GENIUS Act State vs. Federal Licensing Path Selector

Routes stablecoin issuers to the correct licensing pathway under the GENIUS Act. Enter your issuer profile and receive a recommended path (OCC national trust / federally qualified nonbank / approved state regulator), estimated timeline, capital requirements, and a checklist of key obligations per path.

GENIUS Act §3 OCC / Fed / State Timeline Estimates Policy Mandate Export Zero PII

Scope & reliance — 🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only. Regulatory timelines, capital thresholds, and state approval lists are based on the GENIUS Act as introduced/enacted; verify against current rulemaking and your legal counsel before commencing licensing activities. CC BY 4.0.

Issuer Profile

Issuer Entity Type

Domicile State

Projected Issuance Volume (USD) $10B threshold triggers mandatory federal oversight.

Existing Banking Charter

Preferred Primary Regulator

Target Go-Live (months from now)

Recommended Primary Path

Timeline & Capital Requirements

Key Obligations — Recommended Path

Alternative Licensing Paths