T255 · Cat-21 · Real-Time Payments · Operations & Compliance CAT-21 ANCHOR TOOL

FedNow Participation Readiness Scorer

Score your institution's readiness against all 47 FedNow technical and operational participation requirements across 6 domains: Core Banking Connectivity, ISO 20022 Messaging, Fraud Monitoring, Liquidity Management, Dispute & Return Handling, and Operational SLA & Governance. Outputs a prioritised gap checklist, implementation roadmap, and participation Policy Mandate JSON.

FedNow Service ISO 20022 47 Requirements 6 Domains Policy Mandate Export Client-side · Zero PII v1.0
Configuration 0 / 47 assessed
Scope & reliance — 🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only. Embedded rates, thresholds, and regulatory citations are static reference values that may age — verify against current primary sources and your own data before relying on any output for commercial, legal, or compliance decisions. Deterministic logic · no inference · zero PII · CC BY 4.0.
Readiness Assessment
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