protected Resource Metadata per RFC 9728: resource URI (https-scheme), non-empty authorization_servers, scopes_supported, and bearer_methods_…
MCP Registry Entry Conformance Checker
Validate an MCP Registry server.json entry: $schema present, reverse-DNS name format (namespace/name), semver version, and at least one of packages or remotes p…
Agentic Mandate Sandbox
Builds a deterministic Agent Guardrail Mandate skeleton from declared spend caps, MCC allowlist/blocklist, velocity rules, time windows, and approval thresholds…
MCP Tool Scope & Revocation Auditor
Audit scoped and revocable MCP tool access per the new MCP specification: each granted tool must carry an explicit scope array, a revocation endpoint must be co…
Agent On-Behalf-Of (OBO) Mandate Validator
Validate an agent on-behalf-of (OBO) mandate: subject (the user being represented), bounded scope array, intent string, and a non-expired validity window (calle…
MCP Task Lifecycle State Machine Validator
Validate that a long-running MCP task state transitions are legal per the new MCP specification state machine: working to input_required or terminal states (com…
EMIR Trade Report Field Validator
Validate the required-field subset of an EMIR Refit ISO 20022 auth.030 derivative trade report: action type, both counterparty LEIs (20-char ISO 17442), UTI, UP…
EMIR UTI Completeness Checker
Validate EMIR Refit UTI format (ISO 23897, 52 alphanumeric characters max), generating-party identity, and T+1 sharing timing: UTI must be shared with the other…
EMIR UPI Validator
Validate EMIR Refit UPI format (ISO 4914, 12-character alphanumeric via ANNA Derivatives Service Bureau) and product classification consistency: asset class mus…
EMIR Counterparty Pairing Reconciler
Pair two counterparties EMIR Refit reports by UTI and reconcile the caller-supplied matching-field set (up to 148 fields per the 2026 escalation) within a confi…
EMIR Lifecycle Event Validator
Validate an EMIR Refit action type against the prior reported state of the UTI: New/Position are legal on a previously unreported trade; Modify/Correct/Valuatio…
EMIR Reporting Readiness Diagnostic
Grade a firm EMIR Refit reporting readiness across five dimensions: ISO 20022 format cutover, UPI sourcing via ANNA DSB, UTI sharing SLA (10:00 CET T+1), reconc…
ViDA EN 16931 E-Invoice Conformance Validator
Validate a structured e-invoice against EN 16931-1:2026 mandatory field requirements for ViDA Digital Reporting Requirements. Checks invoice_number, invoice_dat…
Google AP2 Mandate Builder
Builds an illustrative Google AP2 Checkout/Payment Mandate Verifiable Digital Credential (VDC) skeleton from a declared mandate type, stage, agent, subject, mer…
ViDA DRR Transaction Reporter
Assess whether an intra-EU B2B transaction falls within the ViDA Digital Reporting Requirements scope and calculate the 10-calendar-day reporting deadline. Chec…
ViDA Recapitulative Statement Migration Assessor
Assess an entity's readiness to migrate from EC Sales List (recapitulative statements) to ViDA Digital Reporting Requirements. Checks presence of four ESL field…
ViDA Platform Deemed Supplier Classifier
Classify a digital platform as a ViDA deemed supplier under Art. 46a (amended VAT Directive): short-term accommodation (≤30 consecutive nights) or intra-EU road…
ViDA OSS Registration Router
Route a supply to the correct ViDA Single VAT Registration scheme: Union OSS (EU-established supplier, cross-border B2C or stock transfer within EU), Non-Union…
ViDA Compliance Readiness Diagnostic
Scored ViDA readiness diagnostic across four dimensions: einvoice (EN 16931-1:2026 ready), drr (DRR reporting pipeline ready), platform (deemed-supplier assesse…
EUDR DDS Field Validator
Validate the required-field subset of an EUDR Due Diligence Statement (DDS) before TRACES NT filing: operator name, address, EORI, HS code, trade name, quantity…
EUDR Geolocation Plot Validator
Validate GeoJSON plot geolocation for EUDR compliance: geometry type (Point or Polygon), coordinate range validity, EUDR size rule (plots >=4 ha require Polygon…
EUDR Commodity Scope Classifier
Classify an HS code against EUDR Annex I to determine commodity scope (cattle, cocoa, coffee, oil palm, rubber, soya, wood, or out-of-scope), operator/trader ro…
EUDR Country Benchmark Risk Scorer
Score country-of-production against the EUDR benchmark risk classification (low/standard/high per Art. 29): low risk (EU/EEA + strong forest governance) -> 1% i…
EUDR Supply-Chain Traceability Linker
Validate EUDR single-DDS rule compliance and supply-chain traceability: first operators file the DDS; downstream operators reference upstream DDS reference numb…
AP2/MCP Policy Validator
Validates a caller-supplied payload against the AINumbers Unified Build Contract v1.0 Policy Mandate field set (ap2_version, mandate_id, tool_id, mandate_type,…
EUDR Readiness Diagnostic
A-F EUDR readiness diagnostic across six dimensions: scope mapping, geolocation data quality, DDS submission readiness (TRACES NT), country risk assessment, ris…
ISO 42001 AIMS Clause Conformance
Assess ISO/IEC 42001 AIMS conformance across clauses 4-10 (context, leadership, planning, support, operation, evaluation, improvement) and six Annex A controls…
AI Risk Impact Assessment Validator
Validate ISO 42005-style AI impact-assessment completeness across seven required elements: intended use, affected stakeholders (>=1), risk treatment definition,…
AI System Governance Classifier
Classify an AI system to its governance tier across EU AI Act (prohibited/high-risk/limited-risk/minimal-risk), NIST AI RMF profile (T1 basic/T2 standard/T3 enh…
NIST AI RMF Function Mapper
Map supplied AI controls and evidence to NIST AI RMF Govern (5 controls), Map (4), Measure (4), and Manage (4) functions: 17 controls total. Returns per-functio…
GPAI Code of Practice Conformance
Check GPAI provider obligations under EU AI Act Art. 53 (technical documentation, training-data summary, copyright policy, model card, 4 base checks) and Art. 5…
AI Governance Readiness Diagnostic
A-F AI governance readiness diagnostic across six dimensions spanning ISO/IEC 42001, NIST AI RMF, and EU AI Act convergence: AIMS documentation, impact assessme…
IFRS 17 Measurement Model Classifier
Classify insurance contracts to their IFRS 17 measurement model: Premium Allocation Approach (PAA) for coverage periods of 12 months or less, Variable Fee Appro…
IFRS 17 CSM Roll-Forward Validator
Validate IFRS 17 Contractual Service Margin (CSM) roll-forward mechanics: opening CSM + new business + interest accretion + experience adjustments - coverage-un…
IFRS 17 Risk Adjustment Checker
Check IFRS 17 risk-adjustment (RA) disclosure completeness: validates technique (VaR/CTE/CoC/other per IFRS 17 para 119b), confidence-level disclosure for VaR a…
MCP Developer Readiness Scorecard
Rolls up caller-supplied yes/partial/no answers across six MCP ship-readiness sections (tool definitions, server.json/registry, OAuth 2.1, transport security, t…
Solvency II SCR Ratio Calculator
Calculate Solvency II SCR and MCR coverage ratios from eligible own funds and capital requirements. Checks the three own-funds tiering limits per Delegated Regu…
SII-IFRS 17 Reconciliation Bridger
Bridge Solvency II technical provisions (best estimate + risk margin) to IFRS 17 insurance contract liabilities (fulfilment cash flows + risk adjustment + CSM).…
Insurance Reporting Readiness Diagnostic
A-F insurance reporting readiness diagnostic across six dimensions: IFRS 17 measurement model election, CSM system implementation, risk-adjustment disclosure, S…
IRRBB EVE Shock Calculator
Calculate Delta Economic Value of Equity (EVE) under the 6 BCBS d368 / EBA standardised IRRBB shock scenarios (parallel up, parallel down, short up, short down,…
IRRBB SOT EVE Evaluator
Evaluate the EBA Supervisory Outlier Test (SOT) on Economic Value of Equity: the worst-case delta EVE decline across the 6 standardised shock scenarios versus t…
IRRBB SOT NII Evaluator
Evaluate the Net Interest Income (NII) leg of the EBA Supervisory Outlier Test: the worst-case 1-year delta NII under parallel up/down shocks versus a caller-su…
IRRBB Standardised Approach Mapper
Map non-maturing deposit (NMD) positions to the EBA standardised / simplified-standardised approach behavioural caps (BCBS d368 para 87 / Annex 2): retail trans…
IRRBB CSRBB Scope Checker
Identify Credit Spread Risk in the Banking Book (CSRBB) scope per EBA Guidelines on IRRBB and CSRBB (EBA/GL/2022/14): instruments held at fair value whose credi…
IRRBB Disclosure Readiness Diagnostic
A-F IRRBB disclosure readiness diagnostic across five dimensions: EVE shock calculation performed, SOT (EVE + NII) evaluated, standardised approach mapped, CSRB…
Markdown Document Converter
Deterministic Markdown to HTML and plain text over a hand-rolled CommonMark subset (headings, bold/italic/code spans, fenced code, blockquotes, one-level lists,…
Agentic Checkout Protocol Selector
Scores ACP, UCP, x402, and Visa TAP against platform profile (buyer type, AOV, geography, stack capabilities) and returns a ranked protocol recommendation with…
Tabular Data Converter
Deterministic conversion across CSV, JSON (array of objects), and GFM pipe tables with RFC 4180 CSV parsing (quoted fields, embedded delimiters and newlines, es…
Conversion Receipt Builder
Binds one file-conversion event into a canonical receipt tying the input digest to the converter identity, the parameters, and the output digest. binding_sha256…
Conversion Receipt Verifier
Re-verifies a conversion receipt from art-191: recomputes binding_sha256 over the JCS-canonical receipt and compares, checks structure and hex fields, and optio…
Metadata Sanitization Prover
Produces a proof-of-sanitization record binding the original digest to the findings removed, redacted, or retained and to the sanitized digest, with a determini…
Digest Manifest Builder
Binds N file digests into one canonical, hash-anchored manifest. manifest_sha256 is SHA-256 over the JCS-canonical sorted entries array. This builds flat manife…
Creative Commons License Chooser
Deterministic two-question decision tree mapping creator answers (waive all rights, allow commercial, allow adaptations) to the matching Creative Commons 4.0 li…
Can't Be Evil License Selector
Rights-matrix lookup for a16z's six Can't Be Evil NFT licenses. Maps creator answers (waive all, commercial use, exclusivity, objectionable-use restriction) to…
Story PIL Flavor Mapper
Maps creator answers (commercial use, derivatives allowed, optional minting fee, revenue share percent) to a Story Protocol Programmable IP License flavor and e…
Cross-License Rights Comparator
Compares any two licenses from the CC, CBE, and PIL families on a 9-dimension rights vector (copy, display, commercial, exclusive, modify, sublicense, share_ali…
License Election Certifier
Binds a license election (family, id, params) to a named asset and licensor DID, producing a deterministic terms_hash via SHA-256 over the JCS-canonical electio…
ACP/UCP Product-Feed Conformance Auditor
Validates product/checkout/mandate JSON payloads against ACP or UCP field schemas (5 schema arrays). Identifies missing required fields, type mismatches, and un…
License Election Verifier
Verifies a certificate produced by the License Election Certifier by recomputing the SHA-256 terms_hash over the JCS-canonical election core and comparing it ag…
ISCC Content Code Generator
Generates ISO 24138 ISCC content fingerprints for digital content. Computes Instance-Code (BLAKE3 data integrity), Data-Code (CDC + minhash similarity), optiona…
TDMRep AI Training Reservation Builder
Builds W3C TDMRep AI-training rights reservation records from a reservation flag, optional location scope pattern, optional policy URL, and optional ISCC conten…
Embedded License Selector
Maps creator answers to the SolSea and ALL.ART 4-tier embedded-license menu: Private/No Commercial, Personal/Public Display/No Commercial, Public Display/No Com…
License Compatibility Checker
Checks whether a child license can derive from a parent asset license. Returns compatible flag, reason codes (ND_BLOCKS_DERIVATIVE, SA_REQUIRES_SAME_LICENSE, NC…
License Terms Assembler
Renders a deterministic license term sheet by substituting field values into a pre-approved template (CC-STANDARD-USE, IP3-RIGHTS-RECORD, NFT-EMBEDDED-LICENSE).…
Rights Record Builder
Builds a normalized IP3-style rights-portfolio row from licensor, licensee, territory, term, rights vector, and renewal fields. Computes a deterministic record_…
Attribution String Generator
Generates a human-readable TASL (Title/Author/Source/License) attribution line plus machine-readable ccREL JSON-LD and RDFa blocks for any Creative Commons lice…
Royalty Split Validator
Validates a royalty-split configuration against ERC-2981 and 0xSplits rules: share sum, per-recipient cap, no duplicate or zero addresses, basis-point range, an…
NFT Metadata Validator
Validates ERC-721/ERC-1155 and OpenSea NFT metadata JSON against required fields (name, description, image), recommended fields (external_url, animation_url, at…
Agent-Traffic Acceptance Policy Builder
Builds a policy mandate governing accepted AI agent types, identity verification level, velocity and value caps, payment rails, refund posture, retry policy, an…
IPFS CID Computer
Computes a CIDv1 content address for text or metadata using SHA-256 multihash, raw codec (0x55), and base32 lowercase multibase prefix. Use to verify what token…
Prediction Market Analyzer
Computes prediction market PnL, implied probability, break-even, no-vig fair value, expected value, Kelly stake, and odds conversion for binary and scalar contr…
Prediction Market Arbitrage
Calculates cross-venue prediction market arbitrage: gross spread, fee-adjusted net edge, required capital, and minimum spread to survive fees. Covers Polymarket…
Perp Margin and Liquidation Calculator
Computes perp liquidation price, margin health, buffer, and distance to liquidation for isolated and cross-margin modes. Covers Hyperliquid, dYdX v4, Binance, G…
Perp Position Lifecycle
Models a full perp position from open to close: liquidation price, realized PnL, cumulative funding over the holding period, taker and maker fees, and margin re…
Reg Z Appendix J APR Solver
Reg Z Appendix J actuarial APR solver. Newton-Raphson iteration over the general actuarial equation (12 CFR 1026 Appendix J). Handles regular and irregular paym…
TRID Fee Tolerance and Cure
TRID fee tolerance analysis and cure calculation per Reg Z §1026.19(e)(3). Classifies each closing fee into zero-tolerance, ten-percent cumulative, or no-tolera…
TRID APR Accuracy Verifier
TRID APR accuracy check per Reg Z §1026.22(a). Verifies disclosed APR against actual APR within 1/8 percentage point tolerance for regular transactions or 1/4 p…
QM Points and Fees Test
Qualified Mortgage points-and-fees test per Reg Z §1026.43(e)(3). Applies version-pinned 2021-2026 tier table with Federal Register citations. Covers five tiers…
QM APR-APOR Spread Classifier
QM APR-APOR spread test per Reg Z §1026.43(e)(2)(vi) and §1026.43(b)(4). Classifies a loan as general_qm_safe_harbor, general_qm_rebuttable_presumption, or gene…
Agentic Payments Protocol Comparator
Compares AP2, ACP, x402, Visa TAP, Mastercard Agentic Token, and Tempo MPP (Machine Payments Protocol) across 8 dimensions (backer, artifact, signing, scope, ra…
Reg Z Threshold Lookup
Reg Z version-pinned threshold lookup service. Tables: qm_points_fees, hoepa, hpml, card_penalty. 2021-2026 rows with Federal Register citations and effective d…
LLPA Stack Calculator
Fannie Mae public LLPA (Loan-Level Price Adjustment) matrix calculator. FICO-by-LTV base grid plus feature surcharges: cash-out refinance, second home, investme…
Agency Eligibility Matrix
Fannie Mae DU and Freddie Mac LPA agency eligibility matrix. Checks DTI caps (DU/LPA: 50%; manual UW: 36% housing / 45% total), LTV/CLTV/HCLTV maximums by occup…
Conforming Loan Limit Check
FHFA annual conforming loan limit classifier. 2026 baseline: $806,500 (1-unit), $1,032,650 (2-unit), $1,248,150 (3-unit), $1,550,400 (4-unit). High-cost county…
FHA MIP Eligibility Calculator
FHA mortgage insurance premium (MIP) eligibility and cost calculator per HUD Handbook 4000.1. UFMIP: 1.75% of base loan. Annual MIP grid (0.15%-0.75%) by base l…
VA Funding Fee and Residual Income
VA home loan funding fee (38 USC §3729) and residual income qualification. Funding fee table: first vs subsequent use, down-payment tiers (0%/5-9.99%/10%+), exe…
ULDD/ULAD Structural Linter
ULDD Phase 5 / ULAD structural lint of required data points, enumerations, and conditionality rules. Checks field presence against ULDD Phase 5 required set, va…
Validate Adverse Action Notice
Validates an adverse action notice against Reg B §1002.9 completeness requirements: reason count (max 4), prohibited vague reason codes (CFPB Circulars 2022-03/…
Build Adverse Action Notice
Assembles an adverse action notice skeleton from SHAP-ranked principal-factor codes (FICO reason codes 01-40, VantageScore VS001-VS015). Resolves codes to full…
Compute Disparate Impact Metrics
Computes three fair lending disparate impact metrics from aggregate lending counts: 4/5ths (80%) rule (adverse_impact_ratio) per EEOC 29 CFR §1607.4(D), z-stati…
Visa Trusted Agent Protocol (TAP) Signature Inspector
Parses and scores Visa TAP Signature-Input / Signature header pairs (RFC 9421 HTTP Message Signatures). Runs a 5-question TAP Readiness Assessment. Branch A, no…
Compute HMDA Rate Spread
Computes the HMDA rate spread (APR minus APOR) per FFIEC methodology and classifies against HMDA reportability thresholds: 1.5 pp (first lien), 3.5 pp (subordin…
Compute MLA MAPR
Computes the Military Annual Percentage Rate (MAPR) per 32 CFR §232.4(c) and checks compliance with the 36% cap. MAPR includes all charges excluded from Reg Z A…
Compute SCRA Rate Cap
Computes the SCRA 6% interest rate cap per 50 USC §3937 for pre-service loan obligations. Calculates covered months, excess interest, and forgiveness amount. Ex…
Check CARD Act Ability to Pay
Evaluates a credit card application against CARD Act §1026.51 ability-to-pay requirements. Computes monthly minimum payment from the requested credit limit and…
HOEPA High-Cost Mortgage Trigger Test
Tests all three HOEPA high-cost mortgage triggers per Reg Z §1026.32(a)(1): (i) APR trigger (APOR+6.5pp first-lien, APOR+8.5pp subordinate or dwelling below $50…
HPML Definition and Escrow Requirement Test
Tests whether a loan qualifies as a Higher-Priced Mortgage Loan (HPML) per Reg Z §1026.35(a)(1): APOR+1.5pp first-lien, APOR+2.5pp jumbo, APOR+3.5pp subordinate…
AI Decision Log Record Builder (EU AI Act Art 12)
Builds an EU AI Act Art 12(2)-conformant decision log record for high-risk AI systems in financial services. Computes chain_position (first/chained), art12_comp…
Agent Audit Trail Conformance Validator (IETF AAT)
Validates agent audit trail records against IETF draft-sharif-agent-audit-trail-00 (AAT, expires Sept 2026). Checks required fields (agent_identity, action_clas…
EU AI Act Annex III FS Decisioning Obligations Classifier
EXTENDS run_ai_act_highrisk_fit (art-64). Resolves financial-services-specific Art 12, 26, and 27 compliance obligations for Annex III 5(b) creditworthiness and…
BIFSG Insurance Proxy Bias Threshold Test (Colorado SB 21-169)
Tests BIFSG proxy bias thresholds under Colorado SB 21-169 / Reg. 10-1-1 for insurance AI models. ZERO PII: accepts aggregate regression outputs only (p-value,…
Mastercard Agentic Token Scope Builder
Builds or lints a Mastercard Agent Pay Agentic Token scope: agent binding, merchant scope, consent policy (limits, expiry, velocity, MCC). The agent never recei…
NAIC AI Systems Program Readiness Assessment
Scores insurance AI program readiness against the NAIC Model Bulletin on the Use of Artificial Intelligence Systems by Insurers (adopted 4 Dec 2023) and the NAI…
CBPR+ Structured Address Linter
Lints a single pacs.008 PostalAddress24 block against the SWIFT CBPR+ November 2026 mandate. Detects unstructured AdrLine-only addresses (prohibited), hybrid si…
pacs.008 Party Completeness Validator
Validates BIS CPMI d218 harmonised data requirements for a pacs.008 payment instruction: UETR UUIDv4 format, debtor and creditor names, BIC format, LEI format (…
ISO 20022 Purpose Code Requirement Checker
Given a beneficiary country and payment amount, determines whether ExternalPurpose1Code (Purp/Cd) or ExternalCategoryPurpose1Code (CtgyPurp/Cd) is mandatory per…
SWIFT GPI Tracker Lifecycle Simulator
Validates SWIFT GPI pacs.002 payment status code transitions against the GPI state machine (PDNG, ACSP, ACSP/ACWC, ACCC, RJCT) and checks the Universal Confirma…
MT103 to MX Translation Fidelity Scorer
Scores ISO 15022 MT103 to ISO 20022 pacs.008 translation fidelity for CBPR+ November 2026 migration. Checks field presence mapping (:20: to UETR, :50K/A to Dbtr…
Wolfsberg Payment Transparency & LEI Binding Linter
Full ISO 17442 LEI check-digit validation via ISO 7064 Mod 97-10 for originator and beneficiary LEIs in pacs.008. Also scores Wolfsberg Payment Transparency Sta…
Cross-Border Payment Prevalidation Readiness Scorer
Aggregate CBPR+ pre-validation readiness check for a single pacs.008 payment instruction. Combines IBAN mod-97 check (ISO 13616), BIC format (ISO 9362), LEI for…
Remittance Disclosure Calculator (Reg E Subpart B)
Computes the required Reg E subpart B (12 CFR 1005.31/1005.32) remittance disclosure fields: transfer_amount_usd (send minus fees), exchange_rate_disclosed, amo…
Corridor Cost Comparator (World Bank RPW)
Benchmarks a remittance corridor total cost (fee % + FX margin %) against the World Bank Remittance Prices Worldwide (RPW) Q1 2026 snapshot for the same origin-…
A2A Agent Card Validator & Extension Checker
Validates an A2A agent-card.json against the v1.0 shape: identity fields, capabilities, extensions (AP2/x402), input/output modes, skills, provider, signed-card…
Stablecoin Corridor Economics Model
Models the all-in cost of a USDC-based remittance corridor: on-ramp fee, chain gas fee, off-ramp/local-rail fee, FX spread, and pre-funding float savings vs cor…
Parametric Trigger Payout Calculator
Evaluates parametric insurance triggers and computes payout amounts. Supports three trigger types: threshold (binary payout at a threshold index level), tiered…
Cat Bond Trigger Terms Validator
Validates catastrophe bond trigger term structure and computes layer arithmetic: attachment/exhaustion point ordering, pro-rata layer penetration factor, payout…
Life Illustration Self-Support Test (NAIC Model 582)
Runs the NAIC Model Regulation 582 §8C self-support test (year 15 and year 20 account value positive) and §8D lapse-support prohibition check for life insurance…
NAIC RBC Action Level Calculator
Computes NAIC Risk-Based Capital (RBC) action level classification for US P&C, life, and health insurers. RBC ratio = TAC / ACL * 100%. Action levels: NO_ACTION…
LCM Rate Derivation Calculator
Computes the Loss Cost Multiplier (LCM) and indicated insurance rate from user-supplied loss costs and expense/profit loadings. LCM = 1 / (1 - LAE% - fixed_exp%…
openIDS Homeowners Record Validator
Validates homeowners insurance data records against the openIDS Homeowners Data Standard v1.0 (AAIS / Linux Foundation, November 2025), the first free open (Apa…
Claims STP Economics Calculator
Computes the financial business case for insurance claims Straight-Through Processing (STP) automation. Models handling cost reduction from current to target ST…
ISO 20022 camt.053 Statement Reconciliation
Classifies ISO 20022 camt.053 BkTxCd entries by Domain, Family, and SubFamily per the CGI-MP camt.053 Usage Guide v5.0 and the ISO 20022 ExternalBankTransaction…
Multilateral Cash Netting
Computes N-entity corporate cash netting: gross inter-company positions to net positions to minimum settlement legs using the BIS CPMI greedy matching algorithm…
x402 Header Decoder, Payload Linter & 402 Flow Simulator
Decodes base64 PAYMENT-REQUIRED / PAYMENT-SIGNATURE / PAYMENT-RESPONSE headers, lints exact-scheme PaymentPayload (EIP-3009 style authorization fields), walks t…
IHB Interest Allocation
Allocates overnight in-house-bank (IHB) interest across notional pool or ZBA sweep members. OECD Transfer Pricing Guidelines 2022 Chapter X arm's-length rate. S…
Hedge Effectiveness Test
ASC 815-20-35 retrospective hedge effectiveness test. Computes dollar-offset ratio (fair-value change of hedging instrument / hedged item, must be 80-125%) and…
eBAM Account Message Flow Validation
Validates the CGI-MP eBAM 2023 account message state machine across acmt.007 (opening request), acmt.010 (opening confirmation), acmt.011 (closing request), acm…
Cash Forecast Accuracy Scoring
Scores treasury cash forecast accuracy per AFP Cash Forecasting Survey 2024 benchmarks. Computes MAPE and directional bias across T+1/T+7/T+30/T+90+ horizon buc…
Commission Hierarchy Validator
BFS structural validation of multi-level sales commission hierarchies. Detects orphan agents (unreachable from root), circular references (cycle in parent chain…
ASC 340-40 Commission Amortization
Computes ASC 340-40-25-4 practical expedient (contract_term_months <= 12 -> expense immediately, apply_expedient=true) and full straight-line amortization sched…
Commission Statement Reconciler
Line-item reconciliation of expected vs. received commission payments per contract. Computes variance_amount and variance_pct per line. Sets has_discrepancy (bo…
NAIC Producer License Reciprocity Check
Checks NAIC producer license reciprocity for non-resident filing across target states per MDL-218 and NIPR Reciprocity Matrix 2024. Returns all_reciprocal (bool…
FinCEN CDD 25% Beneficial Ownership Attribution
Recursive indirect natural-person beneficial ownership computation via ownership-tier multiplication. 25% threshold per FinCEN CDD Rule 31 CFR 1010.230 bank KYB…
W-8 Series Structural Validator
Validates W-8 series form structural consistency for withholding tax compliance. Checks: form-type/Chapter 3 status compatibility (FORM_CH3_MISMATCH for W-8BEN-…
Agentic Payments Readiness Diagnostic
12-question scored diagnostic: graded A–F across policy & mandates, protocol formalisation, financial-crime controls, and MCP runtime operations. Single-node Ch…
Perp Funding and Carry Calculator
Computes perpetual futures funding rates, compound annual APR, and cross-venue funding differential arbitrage (Hyperliquid hourly vs Binance 8-hour cadence). Mo…
DeFi Lending Health and Liquidation Monitor
Computes DeFi lending health factor, liquidation price, borrow capacity, and distance to liquidation for Aave v3, Morpho Blue, Fluid, Sky (MakerDAO v2), and Liq…
Restaking Delegation and Slashing Risk Analyzer
Models restaking delegation rewards, operator fees, AVS yield, and slashing-waterfall risk for EigenLayer and Symbiotic. Computes slashing exposure through a co…
Pendle Yield Tokenization Analyzer (PT/YT)
Decomposes Pendle Finance yield tokenization: PT implied fixed yield, YT leverage and break-even APY, PT+YT=1 invariant check, and time-to-maturity analytics. C…
Work Mandate Compiler
Compiles a §22 Work Mandate document into a deterministic §21.4 gated-chain config. Transforms scope.tool_ids (or scope.chains) into an ordered steps[] skeleton…
GENIUS Act Monthly Reserve Disclosure Checker
Lints an extracted monthly reserve disclosure against GENIUS Act S.394 §4: composition-category eligibility, tenor, custody locations, a dual_control(2) CEO/CFO…
Mutual NDA Composer
Assembles a Common Paper Mutual NDA (Version 1.0, CC BY 4.0) from your Cover Page Key Terms: purpose, effective date, MNDA term, term of confidentiality, and go…
Agreement Acceptance Binder
Binds a party's acceptance to a specific assembled agreement artifact, referenced by its execution_hash, template_id, and vendored body_sha256, never by re-embe…
Provable Reputation Score Aggregator
Aggregates a set of OCG execution receipts (attestations) into a deterministic, groth16-provable reputation score across competence, integrity, timeliness, and…
State-Proof Verifier
Verifies an EIP-1186 (eth_getProof) account and storage Merkle-Patricia-Trie proof against a caller-supplied trusted state root using a pure-JavaScript keccak-2…
MCP Server Deployability Diagnostic
12-question scored diagnostic: graded A–F across tool definitions & schemas, transport & auth, security hygiene, and operations. Single-node ChainGraph (chain_d…
Reserve Proof Verifier
Verifies a Merkle-sum Proof-of-Reserves customer-inclusion proof (OKX, Binance, Gate, Kraken export formats, or a generic canonical shape) against a declared ro…
SCO60 Crypto-Asset Exposure Classifier
Classifies a crypto-asset position into Basel SCO60 Group 1a, 1b, 2a, or 2b (BCBS d545 Prudential treatment of cryptoasset exposures), applies the Group 1 infra…
Social Security Claiming-Age Optimizer
Models Social Security claiming-age tradeoffs from a claimant's own PIA/FRA statement figures: early-claim reduction and delayed-retirement-credit factors, earn…
Pension Lump-Sum vs. Annuity Decision Engine
Compares a defined-benefit pension lump-sum offer against the single-life and joint-survivor annuity streams: present value at the stated discount rate with an…
did:webvh DID Log Verifier
Verifies a did:webvh self-certifying DID log: per-entry self-hash integrity, sequential versionId numbering, update-key-authorized Ed25519 signatures on every e…
ACDC Delegation Chain Verifier
Verifies a chain of Authentic Chained Data Containers (ACDC): per-credential SAID self-addressing integrity, issuer-to-issuee edge linkage between successive cr…
Anchored Extract Verifier
Verifies an extract's Merkle inclusion against a root only when that root is anchored by a recognized source: a recognized OCG artifact/chain envelope, or an ex…
Revocation-Status Verifier
Checks a receipt's optional W3C BitstringStatusList credentialStatus reference and reads the revocation bit at statusListIndex from a supplied, zero-egress stat…
ISO 20022-to-EVM Calldata Mapper
Deterministic bind of an ISO 20022 pacs.008 (customer credit transfer) or pacs.009 (FI credit transfer) payment message to EVM contract-call arguments, plus an…
Besu Settlement Contract Linter
Static conformance lint of a permissioned-EVM settlement contract (Solidity source or ABI) against six invariants: atomic PvP/DvP (paired-or-revert), no native-…
DORA Readiness Diagnostic
12-question scored diagnostic across four DORA pillars (ICT risk management, incident classification & reporting, resilience testing, third-party risk). Graded…
Linea L2 Finality Window Classifier
Classifies a tokenized-deposit transfer’s finality risk given L2-batch to L1-settlement timing: soft (unsubmitted), batched (submitted, not yet final), or l1_fi…
On-Ledger Transfer Batch Screen
Batch-level pre-commit sanctions and purpose-code screen for a shared-ledger transfer batch, modeled on the shipped screen_tip20_transfer_batch pattern: per-tra…
Settlement Orchestrator Attestation
Extends the lint_mcp_server_conformance (art-33) self-reported conformance lint to the settlement decision path: checks the off-chain orchestrator deciding comm…
E-Invoice Format Validator
Conformance-validate a structured e-invoice extract against version-pinned Factur-X, XRechnung, PINT-AE, MyInvois, Peppol BIS 3.0/EN 16931 core (Belgium), or KS…
E-Invoice VAT Calculation Verifier
Recompute an e-invoice's line VAT, per-category tax subtotals, tax total, and grand total from its line items under a supplied rounding convention, then compare…
E-Invoice Jurisdiction Mandate Router
Deterministic lookup over a version-pinned mandate table: given supplier/buyer country, transaction type, and transaction date, routes to the applicable e-invoi…
E-Invoice Transmission Receipt Builder
Build a hash-anchored receipt proving a specific e-invoice's transmitted bytes were format-validated and VAT-arithmetic-checked, with the routed mandate attache…
Agentic Dispute CE3.0 Evidence Linter
Deterministic lint of a supplied agentic-dispute evidence bundle against Visa CE3.0 compelling-evidence requirements, agentic-transaction profile: authorization…
ACA Affordability Safe-Harbor Calculator
Compute the ACA employer-mandate affordability percentage under each of the three IRC 4980H(a)(1)(B) safe harbors (W-2 wages, rate-of-pay, federal poverty line)…
ACA Employer Shared Responsibility Payment Exposure Calculator
Compute proposed IRC 4980H(a) ("no offer to 95%") and 4980H(b) ("unaffordable / not minimum value") Employer Shared Responsibility Payment exposure from supplie…
Agent Commerce Cross-Protocol Conformance Validator
The synergy flagship. Validates a single agent purchase end-to-end across up to five protocols: AP2 v0.2 mandate chain (Intent → Cart → Payment), ACP checkout c…
226J Response Evidence Pack Builder
Terminal node of the aca-226j-response-composer chain: assembles a replayable evidence pack responding to an IRS Letter 226J proposed Employer Shared Responsibi…
§125 Cafeteria Plan Nondiscrimination Tester
Runs the §125 cafeteria-plan nondiscrimination tests from supplied aggregate participant counts: an eligibility-ratio test and a contributions-and-benefits rati…
401(k) ADP/ACP Nondiscrimination Tester
Runs the IRC §401(k)(3) Actual Deferral Percentage test and the §401(m)(2) Actual Contribution Percentage test from supplied HCE vs NHCE deferral/match percenta…
AIUC-1 Control Evidence Linter
Lints a supplied control-evidence bundle against the 23 automatable AIUC-1 v2026-Q1 controls (pillars A-F): version-guards the catalog, classifies each automata…
AIUC-1 Evidence Pack Assembler
Assembles a signed, AIUC-1 control-keyed evidence pack from execution receipts, escalation closures, and work mandates: binds each mapped control to its resolve…
AIUC-1 Evidence Freshness Lint
Freshness lint keyed to the AIUC-1 quarterly re-test cadence: flags any control whose newest receipt is more than 90 days old and computes cert_expiry (cert_ann…
Agent Insurability Evidence Scorer
Scores an agent execution evidence bundle for underwriter-facing evidence completeness across four dimensions (determinism, replayability, oversight density, di…
Claim Dispute Bundle Builder
Assembles a two-sided replay-challenge dossier for a disputed execution_claim: binds the claim digest and challenge to replay instructions and receipt digests,…
PLD Disclosure Pack Builder
Assembles a disclosure/rebuttal pack for a disputed window under EU Product Liability Directive 2024/2853 (transposes 2026-12-09; AI is a "product"; non-disclos…
Parametric Index Deriver
Deterministically aggregates a named metric (mean, sum, count, max, or min) across a receipt set into a parametric index value: receipts as an oracle replacemen…
A2A x402-Extension Mandate Validator
Validates the A2A x402 extension (Coinbase/MetaMask/Ethereum Foundation) that carries crypto-payment authority inside an AP2 mandate: extension declaration in t…
TRAIGA Exposure Assessor
Assesses supplied Texas AI-deployment attributes and intentional-use assertions against the Texas Responsible AI Governance Act (TRAIGA, HB 149, eff. 2026-01-01…
TRAIGA Safe Harbor Pack Builder
Assembles a supplied NIST AI RMF function-mapping result (map_nist_ai_rmf_functions) and TRAIGA exposure-assessment result into an affirmative-defense evidence…
AB 2013 Training Data Disclosure Linter
Lints a supplied generative-AI training-data disclosure against the 12 datapoint categories required by California AB 2013 (Cal. Bus. & Prof. Code §22757.7, eff…
SB 53 Frontier Scope Checker
Routes supplied model compute (FLOPs, as a decimal string above the 2^53 safe-integer range) and developer annual revenue through the California SB 53 Transpare…
ERC-8056 Multiplier Reconciler
Reconciles Robinhood Chain stock-token corporate actions against the ERC-8056 scaled UI amount surface. Stock tokens never rebase; splits and dividends land as…
Financial-Instrument Regime Mapper
Maps the regulatory regime implied by a pasted Robinhood Chain stock-token characterization. The tokens are tokenized debt securities issued by Robinhood Assets…
Valuation Double-Count / Decimal Linter
Lints Robinhood Chain stock-token USD valuation expressions for the double-count bug: the Chainlink price feed already includes corporate actions, so multiplyin…
A2A Agent-Card Trust-Chain Validator
The horizontal agent-to-agent trust complement. Validates an A2A v1.0 agent card (schema, signature, extension URIs) then assesses the delegated-authority trust…
Halt + Staleness Collateral Haircut
Layers a feed-staleness, sequencer-downtime, and underlying-halt haircut on top of a base repo haircut for Robinhood Chain stock tokens posted as collateral. 46…
BoLD Challenge-Window Finality Classifier
Classifies a settlement-finality claim on Robinhood Chain, an Arbitrum Orbit dedicated blockchain using BoLD interactive fraud proofs, into soft, posted, challe…
AP Concentration + Redemption-Path Stress
Stress-tests the one-token-equals-one-share economic-exposure claim for Robinhood Chain stock tokens against actual redemption reachability. BBVI is the sole Au…
Robinhood Chain Fit Diagnostic
12-question A-F diagnostic grading a firm's Robinhood Chain adoption fit across four paths: stock-token application, collateral/lending venue, index/basket prod…
Net Present Value (NPV)
Net present value of a cash flow series, discounted at a declared periodic rate. Accepts either caller-supplied period offsets or dated cash flows converted to…
Internal Rate of Return (IRR)
Internal rate of return for an equal-period cash flow series, solved by deterministic bisection over a declared rate bracket with declared tolerance and iterati…
XIRR (Irregular Dated Cash Flows)
Annualized rate of return for irregular-interval dated cash flows, matching Excel XIRR semantics exactly: fixed actual/365 day count, anchored to the first cash…
Annuity PV / FV / Payment Solver
Solves present value, future value, or payment for an ordinary annuity or annuity-due, given the other two plus rate and number of periods, using the standard c…
Breakeven / CVP Analysis
Standard cost-volume-profit breakeven analysis: breakeven units and revenue from fixed costs, price per unit, and variable cost per unit, plus contribution marg…
Bond Macaulay / Modified Duration
Macaulay and modified duration for a standard even-period bullet bond, given face value, coupon rate, yield to maturity, years to maturity, and compounding freq…
MCP Server Self-Attestation Pack
Combines the five MCP-dev checks: tool-definition lint (JSON Schema 2020-12), server.json validation (2025-12-11 schema), OAuth 2.1 audit (RFC 9728 PRM, RFC 870…
Bond DV01 (Price Value of a Basis Point)
DV01 / price value of a basis point for a standard even-period bullet bond, computed by full central-difference reprice at yield plus and minus a declared basis…
Bond Convexity
Standard closed-form convexity for a bullet bond, annualized by compounding frequency squared. Second-order complement to modified duration for estimating bond…
Amortization Schedule Builder
Deterministic amortization schedule builder covering level-payment, ARM (index plus margin, periodic and lifetime caps, recast), interest-only, balloon, and tem…
DTI Ratio Calculator
Front-end (housing) and back-end (total) debt-to-income ratios per Fannie Mae Selling Guide B3-6-02 and Freddie Mac Single-Family Seller/Servicer Guide 5401.2.…
LTV/CLTV/HCLTV Ratio Calculator
Loan-to-value, combined LTV, and home-equity combined LTV per Fannie Mae Selling Guide B2-1.1-03 and Freddie Mac Single-Family Seller/Servicer Guide 5401.1. App…
Federal Withholding Calculator (Percentage Method)
Federal income tax withholding via the IRS Publication 15-T (2025) percentage method, Worksheet 1A, for a 2020-or-later Form W-4. Supports single/MFS, married f…
Gross-to-Net Payroll Calculator (FICA)
Gross-to-net payroll calculation: FICA (Social Security 6.2% up to the 2025 $176,100 wage base, Medicare 1.45% uncapped, Additional Medicare Tax 0.9% on cumulat…
Tempo Fit Diagnostic
12-question A–F diagnostic grading an organisation's Tempo adoption fit across four dimensions: Issue (TIP-20/GENIUS PPSI), Payments (cost wedge), Agent (MPP/HT…
FLSA Regular Rate & Overtime Calculator
FLSA regular rate of pay and overtime premium per 29 CFR 778, Subpart C, including nondiscretionary-bonus reallocation into the regular rate (778.110, 778.208-7…
RESPA Aggregate Escrow Analysis
12 CFR 1024.17 (Reg X) aggregate escrow accounting method: builds a 12-month trial running balance from a starting balance, a monthly escrow deposit, and the pr…
MLR Rebate Calculator
Medical Loss Ratio numerator/denominator, credibility-adjustment tier, 3-year premium-weighted averaging, and rebate math per 45 CFR 158 (ACA MLR rule). Classif…
NCCI Experience Modification Calculator
Workers'-compensation experience rating modification (NCCI Experience Rating Plan Manual published national formula): per-claim primary/excess loss split at the…
Quantized Credit Model Scorer
Runs a fixed, int8-quantized logistic-regression-class credit-decisioning model as a pure integer inference kernel and returns the score it produced from the su…
Fedwire Structured Address Linter
Lints a Fedwire or CHIPS ISO 20022 PostalAddress24 block against the November 2026 structured-address mandate (network param selects fedwire or chips; rules ver…
Tempo Payments Business Case
CFO-level cost-and-savings model for migrating a payment flow (payroll / remittance / merchant settlement) from card/SWIFT/ACH/SEPA to Tempo. Outputs annual sav…
Fedwire Payment-File Address Sweep
Batch-sweeps a Fedwire or CHIPS payment file (CSV, one record per row) through the November 2026 structured-address mandate lint (lint_fedwire_structured_addres…
ETR Singularity & Exclusive-Control Evidence Checker
Checks a supplied electronic transferable record (ETR/eBL) document digest and control-assertion set (platform identity, singularity assertion, control-transfer…
ETR Possession-Chain Receipt Builder
Builds a hash-chained possession-receipt evidence pack for an electronic transferable record (ETR) under UNCITRAL MLETR Art. 10/11: given the ETR's own document…
MLETR Jurisdiction-Adoption Lookup
Static citation-table lookup of UNCITRAL MLETR (Model Law on Electronic Transferable Records) adoption status per jurisdiction, statute, scope, and effective da…
ERBA / Standardized RWA Calculator (Basel Endgame 2026)
Credit-risk expanded risk-based approach (ERBA) / standardized-approach RWA calculator per the 2026 Basel Endgame reproposal (BCBS/US NPR, reproposed 2026-03-19…
Basel Operational Risk SMA (2026 Reproposal)
Basel Standardized Measurement Approach (SMA) for operational-risk capital per the July 2026 US Basel Endgame reproposal (comment period closed 2026-06-18, fina…
Basel 2023-vs-2026 Capital-Delta Comparator
Runs the same portfolio through the 2023 Basel III Endgame NPR risk-weight framework and the 2026 reproposal (2026-03-19, three NPRs) framework, then reports th…
Basel Output-Floor Phase-In Simulator
Basel III finalization / 2026 reproposal output-floor simulator: applies the published floor mechanic (applied RWA = max(internal-model RWA, floor% x standardiz…
IDV/KYC Session Evidence Receipt Builder
Hash-chains an identity-verification (IDV/KYC) session's declared results into a tamper-evident session receipt, per attempt: session metadata (verifier identit…
Tempo MPP Agent Mandate
Parses an MPP (Machine Payments Protocol) session, validates spend cap and session terms, maps HTTP-402 flow to AP2 Intent→Cart→Payment, performs KYA agent iden…
Camera-Provenance Check
Structural check on an IDV/KYC capture's C2PA manifest: claim well-formedness, hard-binding hash assertion, and claim-signature reference (art-123 reuse), plus…
RAROC Loan Pricing Calculator
Risk-Adjusted Return on Capital (RAROC) loan pricing per Basel II BCBS 128 (2006) / Basel III BCBS 189 (2010) simplified public approximation of the IRB economi…
DSCR & Interest Coverage Ratio Calculator
Debt Service Coverage Ratio and Interest Coverage Ratio suite: Basic/Cash/FCF DSCR, Fixed Charge Coverage Ratio (FCCR), EBIT- and EBITDA-basis ICR, and Net/Gros…
LCR / NSFR / Leverage Ratio Calculator
Basel III Liquidity Coverage Ratio (BCBS 238), Net Stable Funding Ratio (BCBS 295), and Leverage Ratio (BCBS 270, finalized BCBS 360) point-in-time calculator f…
GloBE Top-Up Tax & QDMTT Allocation Calculator
OECD Pillar Two GloBE top-up tax calculator: per-jurisdiction substance-based income exclusion (SBIE), effective tax rate (ETR), and top-up-rate/top-up-amount,…
Embedded Insurance Pricing Modeller
Embedded-insurance unit economics for a platform attaching per-transaction coverage: per-transaction premium, monthly/annual gross written premium, net written…
Cross-Border B2B Fee Calculator
Itemizes a single cross-border B2B invoice's total cost stack: FX spread cost, payment-method/correspondent fee, VAT or reverse-charge cost, documentary-credit…
Multilateral FX Netting Calculator
Multilateral FX netting across up to 8 currencies: nets each currency's payable/receivable exposures in FCY, converts to USD at a caller-supplied spot-plus-forw…
Rate Shock Ladder Replay
US OCC/FDIC interest-rate-risk parallel shock ladder: sweeps four prescribed parallel magnitudes (+/-100/200/300/400bp) over a bucketed repricing-gap schedule,…
Tempo Stablecoin Issuance Compliance
Dual-jurisdiction TIP-20 token compliance validator. Tab 1: TIP-20 Config Lint: currency code, supply cap, RBAC (ISSUER/PAUSE/BURN_BLOCKED), yield prohibition p…
Supervisory Scenario Replay (DFAST-lite)
Replays the Fed's published 2026 28-variable supervisory scenario paths (baseline and severely adverse, Q1:2026-Q1:2029) against user-supplied loss and PPNR coe…
Portfolio VaR , Monte Carlo (Integer PRNG)
Monte Carlo portfolio Value-at-Risk and Expected Shortfall over a one-factor correlated-asset model. Integer-only xoshiro256** PRNG and fixed-point arithmetic r…
Recompute Fund NAV
Recomputes a fund's net-asset-value-per-share from SUPPLIED holdings (quantity x supplied price, multi-currency with supplied FX), accruals (income and expense…
Test NAV-Error Materiality
Compares an erroneous NAV-per-share against a corrected NAV-per-share against a DECLARED materiality policy (the industry half-cent absolute and 1% relative con…
Compute Fund Expense Ratios
Computes a fund's gross and net expense ratios and Total Expense Ratio (TER) from SUPPLIED gross expense components (flat amounts or accruals, using the identic…
Payee Name-Match Score (VoP/CoP)
Deterministic, versioned single-pair payee name-matching score for Verification-of-Payee / Confirmation-of-Payee evidence. Normalizes (diacritic stripping, lega…
VoP Session Receipt Builder
Builds a signed, hash-chained Verification-of-Payee / Confirmation-of-Payee session receipt: binds the declared match result (score, band, algorithm_version or…
Quarterly Agent Test Evidence Composer
Composes a quarterly agent testing-evidence pack: test-suite identity and digest, per-test receipts with an honest deterministic/estimated determinism class, pa…
Agent Incident Record Composer
Composes a structured agent incident/failure record from caller-declared inputs: agent identity, an optional mandate hash, an incident description with an hones…
Tempo On-Chain AML & Travel Rule Screener
Parses a batch of synthetic TIP-20 transfers (with memos), runs OFAC/SDN hit screening, checks FATF Travel Rule field completeness (originator/beneficiary name…
AI-Tool-Usage Workpaper Record
Composes a documentation-element workpaper record from an existing OCG receipt (tool identity, execution hash, kernel digest), a declared determinism class and…
Agent Token Scope Checker
Compares a requested agent action (amount, currency, merchant category, timestamp) against an agent token or mandate's declared scope: spend cap, currency, MCC…
CBOM Structural Lint & CNSA-2.0 Classifier
Validates a pasted CycloneDX 1.6 Cryptography Bill of Materials against a hand-derived field subset (algorithm, key size, certification level, crypto functions)…
CNSA 2.0 Deadline Ladder Calculator
Per-row CNSA 2.0 post-quantum migration deadline for a supplied system inventory (system class, asset type, deployment date): applicable deadline, days remainin…
Tempo Fee-AMM Conversion Calculator
Converts a supplied fee-token amount to the validator's token through Tempo's enshrined protocol Fee AMM (Tempo has no native gas token): validatorTokenOut = us…
TIP-1010 Mainnet Fee & Payment-Lane Capacity Calculator
Per-tx fee (fee_microusd = ceil(base_fee_attodollars_per_gas x gas_used / 1e12)) and payment-lane TPS headroom for a supplied payment mix, against the published…
Tempo Zone Selective-Disclosure Attestation
Maps a Tempo Zone's party-visibility model (operator-sees-all / users-see-own / outsiders-see-ZK-proofs) against AML/audit/regulator disclosure obligations. Con…
TIP-20 Memo/Commitment Validator
Validates a TIP-20 TransferWithMemo's 32-byte memo as a hash-or-locator commitment: checks length/hex form, recomputes the SHA-256 commitment over a supplied of…
Canton Synchronizer Traffic-Cost Calculator
Computes Canton Network synchronizer traffic cost (CIP-0042/CIP-0084 regime): fee = message megabytes x the Tokenomics-Committee-set USD/MB rate, converted to C…
Canton App-Reward Estimator (CIP-0104)
Estimates a Canton Network app provider's Canton Coin reward for one round under CIP-0104 (approved 2026-02-12): app rewards are proportional to confirmed envel…
x402 v2 Wire-Format Migration Linter
Lints a supplied x402 header set / 402 response body against the Protocol Version 2 wire format: flags deprecated v1 headers (X-PAYMENT, X-PAYMENT-RESPONSE) and…
x402 Deferred-Scheme Handshake Validator
Validates a Cloudflare `deferred` x402 scheme handshake: 402 offer field shape (scheme:"deferred", id, termsUrl), RFC 9421 HTTP Message Signature covered-compon…
15c3-3 Customer Reserve Formula Calculator
SEC Rule 15c3-3 Exhibit A customer reserve formula: credit items (customer free credit balances, margin credit balances, payables) against allowable debit items…
TRACE / CAT Reporting Lint
TRACE (FINRA Rule 6730) trade-report timeliness lint against a caller-declared trading calendar and hours window, computing the reporting deadline from the exec…
Metro 2 Credit-Reporting Record Lint
Lints a Metro 2 credit-reporting base-segment record from a PUBLIC SUBSET of the format: field presence/format, account-status and payment-rating code validity,…
X12 837/835 Healthcare-Claim Records Lint
Lints X12 837 (health-care claim) and 835 (claim payment/remittance advice) ENVELOPE control-number continuity (ISA13/IEA02, GS06/GE02, ST02/SE02) and 835 payme…
Tempo Agentic Checkout Settlement Mapper
Binds an ACP / Visa TAP / ISO 20022 checkout to a TIP-20 settlement. Maps the 32-byte Tempo memo → ISO 20022 remittance_information, sender/receiver → debtor/cr…
Municipal Official Statement Completeness Checker
Checks a municipal-bond Official Statement disclosure-element checklist (element present, absent, or incomplete) and continuing-disclosure undertaking presence,…
ERISA Form 5500 Schedule Validator
Validates a Form 5500 schedule-applicability matrix (plan type and size determine required schedules H/I/A/C/G/MB/SB/R), a Schedule H cross-schedule arithmetic…
Reg F Call-Frequency Presumption Validator
Checks a declared debt-collection call log against the two 12 CFR 1006.14(b) Regulation F rebuttable presumptions: more than seven telephone calls to a person o…
Debt Validation Notice Completeness Checker
Checks a debt-validation-notice content-element checklist against Regulation F 12 CFR 1006.34 (the Model Form B-1 element set) and computes the 30-day validatio…
Retail Installment Contract TILA Disclosure Checker
Ties declared retail-installment-contract Amount Financed, Finance Charge, and Total of Payments (12 CFR 1026.18) against a REUSED amortization schedule, compos…
Private Student Loan Disclosure & Rescission Checker
Checks a private-education-loan disclosure-element checklist across the three 12 CFR 1026.46-48 stages (application/solicitation, approval, final), the HEOA sel…
Crypto Cross-Venue Margin & Off-Exchange Settlement Estimator
Estimates the crypto off-exchange settlement / cross-venue margin picture for a book spread across trading venues (the Copper ClearLoop / FalconX / Ceffu model,…
UMR / AANA Readiness Diagnostic
Determines whether a group's declared AANA (average aggregate notional amount) puts it in scope for the uncleared margin rules (UMR), per AT-CLEARING-WAVE-SPEC.…
Evidence Bundle Tier Labeler
Assembles a shareable evidence bundle around an artifact and stamps the SPEC.md §SIDECAR.1 tiered label it qualifies for: OCG-Verify (envelope well-formed, exec…
DPA Article 28 Completeness Checker
Checks a data processing agreement against GDPR Article 28(3)'s 12 mandatory processor clauses, subject-matter, duration, nature/purpose, data categories, contr…
Tempo Validator Readiness Scorer
12-question readiness scorer for prospective Tempo Network validators across 5 dimensions: hardware (CPU/RAM/NVMe), OS/software (Linux x86_64/ARM64 glibc≥2.38,…
Clause Coverage Scorer
Scores an agreement's clause coverage against a named clause taxonomy, the oneSaaS 52-clause canonical set, the Common Paper Language Library, the GDPR Article…
AI Addendum Assembler
Assembles a Common Paper AI Addendum (Version 1.0, CC BY 4.0) from your Cover Page Key Terms: whether Provider may Train Models on Customer data, whether Provid…
AI Act Procurement Clause Mapper
Maps an EU AI Act risk tier (derived from an upstream classifier such as the AI Act high-risk fit diagnostic) to the European Commission's Model Contractual AI…
Private-Input Sanctions Screen
Screens a privately held party/transfer list against a pinned OFAC-SDN-style list version and emits a public verdict (screened, hit count, clean flag) without d…
Private-Input NAIC RBC Action Level
Computes the NAIC Risk-Based Capital action-level tier from a privately held Total Adjusted Capital and Authorized Control Level RBC, emitting only the tier (NO…
Private-Input Capital Adequacy Check
Checks a privately held eligible-capital and risk-weighted-assets figure against a pinned regulatory minimum (Basel III/3.1 CET1, or Solvency II SCR coverage),…
IDV/KYC Verification-Failure Incident Composer
Composes a structured verification-failure/fraud-attempt incident record from an IDV/KYC session for fraud teams, regulators, and insurers: a cross-link to the…
Arc Fit Diagnostic
12-question A–F diagnostic assessing Arc adoption fit across CPN (Circle Payments Network), StableFX 24/7 FX, DvP atomic settlement, and agentic commerce dimens…
Witness Cosignature Verifier
Verifies a C2SP tlog-checkpoint + witness-cosignature note (SPEC.md §20.2) offline: confirms the note's origin and root match a §20/§20.1 batch anchor's declare…
Large Exposures Limit Check
Basel III large exposures framework (BCBS 283) and U.S. single-counterparty credit limits (Regulation YY, 12 CFR 252 Subpart H) limit check: aggregates each cou…
CECL Expected Credit Loss & Allowance Calculator
Computes a deterministic CECL (Current Expected Credit Loss, ASC 326) allowance given caller-supplied PD/LGD/EAD curves, segment exposures, and forecast scenari…
Discount Window Borrowing-Capacity Calculator
Federal Reserve Discount Window borrowing-capacity calculator: lendable value = sum of pledged collateral positions x published Fed collateral margins (margin t…
Cyber Incident Notification Clock
Starts three parallel regulatory notification-deadline clocks from one hash-anchored cyber-incident determination timestamp: the 36-hour interagency banking-reg…
VaR Backtesting Traffic-Light Zone Calculator
Counts Basel VaR backtesting exceptions (actual daily P&L loss exceeding the model's 1-day VaR estimate) over a rolling up-to-250-trading-day window, then looks…
Arc CPN Corridor Economics Model
Model CPN corridor economics vs SWIFT/ACH/SEPA/card/RTP for cross-border USD flows. Quantifies per-payment cost, FX spread, settlement time, and 3-year NPV. Ind…
FDIC Deposit-Insurance Assessment Rate Calculator
FDIC deposit-insurance assessment rate calculator (12 CFR 327): looks up the base assessment rate for a supplied composite CAMELS + financial-ratio score agains…
Call Report Schedule RC (Balance Sheet) Mapper
Maps caller-declared FFIEC Call Report (FFIEC 031) Schedule RC line items, cash, securities, loans and leases, other assets; deposits, borrowings, other liabili…
Call Report Schedule RC-R (Regulatory Capital) Mapper
Maps caller-declared FFIEC Call Report (FFIEC 031) Schedule RC-R regulatory-capital components, CET1, additional Tier 1, Tier 2 capital, total risk-weighted ass…
Call Report Published Edit-Check Gate
Runs a curated battery of FFIEC-style published Call Report edit checks, balance-sheet identity, capital-stack ordering (CET1 <= Tier 1 <= Total capital), ratio…
FR Y-9C Schedule HC (Consolidated Balance Sheet) Mapper
Maps caller-declared FR Y-9C (Financial Statements for Holding Companies) Schedule HC line items, cash, securities, loans and leases, other assets; deposits, bo…
FR Y-9C Schedule HC-R (Regulatory Capital) Calculator
Given caller-supplied CET1/Tier1/Tier2 capital components and risk-weighted assets, computes FR Y-9C Schedule HC-R standard capital ratios plus the supplementar…
FR 2052a Inflow/Outflow Bucket Classifier
FR 2052a complex-institution liquidity monitoring filing-layer kernel, scoped to the inflow/outflow section: product/maturity-bucket classification against a ca…
Eval Attestation Receipt Composer
Hashes a third-party eval log (e.g. an Inspect AI transcript) and binds it into a receipt that a compiled Work Mandate (art-274) can reference. VERIFY-ONLY: nev…
FR Y-14 Capital Worksheet Roll-Forward & Cross-Check
Rolls forward a caller-declared FR Y-14A/Q capital worksheet (CET1, additional Tier 1, Tier 2) from beginning balance through period additions and deductions to…
Arc StableFX RFQ Economics Model
Quantify Herstatt risk elimination and FX spread savings from Arc StableFX 24/7 atomic PvP settlement vs non-CLS bilateral FX. Methodology: BIS (Allsopp et al.…
NMD Behavioral Repricing Mapper
OCC 2010-1 Interagency Advisory on IRR: maps non-maturity deposit (NMD) segment balances into a bucketed net-repricing-gap schedule using a caller-declared beha…
IRRBB Basis-Risk NII Shock Calculator
Comptroller's Handbook IRR basis-risk delta-NII calculator: sweeps a single reference-rate shock across multiple priced indices (Prime, SOFR, Fed Funds, CD port…
Collateral Haircut Engine (Basel CRE22)
Basel CRE22 comprehensive-approach collateral haircut engine for counterparty credit risk: applies a caller-supplied, versioned supervisory haircut table (polic…
Credit Concentration Top-N / Sector Checker
Credit-concentration screen over a flat exposure list (name, sector, amount): returns the top-N single-name exposures by amount, a per-sector rollup, single-nam…
Counterparty Internal Limit Check
Counterparty internal credit-limit check: compares each counterparty's caller-supplied current exposure against its board-approved internal limit line (settleme…
Securitization Risk Retention Check
EU Securitisation Regulation (EU) 2017/2402 Art.6 and U.S. Credit Risk Retention Rule (Dodd-Frank Sec.941, Reg RR, 12 CFR Part 244) 5% risk-retention checker: v…
IFRS 17 Loss Component Roll-Forward Tracker
Tracks the IFRS 17 para 50 loss-component roll-forward across periods: opening balance, additional loss recognised on new onerous contracts, reversal from subse…
Solvency II SCR Standard-Formula Module Aggregator
Aggregates the five Solvency II standard-formula risk-module capital charges (market, counterparty default, life underwriting, health underwriting, non-life und…
Arc xReserve Config Linter
8-check A–F linter for an Arc xReserve / on-chain reserve configuration. Checks: reserve sum=100%, GENIUS Act §4 eligible assets (US issuers), GENIUS §4(a)(11)…
Model Inventory Entry Builder
Builds a single model-inventory record for a bank's SR 26-2 model-risk-management inventory: checks the caller-declared attributes (model name, owner, purpose,…
Model Outcome-Analysis Comparison
SR 26-2 ongoing-monitoring backtest: compares a list of period predicted-vs-actual model outcomes, computes per-period absolute percent error, mean/max absolute…
AI Training-Data Lineage Record
Composes a hash-chained ML training-data lineage record: dataset identity, dataset version, upstream source dataset references, a declared collection/governance…
Model Validation Status Assessor
Determines a model's SR 26-2 validation status by combining its proportionality tier, last-validation date, and most recent outcome-analysis result against a ti…
GloBE Jurisdictional ETR Calculator
Computes a jurisdiction's OECD Pillar Two (GloBE) effective tax rate from caller-declared constituent-entity financial data: sums entity-level GloBE income/loss…
GloBE SBIE & Top-up Tax Calculator
Computes the OECD Pillar Two substance-based income exclusion (SBIE) for a jurisdiction from a caller-declared payroll-cost figure, tangible-asset carrying valu…
GloBE Transitional Safe Harbour Test Evaluator
Evaluates a jurisdiction against the OECD Pillar Two Transitional CbCR Safe Harbour (Dec 2022 Agreed Administrative Guidance): the de minimis test (CbCR revenue…
GloBE Information Return (GIR) Composer
Assembles the OECD GloBE Information Return (GIR) data model for one MNE group / fiscal year by combining the outputs of art-454 (jurisdictional ETR), art-455 (…
Attribute Sampling Plan Generator
Computes a SOX 404 / ICFR attribute-sampling plan from confidence level, tolerable deviation rate, and expected deviation rate (all policy inputs) using the sta…
Segregation-of-Duties Matrix Checker
Evaluates a caller-declared role-assignment set against a caller-declared SoD conflict ruleset for SOX 404 / ICFR access controls. For every user, checks all pa…
Arc Paymaster Economics Model
ERC-4337 Paymaster economics model for Arc. Computes gas cost (gasPerUop × gasPriceGwei × 1e-9 × ethPriceUsd), sponsorship break-even, and per-UOp user-facing c…
IPE Integrity Verifier
Verifies Information-Produced-by-Entity (IPE) completeness and accuracy for SOX 404 / ICFR control testing, is this report extract what the source system actual…
Control-Test Evidence Composer
Composes a SOX 404 / ICFR control-test evidence artifact: reconciles a caller-declared attribute sample (item ids, e.g. from art-458) against a per-item pass/fa…
Journal-Entry Ruleset Screen
Runs a caller-declared, versioned journal-entry testing ruleset over a caller-declared JE extract and flags each entry that trips one or more rules: weekend/hol…
Audit Recalculation Suite
Independently recalculates five caller-supplied audit schedule types (straight-line/double-declining-balance/units-of-production depreciation, interest accrual,…
Bank/AR Confirmation Matcher
Joins caller-supplied bank and accounts-receivable confirmation responses against caller-supplied ledger balances on (counterparty_id, type), and classifies eac…
Workpaper Bundle Composer
Terminal composer for a substantive-procedure evidence bundle: a procedure identifier, a caller-declared population hash, the prior substantive-recalculation ke…
DORA Register of Information (RoI) Builder & Cross-Validator
Constructs and cross-validates the core Register of Information (RoI) template relationships required under DORA (EU 2022/2554) Art. 28/30: entity + ICT third-p…
DORA ICT Incident Classifier & Reporting Clock
Classifies an ICT-related incident as major or non-major under DORA (EU 2022/2554) Art. 18, applying the published RTS (EU 2024/1772) numeric criteria (clients…
Arc CCTP v2 Transfer Validator
Validates a CCTP v2 cross-chain USDC transfer for domain pair eligibility, Fast Transfer 30-second finality risk (LP availability), Hook payload safety, CCTP v1…
AML Lookback Completeness Reconciler
Reconciles an AML consent-order remediation lookback's order-scope population against the extract actually produced for re-screening, per historical period. Cov…
AML Disposition Sampling Frame Builder
Builds a deterministic sampling frame over an AML consent-order lookback's historical alert dispositions for independent-validator review, plus a reviewer workl…
OECD Country-by-Country Report Builder
Builds an OECD BEPS Action 13 Country-by-Country Report XML schema skeleton from a caller-declared Table 1 (jurisdiction revenue/profit/tax/employee/asset data)…
Transfer-Pricing Interquartile Range Benchmark
OECD Transfer Pricing Guidelines Ch. III §3.57 interquartile-range arithmetic over a caller-declared array of already-selected comparable financial ratios: line…
MT700 LC Field Validator
Validates SWIFT MT700 Documentary Credit field-format and date-logic conformance against UCP 600 / MT700 mandatory-field rules: DC number, form of credit, issue…
CFPB 1071 Coverage Check & SBLAR Record Validator
CFPB Section 1071 small business lending rule (Regulation B subpart B, revised final rule published 2026-05-01): determines whether a financial institution is a…
Agent Payment Mandate Cross-Protocol Mapper
Translates an agentic-payment mandate declared under one protocol (AP2, x402, or ACP) into the field vocabulary of another, pivoting through one internal canoni…
BCBS 248 Intraday Liquidity Monitoring Snapshot
BCBS 248 "Monitoring tools for intraday liquidity management" (Basel Committee, April 2013): computes daily maximum intraday liquidity usage (the largest negati…
Documentary Collection vs Letter of Credit Cost-Benefit
Compares the total cost and risk-adjusted exposure of Documentary Collections (D/P, D/A) against Letters of Credit (Sight, Usance, Confirmed, SBLC) for a trade…
Forfaiting vs Factoring vs Invoice Discounting Economics
Compares net proceeds and effective annual cost across forfaiting (medium/long-term trade receivables, non-recourse PV discount), factoring with recourse, facto…
Treasury Clearing Fit Diagnostic
12-question A-F readiness diagnostic for the SEC US Treasury clearing mandate (cash Dec 31 2026 / repo Jun 30 2027). Grades scope, access, margin capacity, capi…
RDARR Aggregation Recompute
Re-derives a stated risk-report figure from a SUPPLIED source extract under a declared aggregation policy (filter set, netting rule, FX rate set, hierarchy roll…
RDARR Quality Scorecard
Deterministic data-quality metrics over a SUPPLIED risk-data extract, keyed to the measurable RDARR prerequisites: completeness of mandatory attributes, referen…
EMIR Trade-Repository Reconciliation Adjudicator
Under EMIR Refit the trade repository (TR) runs the inter-TR reconciliation and returns a daily ISO 20022 response naming matched/unreconciled fields per UTI, a…
EMIR Reconciliation Break Ageing
Diffs a current EMIR reconciliation break set (e.g. from art-482-emir-recon-adjudicator) against the prior cycle's sealed break set by stable break_key, emittin…
Published Regulatory Report Edit-Check Runner
Evaluates a caller-supplied report instance against a caller-supplied published edit-check rule set, FFIEC Call Report validity and quality edits (Excel/PDF, pu…
Regulatory Report Period-over-Period Variance Explainer
Computes period-over-period variance across a regulatory report instance pair, absolute and relative movement per line item against a policy-supplied materialit…
CSCF Control Applicability & Coverage
Scores a Swift member's declared architecture type and component inventory against a policy-supplied Swift Customer Security Controls Framework (CSCF) control m…
Swift CSP Assessor Independence Eligibility
Checks eligibility of a Swift CSCF Independent Assessment Framework assessment: assessment route (internal 2nd/3rd line vs external) against a policy-supplied p…
Model Replication Diff
Independently recomputes a model's reported outputs from a declared model specification (version, as-of date, transform, intercept, coefficients) and a stated i…
Model Test Battery
Runs the deterministic-given-data quantitative model validation battery: discriminatory power (Gini coefficient, Kolmogorov-Smirnov statistic) from scored outco…
Clearing Access Model Selector
Selects and costs the FICC access model - Direct vs Sponsored (done-with) vs Sponsored/Agent (done-away) - across cost, execution-access, margin/netting efficie…
FATCA/CRS Submission Conformance Check
Evaluates a FATCA/CRS submission record set against a policy-supplied schema version and business-rule set: DocTypeIndic sequencing (the public OECD CRS/FATCA X…
FATCA/CRS RO Remediation Closure Tracker
Tracks the returned notification set for a FATCA/CRS certification period (ICMM-style error notifications, CRS status messages) against the firm's own remediati…
Settlement Finality Classifier
Vendor-neutral settlement-finality classifier covering three settlement models, each on its own ordered tier ladder: an optimistic challenge window (soft, poste…
ICM Quorum Forgery Classifier
Computes the smallest set of a source Avalanche L1's validators that could jointly sign an Interchain Messaging (ICM / Avalanche Warp Messaging) message the rec…
Evergreen Permissioning-Control Classifier
Classifies six Evergreen supervisory controls, transaction permissioning, contract deployment permissioning, native asset issuance, fee policy, reward distribut…
L1 Continuous-Fee Runway Model
Avalanche Evergreen L1 continuous-fee TCO and depletion-runway model. ACP-77 replaced the 2000 AVAX stake requirement with a continuous, dynamic P-Chain fee dra…
Validator Change-Control Receipt
Turns one permissioned-validator event on an Avalanche Evergreen L1, a validator add, remove, or weight change, into change-control evidence in the shape the SO…
Consortium Validator Reward-Flow Related-Party Classifier
Answers the question a consortium controller faces at quarter-end close on a permissioned Avalanche Evergreen L1: are any of the reward-manager precompile's pay…
CASS 15 Safeguarding Reconciliation Check
Compares a UK payment or e-money firm's safeguarding requirement (CASS 15.8.29G) against the components of its safeguarding resource (CASS 15.8.26R) for one cal…
FICC Margin & Netting Estimator
DV01-bucket VaR proxy of the FICC VaR-based margin (VBM), the netting benefit of central vs bilateral clearing, cash-vs-repo cross-product netting, and the done…
CASS 15 Safeguarding Method Classifier
Classifies each caller-declared funds stream of a UK payment or e-money firm on three questions: whether the funds are relevant funds, whether the safeguarding…
CASS 15 Safeguarding Audit Evidence Pack
Assembles the evidence set a qualified auditor asks a UK payment or e-money firm for at the start of a CASS 15 safeguarding audit: the reconciliation results ac…
Attested Artifact Subject Binder
Computes the SPEC.md section 27.4 attested-artifact subject identifier for the sealed output of a pinned non-OCG producer: a spreadsheet, a reconciliation expor…
Dual Control Certification Evidence
Decides whether a required number of distinct named identities have each filed a signed section 27 approval record over one sealed subject in one required role,…
CARF / DAC8 Reportable User Classifier
Classifies crypto-asset user records and their transactions for Crypto-Asset Reporting Framework and DAC8 purposes, against a policy set the caller declares rat…
CARF Status Message Disposition
Turns a returned Crypto-Asset Reporting Framework or DAC8 status message into a dispositioned break list: every file-level and record-level error the authority…
T+1 Post-Trade Timing Classifier
Classifies the post-trade timings a caller supplies to answer the question a settlement readiness programme is actually trying to answer: which step breaches it…
Deposit Insurance Coverage Determination
Computes the insured amount and the uninsured remainder for deposit accounts grouped by ownership right and capacity, and reports every account whose coverage c…
Delegated Authority Bordereau Recomputation
Recomputes a delegated authority bordereau the way the carrier reviewer does, from the same file the coverholder sent. It foots gross premium, brokerage, coverh…
Securitisation Payment Waterfall Recomputation
Recomputes a securitisation payment waterfall for one stated period from the aggregate available funds and the priority ladder the investor already holds, then…
FICC-CME Cross-Margining Estimator
Estimates the initial-margin reduction from the FICC-CME cross-margining arrangement (customer expansion per SEC notice published 2025-12-22) by offsetting UST…
Article 5 Due Diligence Evidence Record
Records, for one securitisation position over one stated period, which Article 5 verification and ongoing monitoring duties an institutional investor declares i…
Recompute Fund Fees
Recomputes a fund's management fee and performance fee from the terms the investor already holds (the fee statement and the fund agreement) and diffs the result…
Check MiCA Reserve Disclosure
Checks a token issuer's published reserve disclosure, the amount in circulation and the value and composition of the reserve, against the composition, concentra…
Public-Money Settlement Receipt
Turns one caller-transcribed payment of public money into settlement evidence an audit authority can check with no access to the operator's database: a single-s…
Conditional-Relief Collateral Receipt
Shows, per acceptance and per day, that every condition of a conditional regulatory relief, no-action, exemptive, or comfort-letter, held before a firm accepted…
Build Allocation Decision Receipt
Re-derives whether an allocation produced by an optimizer is explained by the objective and inputs that were true when it was made: the eligibility schedule sna…
Daily Reconciliation Attestation
Attests that a daily reconciliation duty was discharged over a caller-declared population, rather than computing the reconciliation match itself. Checks populat…
Audit-Trail Completeness Attestation
Attests that an audit log covering transactions and user activity is complete and gap-free over a caller-declared window, against a caller-declared continuity m…
Bulk Disbursement Integrity
Attests that a bulk payment run, salaries, pensions, social transfers, vendor payments, is internally consistent and matches its authorization. Reconciles per-p…
Payment Data Migration Completeness
Verifies that data moved from a legacy system to a successor is complete, value-preserving, and reconcilable, using caller-declared per-partition source and tar…
Digital Trade Corridor Fit Diagnostic
12-question A–F readiness diagnostic for digital trade / electronic trade documents (MLETR). Grades corridor legality, document digitisation, platform connectiv…
Operator Exit & Data Portability
Evaluates a caller-declared operator-exit and data-portability posture: per data category, whether an export path exists and whether its format is open or propr…
Settlement-Asset Backing Invariant
Checks whether value held across an issuance topology stays fully backed in aggregate, not merely per account, as balances move between caller-declared buffers.…
Identity-Proofing Assurance Level Evaluator
Rates whether a DECLARED identity-evidence set reaches a DECLARED target level of a caller-supplied, versioned assurance-level framework (the art-444 policy-inp…
Source Arrival & Freshness Register
Reconciles a caller-declared EXPECTED-source inventory against caller-declared OBSERVED arrivals, per source: arrived, missing, late (arrived after its declared…
N-Way Balance Closure Check
Takes three or more caller-declared balances for the same measure, at the same as-of moment, across named internal systems, and ENFORCES the arithmetic closure…
Report-to-General-Ledger Reconciliation
Ties a caller-declared reported figure to a caller-declared general-ledger figure, by account, the only node in this reconciliation programme checked against an…
Ledger Consensus Finality Classifier
Classifies a ledger-consensus position under a deadline-bounded-inclusion model (XRPL) or a federated-BFT model (Stellar SCP), each expressed as terminal outcom…
Cross-CCP PQD Comparator
Compares a caller-selected set of CPMI-IOSCO public quantitative disclosure (PQD) fields across FICC and ICE using a manually-transcribed, source-cited fixture…
CCP Default Waterfall Recomputation
Recomputes the sequential loss-allocation order at a CCP defaulting-member event: defaulter's initial margin, then the defaulter's default-fund contribution, th…
MLETR / eBL Conformance & Enforceability Validator
Validates an electronic transferable record (eBL or other ETR) against MLETR functional-equivalence tests (Arts. 10–12: singularity, control, integrity, reliabi…
CCP Default Fund Cover-2 Sizing
Sizes a CCP default fund under the PFMI Principle 4 "Cover 2" standard: fund size must be at least the largest plus second-largest clearing-member stress loss a…
Member Margin Call Lifecycle
Tracks a clearing member's margin call through its declared lifecycle states, issued, confirmed, funded, or disputed and escalated as a contingency path, agains…
Client Porting Check
Checks whether a client's cleared positions and collateral are portable to a backup clearing member under a caller-declared porting window, given caller-declare…
Consent-Order / MRA Remediation Closure Register
Registers a firm's consent-order Articles / MRA findings against its own remediation records: per-issue milestone completeness (closed with evidence attached),…
AML Lookback Disposition Rollup
Closes the loop art-470 (lookback-completeness-reconciler) and art-471 (disposition-sampling-frame) leave open. Art-470 reconciles that the RE-SCREENING extract…
FDIC Part 370 Output-File Validator
Validates the shape of the institution's own 12 CFR part 370 deposit-insurance-coverage output file (the section 370.10 coverage summary report structure) again…
Reg W Affiliate Transaction Tester
Tests each caller-declared covered transaction with an affiliate against the Regulation W (12 CFR 223) quantitative limits: the 10% single-affiliate and 20% agg…
QFC Part 371 Recordkeeping File Validator
Validates the shape of the institution's own 12 CFR part 371 qualified-financial-contract recordkeeping file, the position, counterparty, and collateral record…
Custody Segregation Ratio
Generic, jurisdiction-neutral custody-segregation check: segregated_custody_assets_musd / customer_claims_musd, per asset class and rolled up. FULLY_SEGREGATED…
Asset/Liability Coverage
General, jurisdiction-neutral solvency check: total_assets_musd / total_liabilities_musd, plus surplus_shortfall_musd = total_assets_musd - total_liabilities_mu…
Digital Trade Rules Compliance Checker
Machine-checks a digital trade presentation (digital LC, collection, or open-account transaction) against the ICC digital rulebooks: eUCP v2.1, eURC v1.1, URDTT…
PoR Liabilities Composer
Composes a caller-restated art-280-reserve-proof-verifier inclusion result (soft-dep: inclusion_verified, computed_root.sum) with a caller-supplied aggregate re…
Best-Execution NBBO Recompute
Recomputes, per supplied fill, price improvement in basis points against the NBBO at time of execution, price_improvement_bps = (nbbo_ask - execution_price) / n…
CSDR Penalty Recompute (Caller Reference Price)
Per-ISIN/day CSDR cash-penalty recompute over a caller-declared open-fails set: selects the RTS asset-class/penalty-type daily rate (CSDR-RTS-2025-10, ESMA Fina…
SLATE Securities-Loan Report Field Validator
Field-level structural validator for a covered-securities-loan report record against the FINRA Rule 6500-series field spec (loan terms, rate, collateral type, c…
SLATE Reporting Readiness Diagnostic
Score a caller-declared covered-securities-loan reporting pipeline against the FINRA Rule 6540 obligation checklist (SEC 10c-1a implementation, SLATE reporting)…
DTC Corporate Actions ISO 20022 Message Validator
Validates the structural message-shape of a single DTC corporate-action event message (notification / election / allocation) against the ISO 20022 field set mig…
Corporate Action Entitlement Recompute
Deterministic dividend/rights/split entitlement math per record date for a single position, under the ISO 20022 corporate-action event field set migrated by DTC…
VoP Readiness Diagnostic
EU Instant Payments Regulation Verification-of-Payee (VoP) readiness/consistency diagnostic. Deterministically classifies a caller-declared match_score against…
G20/FSB Corridor Cost-Gap Calculator
Recomputes a caller-declared cross-border payment corridor's cost gap against the hardcoded G20/FSB roadmap targets: retail cross-border payments end-2027 (no m…
Trade Document Provenance & Consistency Verifier
Cross-validates a full trade-document set (eBL, commercial invoice, packing list, certificate of origin, insurance certificate) for internal consistency and com…
Reg E Remittance Disclosure Consistency Check
Deterministic recompute of the Reg E Subpart B (12 CFR 1005.31, implementing Dodd-Frank section 1073) remittance disclosure arithmetic identity: amount_received…
Swift MT101 Coexistence Readiness Diff
Evaluates Swift CBPR+ MT101 message-type retirement readiness ahead of the 2026-11-14 coexistence deadline, when FI-to-FI bulk/multiple payment initiation drops…
Record Index Constituents
Gives an index's constituent set, as of a stated date, its own citable execution_hash, the BMR/SEBI-shaped starting point ('what was in the index and why') that…
Record Fund Positions
Gives a fund's declared positions snapshot, as of a stated valuation date, its own citable execution_hash, the upstream input-receipt that the proven NAV chain…
Calculation-Agent Independence Attestation
Receipts the organizational-independence claim a parametric trigger's neutrality depends on: that the entity whose kernel computed a specific art-251/art-252/ar…
Wholesale Tokenized Settlement Fit Diagnostic
12-question A-F readiness diagnostic for wholesale tokenized settlement (tokenized deposits, central bank money, regulated stablecoins as settlement assets). Gr…
Deposit-Token Compliance Validator
3-test validator distinguishing a bank-liability deposit token (JPMD/RLN model: at-par-on-demand, on-balance-sheet, allowlisted-wholesale) from a reserve-backed…
Cross-Network Atomic Settlement Validator
Validates atomic settlement across two or more networks: cash leg final on the money ledger, asset leg delivered on the asset ledger, FX leg PvP where present.…
Settlement-Asset & Legal-Finality Classifier
Classifies the settlement asset (CBM token / tokenized commercial bank deposit / regulated stablecoin / e-money token) against its legal-finality regime (EU SFD…
Agent Economy Runtime Fit Diagnostic
12-question A-F readiness diagnostic for the agent-economy runtime / post-trade layer (x402 V2 batch settlement, AP2 PaymentReceipt, Human-Not-Present autonomy,…
x402 V2 Batch-Settlement Reconciler
Reconciles an x402 V2 batch settlement (off-chain payment vouchers vs onchain batch total), verifying recon verdict, per-voucher amounts, settlement-risk window…
AP2 PaymentReceipt Verifier & HNP Guardrail
Verifies an AP2 v0.2 PaymentReceipt against its signed Intent/Cart/Payment mandate chain, and applies the Human-Not-Present (HNP) autonomy guardrail: amount, ca…
Agent-Service Metering & Marketplace Economics Modeler
Educational unit-economics modeler for agent-service micropayment marketplaces: per-call pricing, x402 V2 batch-settlement savings, marketplace take-rate, net m…
EU AI Act High-Risk Fit & Classification Diagnostic
12-question A-F diagnostic that screens in-force obligations first (Art 5 prohibited practices, Art 4 AI literacy, GPAI) then classifies financial AI system hig…
AI Act Conformity Pack Builder
Assembles an EU AI Act Annex IV technical documentation pack, validates the conformity-assessment route (internal control vs notified body), checks CE-marking a…
FRIA & Post-Market Monitoring Plan Builder
Builds an Art 27 Fundamental Rights Impact Assessment (FRIA) + Art 72 post-market monitoring plan + Art 12 logging + Art 14 human-oversight design + Art 73 seri…
Agentic AI Risk & GPAI Governance Classifier
Co-flagship and strongest in-force anchor: classifies autonomy tier and GPAI/systemic-risk obligations (Arts 53-55, IN FORCE since 2 Aug 2025, explicitly unchan…
Carbon & Climate Compliance Fit Diagnostic
12-question A-F diagnostic that classifies which carbon/climate obligations bind a firm (CBAM authorised-declarant duty, EU Taxonomy alignment, EU Green Bond co…
CBAM Embedded-Emissions Calculator
Flagship importer tool. Computes embedded emissions (direct + indirect, tCO2e) for a consignment of CBAM goods from actual installation data or Commission defau…
CBAM Default-Value Resolver
Resolves the Commission default embedded-emissions value for a (CN code x country-of-origin) pair, applies the year-dependent markup vs the actual-data path (+1…
CBAM Certificate Cost & Free-Allocation Engine
Converts embedded emissions into a CBAM certificate liability: applies the CBAM factor (free-allocation phase-out 2.5% 2026 to 100% 2034), deducts origin carbon…
CBAM Precursor-Emissions Aggregator
Rolls up embedded emissions across precursors in a steel/aluminium value chain (incl. the 2028 pre-consumer-scrap rule) so a producer can supply complex-goods e…
EU Taxonomy Alignment Scorer
Scores an economic activity against an environmental objective: substantial-contribution technical-screening criteria + DNSH across the other five objectives +…
Taxonomy KPI & Green Asset Ratio Aggregator
Rolls activity-level Taxonomy alignment (from ART-73) into entity KPIs: revenue/CapEx/OpEx aligned proportions and, for financial undertakings, the Green Asset…
EU Green Bond Factsheet & Allocation Validator
Validates an EuGB factsheet (Annex I) + allocation report (Annex II) for completeness and the 100% Taxonomy-aligned proceeds threshold, cross-checking against A…
Climate Scenario Applicator (NGFS / Fit-for-55)
Applies a climate scenario path (NGFS Phase V orderly/disorderly/hot-house, Fit-for-55 supervisory; reference_version NGFS-Phase-V-2025) to an exposure set, emi…
T+1 Settlement Readiness Diagnostic
12-question A-F diagnostic scoring a firm's readiness for the coordinated EU/UK/CH T+1 move (11 Oct 2027) against the Industry Roadmap phases, grading trade-dat…
CSDR Cash-Penalty Calculator
Flagship. Computes the CSDR cash penalty for a settlement fail: selects the asset-class daily rate (incl. Oct-2025 RTS increases: equities 1 bp/day, SSA bonds 0…
Settlement-Fail Predictor
Scores a trade's fail probability from anonymized configuration features (SSI match status, instrument liquidity tier, counterparty fail-history band, deadline…
SSI Conformance Checker
Lints standing settlement instructions for completeness, staleness, and format (~30%-of-fails root cause). BIC validated per ISO 9362. Staleness threshold confi…
Allocation/Affirmation Conformance Checker
Checks allocation and confirmation/affirmation events against the ESMA CSDR SDR RTS 23:00 CET trade-date rule and the machine-readable-format mandate (binding D…
Securities-Settlement Message Linter (ISO 20022 sese/semt)
Validates ISO 20022 securities-settlement messages (sese.023 instruction, sese.024 status advice, semt.044 account statement) for schema conformance, mandatory-…
Buy-In Exposure Modeler
Models CSDR Refit last-resort mandatory buy-in exposure: eligible trigger date per asset class, extension period (liquid equity ~7 cal days, gov bond ~12, SME ~…
Settlement Efficiency KPI Engine
Aggregates batch settlement data into CSDR/T+1-relevant KPIs: settlement rate, fail rate, total CSDR penalty cost, on-time allocation rate, SSI golden-source co…
PQC Timeline & Migration Fit Diagnostic
12-dimension A-F diagnostic mapping an organisation's cryptographic estate and sector to the CNSA 2.0 / EU-2030 / G7 / DORA post-quantum milestones, flagging th…
TLS / X.509 PKI Migration Planner
Sequences TLS and X.509 PKI migration from RSA/ECDSA to post-quantum algorithms (ML-KEM/ML-DSA per NIST FIPS 203/204 Aug 2024). Builds a phased plan (root CAs -…
SWIFT / ISO 20022 PQC Readiness Checker
Scores SWIFT/ISO 20022 PQC readiness with BAH signature-bloat sizing per the BIS Project Leap Phase 2 model (ML-DSA ~12.9x RSA payload at BAH level). Models new…
FIDO2 / WebAuthn PQC Conformance Checker
Validates FIDO2/WebAuthn authenticator ML-DSA conformance vs IANA COSE algorithm registry identifiers and CTAP2.3 minimum version. Checks COSE identifier presen…
Blockchain / Stablecoin Quantum-Risk Classifier
Classifies quantum-exposure risk for blockchain/stablecoin assets: exposed public-key percentage, address reuse, and migration-path maturity (BIP-360/XRPL/Ether…
Sanctions & Export-Control Screening Fit Diagnostic
12-param A-F diagnostic scoping a firm's sanctions/export-control screening program (50%-rule ownership, list coverage, fuzzy-match calibration, ECCN classifica…
Ownership 50%-Rule Aggregator
Walks a synthetic ownership graph; computes direct + indirect + aggregate listed stakes per node; applies OFAC, EU, and BIS Affiliates Rule (in force 29 Sep 202…
Screening List-Coverage Checker
Conformance check: validates a screening config against the required-coverage matrix for EU consolidated + UN + UK Sanctions List (post-OFSI-closure 28 Jan 2026…
Fuzzy-Match Calibration Scorer
Given a config (algorithm, threshold) and a synthetic labelled name-pair set, computes FPR/recall/F1, scores threshold quality, and recommends calibration. No r…
ECCN / Dual-Use Classifier
Decision-tree from product attributes to ECCN (EAR) + EU Annex I category + controlling regime (Wassenaar/MTCR/AG/NSG) + licence-requirement logic, including 20…
Circumvention Diligence Assessor
Scores a transaction/contract config vs the EU 20th-package (23 Apr 2026) no-Russia clause + anti-circumvention due-diligence, emitting a liability-allocation v…
No-Russia-Clause Pack Builder
Generates the contractual no-Russia clause + DD-evidence checklist conformance artifact for the EU 20th-package seller-liability-shift safe harbour (Art. 12g).…
Sanctions Screening-Program Quality Scorer
Wolfsberg-aligned screening-program quality scorecard: list coverage + match calibration + alert tuning + escalation workflow + model validation -> composite pr…
MiCA CASP Fit Diagnostic
12-question A-F diagnostic scoping a crypto-asset service provider's MiCA Title-V lifecycle readiness (authorization, Art 67 own-funds, whitepaper, MAR-crypto,…
MiCA Transitional-Deadline Router
Member-state transitional-deadline routing per Art 143(3) incl. the 30 Jun 2026 cliff (16 EU states). Emits exact end-date, window months, file-vs-wind-down dec…
ZK Compliance Proof Generator
Synthetic ZK compliance proof token for AML/Travel Rule predicates (amount threshold, sanctions clear, KYC complete, velocity normal, source of funds). NTT simu…
Merkle Batch Verifier
Batch-verifies Merkle inclusion proofs using SHA-256 over payment batches, settlement message sets, and ISO 20022 sets. Zero-egress, browser-local. DORA Art. 12…
Agent-Action Audit-Trail Aggregator
The regulatory receipt. Aggregates N execution_hashes from an agent session into one SHA-256 Merkle-root session receipt with per-leaf inclusion proofs and an o…
Isolation Forest Transaction Anomaly Detector
Native-JS Isolation Forest anomaly detection on synthetic transaction batches. 10-tree forest, 4-feature scoring (amount, hour, counterparty frequency, recency)…
Credit Default Risk Scorer
Logistic regression PD scorer on synthetic loan portfolio with Basel 3.1 F-IRB / A-IRB / SA RWA comparison (BCBS d424 formula, Φ⁻¹ Horner rational approximation…
Time-Series Anomaly Detector
Rolling-window z-score and STL-style seasonal decomposition anomaly detection on synthetic payment volume time series. Control chart (UCL/LCL 3σ), trend/seasona…
APP Fraud Graph Simulator
Monte Carlo BFS simulation of Authorised Push Payment (APP) fraud propagation across a payment-account graph. UK PSR reimbursement framing. Zero-egress.
DORA ICT Cascade Simulator
Monte Carlo cascade simulation of ICT incident propagation across a financial-institution dependency graph under DORA (EU) 2022/2554. 500 stochastic BFS paths;…
AP2 Prompt Template Generator
Transforms any ChainGraph artifact JSON into a structured, regulator-framed prompt for any external LLM. Template registry v1.0.0: one entry per mandate_type wi…
Options Greeks Calculator
Black-Scholes options pricer with full Greeks (delta, gamma, theta, vega, rho). Equity, FX and rate presets; payoff profile and sensitivity charts. Zero-egress,…
Portfolio Covariance & VaR Engine
VaR and Expected Shortfall: Historical Simulation, Parametric (variance-covariance), and Monte Carlo with Cholesky 2-factor correlation structure. P&L histogram…
Stress Test Engine
Multi-scenario stress testing across 6 historical crisis scenarios (GFC 2008, COVID Mar 2020, Dot-com Bust, Lehman Week, Rate Shock 2022, SVB Contagion 2023) wi…
XVA / CVA Calculator
Monte Carlo XVA/CVA calculator. Simulates expected-exposure profiles for IRS, FX forwards, and CDS; computes CVA, DVA, FVA via discounted expected positive/nega…
FRTB IMA Expected Shortfall Pre-Validator
FRTB IMA Expected Shortfall pre-validation: MC simulation across liquidity horizons LH1–LH5 (10/20/40/60/120 days), NMRF surcharge estimation, PLA Test (green/a…
MiCA Stablecoin Reserve Stress Simulator
Monte Carlo simulation of stablecoin reserve portfolios under MiCA Article 36 redemption stress and asset price shocks. 1,000 paths × 90-day horizon. Coverage r…
ISO 20022 Structured-Address Migration Batch Verifier
GPU-parallel validation of PostalAddress24 fields across pacs.008 messages (up to 500k). Country-specific rules (UK postcode, DE Postleitzahl, US ZIP+4), MT103…
Liquidity Stress Test Simulator (LCR/NSFR)
Monte Carlo simulation of LCR and NSFR under Basel III stress (CRR Art. 412/428, EBA GL/2017/01). 1,000 paths × 250 time steps. P5–P95 percentile distribution,…
Basel RWA Scenario Modeler
SA-CR / F-IRB / A-IRB RWA in parallel with output-floor comparison (72.5% §CAP30). BCBS d424 IRB capital formula with Φ⁻¹ rational approximation, LCG Monte Carl…
Open Banking Consent Flow Stress Simulator
Monte Carlo stress simulation of PSD2/FAPI 2.0/CDR consent lifecycle FSM (INIT→REDIRECT→AUTH→AUTHORIZED→ACTIVE→FAILED/EXPIRED/REVOKED). Configurable failure pro…
OCG
–OpenChainGraph Topic Guides
32 entriesAgent Economy Runtime Guide Hub
OpenChainGraph Agent Economy Runtime: x402 V2 Batch Settlement, AP2 PaymentReceipt, HNP Autonomy, Agent-Service Metering. 4 tools + 8 aer-* chains for the runti…
Standardized Agreements & Legal Templates Guide Hub
OpenChainGraph guide hub: Standardized Agreements & Legal Templates (cluster 20). Assembles open, standardized agreement templates (Common Paper Mutual NDA) fro…
AI Governance & Conformity Guide Hub
OpenChainGraph guide hub: AI Governance & Conformity for Financial Services (EU AI Act high-risk + agentic AI governance + AI decision logs + US insurance AI bi…
Allocation Evidence Guide: Re-deriving Why This Allocation, To This Obligation
Guide for operations and internal-audit leads: how art-515, the allocation decision receipt, re-derives whether an optimizer's allocation is explained by the el…
Circle Arc Network: ChainGraph Workflow Guide · AINumbers.co
OpenChainGraph tools for Circle Arc L1 (EVM, USDC-as-gas, Malachite BFT, ~350ms finality). Eight verified chains covering CPN corridor economics, StableFX Herst…
Avalanche L1 / Evergreen Workflow Guide · AINumbers.co
Free browser-based workflows for institutions running or joining a permissioned Avalanche L1 (Evergreen): ICM quorum risk, precompile segregation of duties, per…
Using OpenChainGraph with SLSA buildType
How OpenChainGraph's buildType URI aligns with SLSA provenance attestations. Identify hash construction algorithms, satisfy SLSA Level 1–3 requirements, and com…
Carbon & Climate Computational Compliance Guide Hub
OpenChainGraph guide hub: Carbon & Climate Computational Compliance (CBAM-anchored). 9 tools (ART-68–76) + 8 cbm-* chains. CBAM definitive period 1 Jan 2026. Fi…
Conditional-Relief Evidence Guide: What Do You Hold If The Relief Is Withdrawn?
Guide for FCM and clearing-member risk and compliance officers: how art-514, the conditional-relief collateral receipt, shows per acceptance and per day that ev…
Corporate Treasury STP Guide · OpenChainGraph Suite · AINumbers.co
Corporate treasury straight-through processing: ISO 20022 camt.053 reconciliation, multilateral netting, IHB interest, ASC 815 hedge effectiveness, eBAM lifecyc…
Decision-Receipt Crosswalk: OCG Artifact vs. Art 12 / Reg B / ASC 815 / AAT
OpenChainGraph alignment profile: maps OCG artifact fields (execution_hash §4, policy_parameters §12, kernel identity §17, anchor_bindings §20, VC/SD-JWT export…
Digital Trade / MLETR Guide Hub
OpenChainGraph Digital Trade / Electronic Trade Documents (MLETR). 4 tools + 8 dtc-* chains for the MLETR / eBL / eUCP / eURC / URDTT ecosystem: eBL enforceabil…
Using OpenChainGraph with Ed25519: Integration Guide
How to generate, store, and rotate Ed25519 key pairs for OpenChainGraph v0.3 audit_signature envelopes. Sign artifacts in-browser with WebCrypto, verify indepen…
Fair Lending & Adverse Action Guide Hub
OpenChainGraph guide hub: Fair Lending & Adverse Action (cluster 22). 7 tools (ART-227-233): adverse action notice validation and build, disparate impact me…
Insurance STP & Underwriting Guide Hub
OpenChainGraph guide hub: Insurance STP & Underwriting (cluster 23). 7 tools (ART-251-257): parametric trigger payout, cat bond trigger terms, life illustra…
Using OpenChainGraph with in-toto Envelopes
How to wrap OpenChainGraph v0.3 artifacts in DSSE in-toto envelopes, sign with Ed25519, verify independently, and compose with Sigstore, Cosign, and SLSA Level…
Using OpenChainGraph with ISO 20022
OpenChainGraph v0.3 ISO 20022 alignment guide. Overlay ISO 20022-aligned financial payload fields on OCG artifacts (instructed_amount, debtor/creditor LEI, BICF…
MiCA CASP Lifecycle Guide Hub
OpenChainGraph MiCA CASP Lifecycle Conformance. 8 tools (ART-98–105) + 8 mica-* chains covering Title-V authorization readiness (Arts 59-63), Art 67 own-funds c…
US Mortgage Compliance Guide Hub
OpenChainGraph guide hub: US Mortgage Compliance Core (cluster 21). 6 tools (ART-215-220): Reg Z Appendix J APR solver, TRID tolerance cure, TRID APR accuracy,…
Using OpenChainGraph with the Open Knowledge Format: Integration Guide
Complement OpenChainGraph v0.3 provenance artifacts with an OKF companion bundle: auto-generated concept documents that map graph edges to markdown links. Conte…
Using OpenChainGraph with OpenTelemetry: Integration Guide
Map OpenChainGraph v0.3 decision chains to OpenTelemetry distributed traces. execution_hash → spanId, parent_hashes[0] → parentSpanId, root → traceId. Adapter f…
Post-Quantum Cryptography Guide Hub
OpenChainGraph Post-Quantum Cryptography Protocol Migration Suite. Protocol-specific PQC migration across TLS/PKI, SWIFT/ISO 20022, FIDO2/WebAuthn, and blockcha…
Profile Conformance
OpenChainGraph v0.3.1 profile-conformance guide. Declare ISO 20022 (and other) profile conformance with W3C dct:conformsTo + dereferenceable profile URIs, retai…
Using OpenChainGraph with W3C PROV-DM
Remittance Corridors and Stablecoin Economics
Guide to CFPB Reg E subpart B disclosure arithmetic, World Bank RPW corridor cost benchmarking, and stablecoin corridor economics (Felix/Circle USDC case study)…
Revenue Operations STP Guide Hub
OpenChainGraph Revenue Operations STP guide hub (cluster 25). 4 tools (ART-264–267): commission hierarchy validation, ASC 340-40 amortization (practical expedie…
Robinhood Chain: ChainGraph Workflow Guide · AINumbers.co
OpenChainGraph tools for Robinhood Chain (Arbitrum Orbit, BoLD fraud proofs, ERC-8056 tokenized stocks). Seven verified chains covering multiplier reconciliatio…
Sanctions, Export-Control & Bank KYB Guide Hub
OpenChainGraph Sanctions, Export-Control & Bank KYB Screening Conformance Suite. 10 tools (ART-90–97, ART-268–269) + 9 chains covering OFAC/EU/BIS 50%-rule…
EU/UK/CH T+1 & CSDR Settlement Discipline Guide Hub
OpenChainGraph guide hub: EU/UK/CH T+1 & CSDR Settlement Discipline. 8 tools (ART-77–84) + 8 sd-* chains. CSDR cash penalties 1 bp/day equity, 0.50 bp/day SSA.…
Tempo Network Workflow Guide · AINumbers.co
Free browser-based workflows for teams building on Tempo, the payments-first L1 from Stripe and Paradigm. Business-case modeling, GENIUS Act and MiCA issuance c…
US Treasury Clearing (FICC) Guide Hub
OpenChainGraph US Treasury central clearing (FICC). 4 tools + 9 tcm-* chains for the SEC clearing mandate: access-model selection, FICC VaR margin & netting, FI…
Wholesale Tokenized Settlement Guide Hub
OpenChainGraph guide hub: Wholesale Tokenized Settlement (cash & cross-network layer). 4 tools + 8 wts-* chains: deposit-token compliance, settlement-asset fina…
OCG
OpenChainGraph Infrastructure
45 entriesSpec, verifier, explainer, and utility pages supporting the OpenChainGraph standard.
–Agreement Acceptance Receipt Flow (ACCEPT-API)
How-to: an agent closes a mutual NDA with court-checkable artifacts by composing two shipped nodes, assemble_mutual_nda (ART-276) and bind_agreement_acceptance…
OCG Receipts & EU AI Act Article 12 Record-Keeping: Mapping · AINumbers
A field-by-field mapping of OpenChainGraph v0.4 execution receipt members to the EU AI Act's Article 12 record-keeping (automatic logging) requirements, with ga…
How AIN Bridge Works , Interactive Explainer · AINumbers
Three-capability interactive walkthrough of the AIN Bridge v1.0 , prefill deep-links, Policy Mandate intake, and composer postMessage messaging. Client-side, ze…
MT9xx to camt Statement Migration Mapper · ART-563 · OpenChainGraph · AINumbers.co
Maps a pasted Swift MT900/910/940/942/950 statement or notification message to a camt.052/053/054-shaped JSON mapping object, plus a fidelity report covering tr…
UCP Checkout Payload Lint · ART-564 · OpenChainGraph · AINumbers.co
Lints a Universal Commerce Protocol (UCP) checkout resource against the schema pinned at tag v2026-04-08. Verdict CONFORMANT, NONCONFORMANT, or UNKNOWN_VERSION,…
KYA Credential × x402 Payload Scope Verifier · ART-565 · OpenChainGraph · AINumbers.co
Cross-checks a declared KYA (Know Your Agent) credential's scope, spend cap, allowed networks/assets, payee allowlist, validity window, scope strings, against a…
IOLTA Three-Way Trust Reconciliation · ART-566 · OpenChainGraph · AINumbers.co
Recomputes the monthly client-trust three-way close: bank statement (adjusted for outstanding items) vs trust ledger vs sum of per-client ledgers, with per-clie…
Securitization Trustee-Report Waterfall Recomputation · ART-568 · OpenChainGraph · AINumbers.co
Recomputes a securitization priority-of-payments waterfall for one stated period from your own tier list and period collections, then compares the result agains…
Muni Arbitrage Spending-Exception Checker · ART-569 · OpenChainGraph · AINumbers.co
Tests whether a tax-exempt bond issue's declared expenditure schedule satisfies the IRC section 148 / Treas. Reg. 1.148-7 6-month, 18-month, or 24-month spendin…
UCP 600 / ISBP 745 Document Examination Assembler · ART-570 · OpenChainGraph · AINumbers.co
Recomputes an LC document examination from structured fields the checker has transcribed off the presentation: Art. 14(c) presentation timing, Art. 14(b) examin…
Lease Schedule Recompute – ASC 842 / IFRS 16 · ART-571 · OpenChainGraph · AINumbers.co
Recomputes lease PV, liability, and ROU amortization schedules under ASC 842 and IFRS 16 side by side from a declared discount rate and payment schedule. Runs t…
Multi-Garnishment Stacking Recomputation · ART-572 · OpenChainGraph · AINumbers.co
Recomputes how much of an employee's disposable earnings each garnishment order in a stack may lawfully withhold this pay period, then compares it against a not…
Section 16(b) Short-Swing Profit Recomputation · ART-573 · OpenChainGraph · AINumbers.co
Recomputes a Section 16(b) short-swing profit figure from a caller-declared transaction list using the lowest-in/highest-out matching construction, and compares…
OpenChainGraph Verified Build: Conformance Badge Program
Criteria, registry, and badge asset for the OpenChainGraph Verified Build program: a self-declared-with-evidence conformance mark tied to the OCG v0.4 §15 gate…
Decision Boundary Explorer · OpenChainGraph · AINumbers.co
Sweep a numeric input or two through a live compliance node or gated workflow and see exactly where the decision flips. Renders the outcome surface as an SVG ch…
OpenChainGraph Suite: AINumbers
200 client-side, zero-egress Policy-Mandate-emitting decision chains with verifiable SHA-256 execution hashes. Agentic payments, capital & liquidity, regulatory…
Checklist Definition Builder, OpenChainGraph, AINumbers
Author a checklist or SOP definition as a signed, hash-anchored OpenChainGraph document. Steps, evidence requirements, and blocking gates, exported client-side…
Checklist Fixture Library, OpenChainGraph, AINumbers
Three sample checklist definitions covering permit-to-work operations, SOC 2 evidence collection, and stablecoin issuer disclosure prep. Load any of them straig…
Checklist Run Executor, OpenChainGraph, AINumbers
Run a checklist or SOP definition step by step. Every completed step emits a hash-chained receipt; the finished run emits a Merkle-rooted run receipt, offline-v…
Checklist Run Verifier, OpenChainGraph, AINumbers
Paste a checklist run bundle and check every step receipt's hash chain and the run's Merkle root. A tampered step is named exactly, offline, client-side.
OCG Conformance Gate: free client-side OpenChainGraph v0.4 checker
Free, static, client-side checker that runs the applicable subset of the OpenChainGraph v0.4 SPEC.md §15 gate suite against a submitted artifact, entirely in yo…
Learn OpenChainGraph: Explainers, Specs & Integration Guides
The OpenChainGraph education hub. Short descriptions and links to every explainer, the technical specification and white paper, the compute-integrity deep dive,…
Human Accountability in OpenChainGraph, Explainer
How OpenChainGraph §27 records which named human took responsibility for a result: closed accountability roles, SCITT-style approval records over a subject exec…
in-toto Layout Composer, OpenChainGraph, AINumbers
Author an in-toto supply-chain layout in-browser: steps, artifact rules, authorized functionaries, threshold, inspections. DSSE-signed and exported client-side…
in-toto Link Builder & Verifier, OpenChainGraph, AINumbers
Build a DSSE-signed in-toto link or in-toto attestation statement from drag-drop file hashing, and verify a layout against links offline in your browser.
How the Kernel VM Works · OpenChainGraph · AINumbers.co
Same JS, three runtimes, one hash: how a ChainGraph kernel runs identically in the browser, inside a sandboxed QuickJS-ng WebAssembly VM, and inside a risc0 zkV…
Kernel VM · OpenChainGraph · AINumbers.co
Run a ChainGraph decision kernel's compute(policy_parameters) inside a sandboxed, deterministic, in-browser QuickJS-ng VM under the ocg-deterministic-compute@2…
OpenChainGraph Chain Builder , Learn How Workflows Chain (Educational)
An educational, hands-on tool for students and newcomers: click-to-compose a multi-step compliance workflow and watch parent_hash provenance wire up, then compa…
Using OpenChainGraph with Export Profiles , Integration Guide
Render verified OpenChainGraph artifacts as xlsx, csv, pdf, and xbrl with v0.4 Export Profiles. The chaingraph_export umbrella, the export_artifact MCP tool, an…
OCG Creative & Industry Application Concepts
OpenChainGraph (OCG) application concepts across generative art, gaming, narrative, AI agents, physical installations, payments infrastructure, scientific compu…
OpenChainGraph Integration Guide , AINumbers
How to implement, self-certify, and badge an OpenChainGraph v0.4 tool. Artifact envelope schema, SHA-256 canonicalization, conformance suite, and worked example…
The Compliance Audit , Two Worlds · OpenChainGraph
Side-by-side: how compliance decisions are proved today (email chains, PDFs, version drift) versus with OpenChainGraph (hash-linked artifacts, instant verificat…
OpenChainGraph Sandbox , Live Artifact Editor & Tamper Lab
Edit an OCG v0.3 artifact live and watch the execution_hash recompute in your browser. Tamper with fields and see exactly why the fingerprint breaks. No server.…
OCG Verify Badge: Embed Demo & Fixtures
Embeddable OCG receipt verify badge: embed instructions, zero-egress and fragment-payload notes, and golden/tampered fixture proof.
How OpenChainGraph Works, Interactive Explainer
Twenty-two-stage interactive walkthrough of the OpenChainGraph v0.6 standard, SHA-256 hashing, parent_hash chains, MCP agent verification, cross-vendor trust, W…
OpenChainGraph: Browser-Native, Hash-Anchored Provenance for Verifiable Agent-Callable Decisions
A technical white paper on OpenChainGraph (OCG), an open standard for deterministic, hash-anchored, agent-callable decision artifacts that recompute in the brow…
OpenChainGraph Standard v0.4: Technical Specification
Public-Money Evidence, an OpenChainGraph Explainer
When the full record of a public payment lives inside the operator's own system, what can an outside audit authority actually verify? An animated, panel-by-pane…
GENIUS Continuous Reserve Watch
OpenChainGraph GENIUS Continuous Reserve Watch: a receipted weekly monitor that runs the check_genius_reserve_disclosure kernel (art-275), signs a receipt refer…
RFP Evidence Desk: Bind Government-Payments RFP Requirements to OCG Artifacts · AINumbers.co
Type or paste a government-payments RFP requirement list, drop the OpenChainGraph artifacts that answer it, and get a print-ready evidence annex: each requireme…
Settlement Asset Lifecycle, an OpenChainGraph Explainer
Settlement asset models are not interchangeable. A direct or two-tier CBDC has no backing set to check at all, while a reserve-backed stablecoin's backing is a…
STP and Auto-Decisioning (OCG): Machines Decide Inside the Mandate, Humans See the Exceptions
How OpenChainGraph gated chains let a machine make routine regulated decisions end to end, under a signed human mandate, while every exception still lands in fr…
OpenChainGraph Artifact Verifier , AINumbers
Verify the execution_hash of any OpenChainGraph v0.4 artifact. Client-side SHA-256 verification , no data leaves your browser.
Why OpenChainGraph: Prior Art, Positioning & Why Now
Is OpenChainGraph actually new? A candid comparison to in-toto, SLSA, OpenLineage, AP2, and verifiable-AI: what OCG borrows, what's genuinely novel, why the pie…
Compute-Integrity (OCG §18): Proving a Financial Calculation Ran the Way It Claims
How OpenChainGraph §18 compute-integrity proofs work, with the math and code for each step, why they matter for regulated financial computation, and what we lea…
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Anchor Suite
6 pages · anchor.ainumbers.coBrowser-based document timestamping at anchor.ainumbers.co. Hash any file locally with WebCrypto SHA-256, send the hash to independent RFC 3161 timestamp authorities, and verify the receipt forever. Supports OCG v0.7 §20 anchor_bindings for decision artifacts. No file leaves your browser.
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