Open Finance API Monetisation Calculator

Model revenue scenarios for data holders offering premium API access under FIDA. Revenue projections (annual and 3-year), tiered pricing margins, break-even analysis, and ROI comparison versus compliance-only approach. All calculations run in your browser.

FIDA Revenue Model Break-Even Analysis Markdown Export Client-Side · Zero PII

API Profile

Data Category

Estimated Monthly API Calls (all tiers) Total calls across all FIP customers per month

Infrastructure Cost per API Call (€) Server, gateway, security, and support allocation per call

Potential FIP Customers (data consumers)

Conversion Rate to Paid Tier (%)

Compliance-Only Annual Cost (€) Baseline FIDA compliance cost with no revenue generation

Tiered Pricing Model

Free Tier

Free Calls / Month

Compliance Overhead (€/yr)Support & governance cost per free FIP

Expected Free FIPs

Freemium / Standard Tier

Price per 1,000 Calls (€)

Monthly Call Allowance

Expected Standard FIPs

Premium Tier

Monthly Flat Fee (€)

Included Calls / Month

Expected Premium FIPs

Revenue Summary

3-Year Projection & Tier Breakdown

Year	Gross Revenue	Total Cost	Net Margin	Margin %	Cumulative Net

Tier	FIPs	Annual Revenue (€)	Annual Cost (€)	Margin (€)	Margin %

Break-Even & ROI vs Compliance-Only

Markdown Export