Tool 89 · Cat-6 · Treasury, Strategy & Revenue

Working Capital Cycle Optimizer & CCC Stress Lab

Model DSO + DIO − DPO · AR/AP/Inventory aging ledgers 1,000 deterministic permutations Project 30-day cash gaps Export Policy Mandate JSON + CFO memo Client-side · Zero PII

v1.0

Scope & reliance — 🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only. Embedded rates, thresholds, and regulatory citations are static reference values that may age — verify against current primary sources and your own data before relying on any output for commercial, legal, or compliance decisions. Deterministic logic · no inference · zero PII · CC BY 4.0.

A · Accounts Receivable Aging Upload CSV

Bucket	Amount ($)	Collect. Rate %
0–30d
31–60d
61–90d
91–120d
120d+

DSO Target (days)

B · Accounts Payable

Avg Invoice Value ($)

Current Outstanding ($)

DPO Target (days)

Early payment discount available

C · Inventory

Inventory Value ($)

DIO Target (days)

Financing Cost (% annual)

D · Stress Scenario Sliders

DSO Compression0 days

DPO Extension0 days

Dynamic Discount Capture0%

FX Shock Adjustment0%

Overdraft Threshold ($)

DSO (Days)

Days Sales Outstanding

DIO (Days)

Days Inventory Outstanding

DPO (Days)

Days Payable Outstanding

CCC = 70 days

Cash Released

Cash Conversion Cycle Waterfall

Top 10 Permutations: Cash Release Ranking

#	DSO Δ	DPO Δ	Disc Rate	CCC Result	Cash Released
Calculating…

30-Day Cash Gap Projection

─ Baseline ─ Stressed - - Overdraft Threshold

Policy Mandate Preview (click to expand)

{ "awaiting": "first calculation..." }