T433 · WealthTech · Cat-27
v1.0 · May 2026

Tax-Efficient Investment Wrapper Optimizer

Compare after-tax returns across ISA, SIPP, GIA (UK) and Roth IRA, Traditional IRA, 401k, Taxable (US). Model contribution limits, tax relief, withdrawal taxation, and 10/20/30-year after-tax portfolio projections.

WealthTech Cat-27 UK & US Client-Side Zero PII AP2 Export

Scope & Disclaimer — Illustrative projections only. Figures are based on simplified annual compounding models and the rules stated in the tool (2026 limits). Tax legislation is subject to change. Does not constitute regulated financial or tax advice. Consult a qualified adviser. Employer matching not modelled for 401k.

■ Investor Profile
£ per year (post-tax for ISA/GIA)
Best Wrapper for This Scenario
Year-by-Year Projection (Condensed)
Wrapper Values Over Time (SVG)
Key Wrapper Rules & Limits (2026)