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⚠ Synthetic Aggregate Data Only
All inputs are synthetic aggregates about your book of business, not individual policyholder data. Do not enter names, policy numbers, company names, or any identifying information. This tool models portfolio-level accumulation; it never needs (and must never receive) record-level data.
A: Book Composition (aggregate inputs only)
Count of cyber policies in force
Used for severity band scaling
Skews the effective severity band
Applies a published sector severity multiplier
Self-insured retention
For loss ratio stress
Maximum possible loss to the portfolio; the PML denominator
Coverage Trigger Mix: must sum to 100%
Trigger mix total100%
B: Scenario Parameters
Share of book that co-moves in a systemic event
C: Tail Risk Summary
D: PML Heat Map · Scenario × Return Period
Each cell shows combined-adjusted PML in $M (top) and % of aggregate limit (bottom). Cells are colour-coded: green <10% · amber 10–25% · red 25–40% · deep red >40% of aggregate limit.
E: Attritional Expected Loss & Loss Ratio Stress
F: Concentration Indicators
G: Stress Test Panel
H: Caveats & Model Limitations