Configuration
Scope & reliance — 🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only. Embedded rates, thresholds, and regulatory citations are static reference values that may age — verify against current primary sources and your own data before relying on any output for commercial, legal, or compliance decisions. Deterministic logic · no inference · zero PII · CC BY 4.0.
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About this tool
All-in cost = FX margin (bps × notional) + fixed fees (correspondent fee + SWIFT message fee + lifting charge + beneficiary charge). Cost components are indicative industry averages derived from World Bank RPW data and published fintech pricing as of Q1 2026.
Stablecoin costs are on-chain settlement estimates (blockchain transaction fees excluded; settlement network fee included). Legal and compliance costs of stablecoin use are not modelled.
- World Bank Remittance Prices Worldwide — Q4 2025 corridor data
- BIS CPMI — Cross-border payments monitoring framework 2024
- G20/FSB — Cost target: <1% by 2027
Corridor Cost Ranking
| # | Method | FX Margin | Fixed Fees | All-In Cost | All-In % | G20 Target |
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