Design, preview, and validate customer-facing Open Banking consent dashboards across UK OBIE, EU PSD3/PSR, and US CFPB 1033. Generate compliance checklists and export to SVG, Markdown, or JSON. Browser-only — all synthetic data, zero PII.
Side-by-side reference for the three major Open Banking consent and permission dashboard frameworks.
| Dimension | UK OBIE | EU PSD3/PSR | US CFPB 1033 |
|---|---|---|---|
| Regulation | FCA / CMA Order 2017 | European Commission / EBA | CFPB (12 CFR Part 1033) |
| Live Status | Live since 2018 | Finalising 2026–2027 | Phased 2026–2030 |
| Dashboard Mandate | CBPII dashboard mandated; CMA9 covered | Yes — Article 68 PSR; all ASPSPs | Yes — §1033.31(c); phased by asset size |
| Consent Max Duration (AIS) | 90 days | 90 days | No fixed limit (FDX recommended: 1 year) |
| SCA Re-auth Interval | 90-day rule (UK SCA-RTS) | 90-day rule (EBA RTS Art. 10a) | Not mandated federally |
| Scope Standard | OBIE PermissionCodes v3.1 | PSD3 Annex II data categories | FDX data clusters v5.2 |
| Revocation Window | Immediate | Immediate + irrevocable | Effective within 24 hours |
| TPP Registry | FCA Register | National NCA EBA directories | CFPB DataHub (planned) |
| Consent Artifact | OBReadConsent1 JSON object | PSD3 authorisation object | FDX ConsentGrant object |
| Last Access Timestamp Required | Not mandated in v3.1 | Yes — Article 68(2)(c) PSR | Recommended (FDX) |
| Audit Trail Requirement | Implied by FCA rules | Explicit — full consent history | Retained 7 years per BSA |
| Cross-border TPP Support | EEA passporting ended (Brexit) | Full EEA passporting under PSD3 | No passporting; state-by-state |
| Scope for Screen-Scraping Ban | Effective (dedicated interfaces required) | Effective | Post-Oct 2026 (large FIs) |
| First Covered Institutions | CMA9 banks (live) | All authorised ASPSPs | Assets > $500B → Apr 2026 |
| Data Holder Liability | PSR 2017 liability framework | PSD3 Articles 72–74 | CFPB enforcement + UDAAP |
Export the current configuration as SVG diagram, Markdown compliance memo, or JSON for developer handoff.