OpenChainGraph · MMS-03 · Wave 3 · Zero-Egress

APP Fraud Graph Simulator

Monte Carlo BFS simulation of Authorised Push Payment fraud propagation across a payment account network. Models mule account activation, victim reachability, and PSR reimbursement exposure. UK PSR Oct 2024 · SEPA Instant SCT · EBA fraud monitoring guidelines.

v1.0.0 aml_rule Monte Carlo BFS Wave 3 Zero-Egress
🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.
Topology Preset
Retail Network
20 accounts · 2 mule seeds · low-value consumer payments
20 nodes · £500–£5k avg txn
Corporate Sweep
12 accounts · 1 mule · high-value invoice redirect fraud
12 nodes · £20k–£200k avg txn
Mule Dense
30 accounts · 6 mule seeds · dense interconnection
30 nodes · mixed value
50–2000 simulation paths
Per-hop fraud detection probability
UK PSR reimbursement cap (Oct 2024: £85k)
Ready
Fraud Propagation Verdict
P(Fraud Reach) by Nodeprobability fraud propagates to each account
Exposure Distributionsimulated loss at risk per path
Export