Cat-25 · T272 · Payment Compliance & Merchant Obligations
v1.0

Payment Surcharging Compliance Navigator

Determine whether surcharging is permitted, banned, or cost-capped for your merchant jurisdiction and payment method combination. Covers EU/PSD2 prohibition on consumer card surcharges, UK PSR cross-border rules, US state-by-state variations, and Australia's RBA surcharging cap — all in one tool.

Merchant Multi-Jurisdiction PSD2 · PSR · RBA Zero PII Client-Side
Scope & reliance — 🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only. Surcharging rules are complex, jurisdiction-specific, and change frequently. This tool reflects rules as of June 2026. Always verify against current legislation, card network rules (Visa/Mastercard operating regulations), and legal advice before implementing or adjusting surcharging. Not legal advice. Deterministic logic · no inference · zero PII · CC BY 4.0.
Merchant Profile
Operating Jurisdictions (select all that apply)