Cat-12 · T486 · AMLR / AMLD6 · 25% UBO Threshold

AMLR UBO Beneficial Ownership Mapper

Determine beneficial ownership under AMLR (Regulation (EU) 2024/1624) and AMLD6 (Directive (EU) 2024/1640). Maps ownership chains against the 25% shareholding/voting threshold, flags layered structures, trusts, foundations, and nominee arrangements, and generates required CDD steps. Applies 10 Jul 2027.

AMLR / AMLD6 · 25% Threshold Layered structures flagged Applies 10 Jul 2027 Zero PII · Client-side

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Entity Structure

Legal Entity Type

Highest direct/indirect ownership (% shares or voting)

AMLR / AMLD6: 25% threshold (Art. 62 AMLR for beneficial ownership definition)

Number of ownership layers

Each intermediate layer must be documented; >3 layers triggers enhanced review

Jurisdiction of entity

Ownership Complexity & Risk Flags

Nominee shareholders or directors in place

Bearer shares or bearer warrants issued

Trust structure: settlor / trustee / beneficiary mapping required

Foundation: founder / council / beneficiary mapping required

UBO is or may be a Politically Exposed Person (PEP)

UBO or intermediate entity in FATF high-risk or monitored jurisdiction

Discrepancy between register filing and entity CDD information (Art. 22 AMLR)

Entity not in EU/national UBO register: identify senior managing official