Cat-16 · T483 · EU Consumer Credit · CCD2 Annex II

CCD2 SECCI Disclosure Generator

Generate and validate all mandatory fields for the Standard European Consumer Credit Information (SECCI) form per CCD2 Annex II (Directive (EU) 2023/2225). Covers lender identity, credit amount and conditions, APR, total repayable, optional insurance costs, early repayment rights, and right-of-withdrawal. Applies from 20 Nov 2026.

CCD2 · Annex II SECCI APR · Total repayable Applies 20 Nov 2026 Zero PII · Client-side
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Product & Lender Basics (SECCI Part A)
Required: SECCI Annex II §1: creditor identity
National Competent Authority supervising the lender
Credit Terms (SECCI Part B & C)
CCD2 Art. 2(1): scope €200–€100,000
Fixed or variable: state on SECCI
CCD2 Annex II §3: includes all credit costs; must be shown prominently
CCD2 Annex II §4: total of credit + total cost
Optional & Rights Disclosures (SECCI Parts D–G)
SECCI Field Checklist: Annex II Required Fields
SECCI FieldValue / StatusComplianceAnnex II Ref