OpenChainGraph Suite · ART-403 · Debt Collection · Reg F 12 CFR 1006.34

Debt Validation Notice Completeness Checker

Checks a debt-validation-notice content-element checklist against Regulation F 12 CFR 1006.34 (the Model Form B-1 element set) and computes the 30-day validation-period response-window math from a declared mailing date under a declared mailing-to-receipt assumption.

12 CFR 1006.34 Model Form B-1 Collections Compliance Family

🔒 All checking runs locally in your browser. No data is transmitted. Do not enter real consumer data — use synthetic or anonymised inputs only.

⚠ ASSERTED-LABELLING NOTE: this checks that declared elements are present and well-formed, not that disclosed amounts are accurate. The assumed-received date is a DECLARED convention, not a statutory presumption of actual receipt.

Validation-notice elements (check = complete)

Response-period inputs

Notice mailed date Declared mailing-to-receipt assumption, days Itemization date ("as of" date for the itemized current amount)

Element gaps

Response-period math

Execution Hash (SHA-256)