T431 · WealthTech · Cat-27

Advisory Fee Disclosure Builder (RDR / MiFID II)

Build a compliant adviser fee disclosure for retail investment clients under UK RDR / MiFID II Article 24(4) unbundling rules. Aggregates initial and ongoing charges into a total cost projection with 5-year compounding drag analysis, SVG line chart, and fee breakdown pie chart.

UK RDR / MiFID II Art.24(4) FAMR / FCA Benchmarks v1.0 · May 2026

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Client & Portfolio

AUM / Investment Amount (£/€)

Jurisdiction

Investment Horizon (years)

Expected Gross Annual Return (% p.a.)

Initial (One-Off) Charges

Initial Advice Fee

Enter % of AUM (e.g. 1 for 1%)

Platform Setup / Transfer Charge (£/€ flat)

Dealing / Transaction Charge per Trade (£/€)

Number of Initial Trades

Ongoing Annual Charges (% p.a. of AUM)

Ongoing Adviser Charge (% p.a.)

Platform / Custody Charge (% p.a.)

Fund Charge / OCF (% p.a.)

DFM / Managed Portfolio Charge (% p.a., if applicable)

Total Cost Summary

Year-by-Year Projection

Portfolio Value: Gross vs Net (After Charges)

Fee Category Breakdown

Compounding Drag Illustration

FCA / FAMR Benchmark Comparison

Compliant Disclosure Text Block

Agentic Payments Protocol v1.0 · mandate_type: advisory_fee_disclosure