Cat-13 · T135 · B2B Payments & Working Capital

Supplier Payment Terms Optimiser

Model the NPV of early payment discounts against your cost of capital across supplier tiers. Greedy-selection algorithm identifies the optimal subset of suppliers to pay early given a liquidity budget. Outputs DPO crossover analysis and working capital memo.

DPO Optimisation NPV Analysis Zero PII Client-Side
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Global Parameters
WACC or hurdle rate (e.g. 8.0 = 8%)
Max cash available for early payments per month
Used for after-tax NPV calculation
Supplier Tiers & Payment Terms
Supplier Name Monthly Spend ($) Standard DPO Early Pay Days Discount Rate (%) Tier
Optimisation Results — Supplier Breakdown
Working Capital Memo