Cat-13 · T154 · B2B Payments & Platform Operations

Virtual Account Structure Simulator

Design notional pooling and virtual account structures. Configure account hierarchy, interest netting logic, balance concentration rules, and multi-currency overlay. Model interest benefit under pooling vs. standalone, settlement delay implications, and reconciliation event count.

Virtual Accounts Notional Pooling Interest Netting Zero PII Client-Side v1.0
Scope & reliance — 🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only. Embedded rates, thresholds, and regulatory citations are static reference values that may age — verify against current primary sources and your own data before relying on any output for commercial, legal, or compliance decisions. Deterministic logic · no inference · zero PII · CC BY 4.0.
Pool Configuration
Rate earned on net pool balance
Rate if accounts held individually
Sweep excess above this to header account
Account Portfolio
Account Name Entity / Subsidiary Currency Avg Daily Balance (USD equiv.) Debit / Credit Daily Transactions