OpenChainGraph Suite · ART-217 · US Mortgage Compliance

TRID APR Accuracy Verifier

TRID APR accuracy check per Reg Z §1026.22(a). Verifies disclosed APR against actual APR within 1/8 percentage point tolerance for regular transactions or 1/4 pp for irregular transactions. APR understatement is a TILA violation; overstatement within tolerance is not.

Reg Z §1026.22(a) TRID APR 1/8 pp Tolerance Irregular Support

🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.

APR Comparison

Disclosed APR (%)

APR as disclosed on the Closing Disclosure (or revised LE).

Actual APR (%)

APR computed per Reg Z Appendix J (use ART-215 output).

Transaction Type (for tolerance determination)

Multiple advances?

Irregular payment periods?

Demand feature?

Accuracy Detail

Execution Hash (SHA-256)