Platform MTL Licensing Risk Mapper

Assess US state money transmission licensing (MTL) requirements by business model, transaction type, volume, and customer geography. Flag states requiring MTL, states with agent-of-payee exemptions, and states with MSB registration overlap. Exports compliance Policy Mandate JSON.

MTL US States Policy Mandate Export Zero PII Client-Side

Scope & reliance — 🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only. Embedded rates, thresholds, and regulatory citations are static reference values that may age — verify against current primary sources and your own data before relying on any output for commercial, legal, or compliance decisions. Deterministic logic · no inference · zero PII · CC BY 4.0.

Platform Configuration

Business Model

Primary Transaction Type

Monthly Transaction Volume (USD)

Agent-of-Payee Arrangement?

Select Customer States

Select states and click Map MTL Risk