T344 · RWA · DLT & Tokenization · AP2 Export

RWA Tokenized Asset Securities Jurisdiction Mapper

Maps a tokenized real-world asset (RWA) to its likely regulatory classification and applicable framework across the EU, US, UK, UAE, and Singapore. With the RWA tokenization market at $29B+ (2026), the blocking compliance question is: is your token a security (SEC), commodity (CFTC), e-money (MiCA), crypto-asset (MiCA), or payment stablecoin (GENIUS Act)? This tool provides a jurisdiction-by-jurisdiction classification matrix.

$29B+ RWA Market 2026 MiCA · SEC · CFTC · GENIUS Act 5 Jurisdiction Matrix · Howey Test Client-Side · Zero PII · CC BY 4.0

Scope note: This tool applies simplified heuristic classification based on publicly disclosed token characteristics. It does not constitute legal advice. Regulatory classification of tokenized assets is highly fact-specific and jurisdiction-dependent. Engage qualified legal counsel before any token issuance or distribution.

🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.

Step 01 Asset Class & Token Structure

Asset class being tokenized

Issuer type

Token yield / return structure

Token holder rights

Step 02 Market Structure & Distribution

Secondary market trading intended?

Primary target jurisdiction

Investor type targeted

Token supply structure

RWA Token Regulatory Classification Matrix

HEURISTIC · NOT LEGAL ADVICE

Jurisdiction-by-Jurisdiction Classification

Jurisdiction	Regulator	Likely classification	Primary framework	Pathway / exemption	Key requirement

Compliance Flags

Key Compliance Considerations

AP2 v1.0 · @ainumbers.co/rwa-jurisdiction-mapper-v1

Regulatory Sources

[1]EU MiCA Regulation (EU) 2023/1114 — Markets in Crypto-Assets: ART, EMT, and other crypto-asset classifications; effective June 2024 / January 2025

[2]US Securities Act 1933 / Howey Test (SEC v. W.J. Howey Co., 328 U.S. 293 (1946)) — investment contract test for token security classification

[3]CFTC Commodity Exchange Act §1a(9) — commodity definition; CFTC jurisdiction over commodity derivatives and spot crypto

[4]UK FCA Perimeter Guidance PS19/22 — cryptoasset classification: security tokens, e-money tokens, and unregulated tokens

[5]GENIUS Act (enacted 2025) — payment stablecoin definition, PPSI framework; MiFID II Directive 2014/65/EU — financial instrument definition

[6]IOSCO Tokenized Asset Recommendations (2024) — cross-border framework; ADGM COBS / DFSA CIR for UAE; MAS PS Act 2019 (Singapore)