Model investment versus return for firms building on open finance APIs under FIDA, PSD2, and open banking frameworks. 5-year ROI, NPV at 8% discount rate, payback period (months), sensitivity table (±20% revenue, ±30% cost), and scenario comparison. Markdown export for board presentations.
| Year | Revenue | OPEX | Net Cash Flow | Discounted CF (8%) | Cumulative Net |
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