Complete toolkit for navigating the GENIUS Act (Guiding and Establishing National Innovation for US Stablecoins Act). Covers payment stablecoin definition compliance, licensing path selection, reserve stress testing, disclosure requirements, issuer classification, reserve attestation, and AML/sanctions obligations. All 7 tools run entirely in your browser — no account, no data transmission.
Seven standalone browser tools covering every layer of GENIUS Act compliance — from initial classification through licensing, reserve management, and ongoing disclosure obligations. All tools run in your browser with no account required.
Map your entity type to the correct issuer category under GENIUS Act §3. Determines whether you qualify as an insured depository institution, OCC national trust, state-licensed issuer, or federally qualified nonbank. Outputs classification rationale and initial obligations checklist.
Open ToolStep-by-step checklist for completing monthly reserve attestation requirements under GENIUS Act §8. Verifies auditor eligibility, reserve asset categories, segregation requirements, and regulatory filing obligations. Exports a compliance Policy Mandate JSON for your audit pipeline.
Open ToolDefines the BSA/AML and OFAC sanctions compliance programme required for your stablecoin issuance under GENIUS Act §11 and FinCEN guidance. Inputs your customer types, transaction volumes, and geographic exposure. Outputs a tailored AML programme scope and OFAC screening requirements.
Open ToolTests your issuer structure against the GENIUS Act §2 statutory definition of a "payment stablecoin". Per-element compliance matrix (redemption, reserve, issuer eligibility, volume threshold), licensing path eligibility analysis, risk flags, and Policy Mandate JSON. The essential first compliance check for any new stablecoin issuer.
Open ToolRoutes stablecoin issuers to the correct GENIUS Act §3 licensing pathway based on entity type, domicile, volume, and existing charter. Recommends OCC national trust, state-approved regime, or federally qualified nonbank path. Outputs timeline estimate, capital requirements, and key obligations per path.
Open ToolModels reserve adequacy under redemption surge and market shock scenarios per GENIUS Act §4. Inputs: total issuance, reserve composition, redemption velocity, and asset haircuts. Outputs: days-to-zero reserve, stressed coverage ratio, §4 compliance flag, 4-scenario comparison table, and Markdown export.
Open ToolGenerates required reserve reports and public disclosures per GENIUS Act §8. Inputs: issuer parameters, attestation period, auditor type, reserve amounts by asset class. Outputs: structured public disclosure template, monthly reserve report outline, §8 compliance checklist, reporting schedule, and Policy Mandate JSON.
Open ToolLast reviewed: June 2026 · 7 tools · Category 23 · GENIUS Act & US Stablecoin · v1.0
Begin with T336 to map your entity to the correct GENIUS Act §3 issuer category. This classification determines your regulatory path, capital requirements, and supervisor.
Use T386 to test your stablecoin design against every element of the §2 statutory "payment stablecoin" definition. Confirm par redemption, reserve composition, and issuer eligibility before committing to a structure.
Use T387 to route to the correct licensing pathway — OCC national trust, state-approved regime, or federally qualified nonbank — based on your volume, domicile, and entity structure. Get timeline and capital estimates.
Before launch and periodically thereafter, run T388 to model reserve adequacy under Base, Moderate, Severe, and Extreme stress scenarios per §4. Confirm your reserve structure survives a 30-day run scenario.
Use T389 to generate §8 reserve disclosure templates and monthly report outlines. Use T338 to define your AML/sanctions programme scope. Integrate Policy Mandate JSON exports into your compliance agent pipeline.
End-to-end GENIUS Act compliance from issuer classification through reserve management, stress testing, and monthly disclosure. Start with T336 → T386 → T387.
Validate §2 definition compliance, build §8 disclosure documents, and generate Policy Mandate JSON for compliance audit pipelines. Use T386 → T389 → T337.
Integrate GENIUS Act compliance outputs via MCP manifest. All 7 tools expose structured Policy Mandate JSON for automated compliance agent pipelines.
Model reserve adequacy under stress scenarios per §4. Run T388 to simulate 4 stress levels, identify reserve gaps, and document §4 compliance status.
Route clients to optimal GENIUS Act licensing path. T387 provides timeline, capital, and obligation analysis for OCC trust, state, and Fed nonbank paths.
Scope BSA/AML programme requirements for stablecoin operations under §11. T338 maps customer types, transaction volumes, and sanctions screening obligations.
Tools in this hub are mapped to the following US regulatory frameworks. Verify current applicability with qualified legal counsel before relying on outputs for licensing or compliance decisions.
Guiding and Establishing National Innovation for US Stablecoins Act. §2 payment stablecoin definition, §3 permitted issuers, §4 reserve requirements (T-bills/repo/deposits), §8 disclosure/attestation, §10 consumer protections, §11 AML, §15 foreign issuer provisions.
OCC Interpretive Letter 1174 (stablecoin activities). National trust charter framework (12 C.F.R. Part 5). Capital adequacy standards. Permissible crypto-asset activities for national banks and federal savings associations.
Fed Regulation II stablecoin guidance. Federally qualified nonbank oversight under GENIUS Act §6. Payment system risk policy. Systemic importance designation under Dodd-Frank §804. Cross-border stablecoin flows.
Bank Secrecy Act (31 U.S.C. §5318): SAR/CTR filing, CDD/EDD, AML programme. GENIUS Act §11 AML requirements. FinCEN MSB registration for nonbank issuers. OFAC SDN and CAPTA screening for stablecoin redemptions.
Open T336 Issuer Classification Mapper to identify your GENIUS Act issuer category, then run T386 Compliance Checker to test your stablecoin design against every §2 definition element and identify which licensing paths are available to you.
Use T387 Licensing Path Selector to get a recommended path (OCC trust / state / federal nonbank), timeline estimate, capital requirements, and full obligations checklist. Export the Policy Mandate JSON for your licensing project plan.
Before finalising your reserve composition, run T388 Reserve Stress Test Modeller across four scenarios. Confirm your structure passes the §4 30-day run scenario and produces a coverage ratio ≥1.0× under severe stress.
Use T389 Disclosure Builder to generate §8 reserve reports and public disclosures. Use T337 Reserve Attestation Checklist for monthly filing preparation, and T338 AML Scope Builder to document your BSA/AML programme obligations.
All 7 tools expose structured Policy Mandate JSON outputs compatible with the AINumbers MCP manifest. Use the MCP tool definitions to integrate GENIUS Act compliance checks into agentic compliance pipelines.
| Tool ID | MCP Name | Input Schema (key fields) | Output |
|---|---|---|---|
| T336 | map_genius_act_issuer_classification | entity_type, charter_status, jurisdiction | issuer_category, §3_path, obligations_checklist |
| T337 | check_genius_act_reserve_attestation | reserve_composition{}, auditor_type, period | checklist_results{}, compliance_gaps[], policy_mandate_json |
| T338 | build_genius_act_aml_sanctions_scope | customer_types[], tx_volume_usd, geographies[] | aml_programme_scope{}, ofac_requirements{}, policy_mandate_json |
| T386 | assess_genius_act_payment_stablecoin_compliance | issuer_type, issuance_volume_usd, redemption_policy, reserve_pcts{} | definition_elements{}, path_eligibility{}, risk_flags[], policy_mandate_json |
| T387 | select_genius_act_licensing_path | entity_type, domicile_state, projected_issuance_volume_usd, existing_charter | recommended_path, timeline_months, capital_requirement, obligations[], policy_mandate_json |
| T388 | model_stablecoin_reserve_stress | total_issuance_usd, reserve_pcts{}, stress_redemption_pct_per_day, haircut_pct | days_to_zero, coverage_ratio_30d, sec4_pass, scenario_comparison[] |
| T389 | build_genius_act_disclosure_report | total_outstanding_usd, reserve_amounts{}, attestation_period, auditor_type | public_disclosure_doc, reserve_report_outline, checklist{}, policy_mandate_json |