Tool 78 · Ops & Monitoring

Smart Routing Advisor —
Payment Rail Decision Engine

7-step wizard that collects your payment scenario parameters and recommends the optimal rail with a scored comparison matrix, settlement timeline chart, and plain-English decision rationale. ACH, FedNow, RTP, Fedwire, SWIFT, SEPA, FPS, PIX, and UPI. All logic is rule-based and in-browser.

Zero PII · Client-Side Only 11 Rails · 5 Scoring Dimensions Decision Engine Exports CSV · Markdown · JSON
Payment Scenario Wizard
1Amount
2Route
3Urgency
4Pattern
5Revoke
6Cost
7Context
Payment Amount & Currency
Routing Recommendation
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Complete the 7-step wizard
Answer each question about your payment scenario and click "Get Recommendation" to see the optimal rail with a full scored matrix and decision memo.