AP2 BaaS Infrastructure Mandate Builder

Translate BaaS programme controls, settlement policies, and compliance obligations into a structured, validated Policy Mandate JSON ready for MCP runtime agent ingestion. Configure FBO structure, settlement windows, active compliance controls, spending limits, velocity rules, dispute escalation thresholds, and reserve policy. Outputs Policy Mandate JSON, human-readable policy summary, and structured agent instruction set.

AP2 Agentic BaaS Policy Zero PII Client-Side v1.0

Scope & reliance — 🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only. Embedded rates, thresholds, and regulatory citations are static reference values that may age — verify against current primary sources and your own data before relying on any output for commercial, legal, or compliance decisions. Deterministic logic · no inference · zero PII · CC BY 4.0.

Mandate Configuration

Programme Identity

BaaS Provider Name

Fintech Programme Name

FBO Account Structure

Settlement Window

Card Network

Compliance Controls Active

Reg E (Electronic Fund Transfers) UDAAP (Consumer Protection) PCI DSS v4.0 BSA / AML Programme OFAC Sanctions Screening Card Network Programme Rules

Spending & Velocity Limits

Single Transaction Limit (USD)

Daily Spend Limit per User (USD)

Max Transactions per Hour (velocity)

Card-Not-Present (CNP) Daily Limit (USD)

Reserve & Dispute Policy

Reserve Requirement (% of outstanding)

Auto-Dispute Escalation Threshold (USD)

Disputes above this amount auto-escalate to compliance team

Chargeback Win-Rate Target (%)

Configure programme controls and click Build AP2 Mandate