Insurance · T679 · ORSA Readiness Pack

ORSA Readiness Pack

Deterministic readiness arithmetic over inputs you declare, checked against the duties inserted into Solvency II by Directive (EU) 2025/2: the at-least-two long-term climate scenarios of Article 45a(2), an orderly transition consistent with temperature goals and a disorderly transition, and the liquidity risk management plan of Article 144a(2). The page computes the missing scenario set, the liquidity-plan flag, and an overall READY or NOT_READY verdict. Every scenario, flag, and reference here is yours: the page holds no undertaking data, no scenario engine, and no clock.

⚠ This is a readiness checker over caller-declared synthetic inputs. It is not legal advice, not a materiality assessment, not a determination that any undertaking's ORSA satisfies Directive (EU) 2025/2, and not a supervisory submission: nothing is filed anywhere. Materiality under Article 45a(1) and the content of your scenario work are judgements that belong to the undertaking and its board alone. An absent or invalid input is refused fail-closed and named, never silently repaired. Documentary deadline carried on this page, not computed: transposition by 30 January 2027.
Art 45a(2) · Two Climate Scenarios Art 144a(2) · Liquidity Plan Zero PII Client-Side · No Filing
🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.
Climate Scenario Sets (declared, synthetic)
Required Scenarios (comma-separated)
Scenarios Run (comma-separated)

Both sets are declared inputs, never fetched. Article 45a(2) names two long-term scenarios where exposure to climate change risks is material: (a) global temperature increase remaining below two degrees Celsius, the orderly transition; (b) significantly higher than two degrees Celsius, a disorderly transition. This page checks your declared required set against your declared run set; it does not assess materiality under Article 45a(1).

Liquidity Plan and Optional Records (declared)
Liquidity Plan Documented
Capital Contingency Note (optional)
Board Sign-off Reference (optional)

Article 144a(2) requires a liquidity risk management plan covering short-term liquidity analysis, projecting incoming and outgoing cash flows against assets and liabilities. Declare whether such a plan is documented. The optional note and reference are echoed into the trace verbatim, never defaulted.