SLL · SLB · ICMA SLP · LMA SLLP · KPI Adequacy

SLL / SLB KPI Adequacy Checker

Assess whether your proposed KPIs for a Sustainability-Linked Loan (SLL) or Sustainability-Linked Bond (SLB) meet the five ICMA Sustainability-Linked Loan Principles / LMA SLLP adequacy criteria: material to core business, measurable, externally verifiable, ambitious relative to baseline, and aligned with sustainability strategy. Generates a structured KPI assessment document for lender credit committee review.

ICMA SLP · LMA SLLP SLL · SLB Client-Side Zero PII Export

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Panel 01Instrument & Borrower Profile
ICMA SLP §2(d): the adjustment mechanism is a defining feature of SLL/SLB. Absence of financial adjustment weakens adequacy on the ambition criterion.
Panel 02KPI Definition
Panel 03Five ICMA / LMA Adequacy Criteria: Self-Assessment

Rate each criterion honestly. The tool generates a scoring narrative based on your inputs: lower ratings will generate stronger improvement recommendations.

KPI Adequacy Assessment
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Overall Assessment
Criterion-by-Criterion Findings
AP2 Policy Mandate · Lender Credit Committee · CC BY 4.0 · Post Oak Labs

Regulatory & Standards Citations

[1]ICMA Sustainability-Linked Bond Principles (SLBP, 2020 updated 2023): Five components: KPI selection, SPT (Sustainability Performance Target) calibration, bond and/or loan characteristics, reporting, and verification. KPI adequacy criteria: relevant/material, measurable, externally verifiable, ambitious.
[2]LMA / LSTA / APLMA Sustainability-Linked Loan Principles (SLLP, 2023 edition): Mirror the ICMA SLBP for the loan market. Five adequacy criteria for KPIs: material to core business, quantifiable, externally verifiable, ambitious relative to baseline, aligned with borrower's sustainability strategy.
[3]ICMA/LMA Guidance on KPI Selection for Sustainability-Linked Instruments (2021): Sector-specific KPI registries providing benchmarks for materiality and ambition. KPIs should be selected from this registry or justified against sector-specific materiality maps.
[4]EBA Guidelines on Loan Origination and Monitoring (EBA/GL/2020/06): Requires banks to assess ESG risk factors in credit underwriting. KPI quality directly affects the lender's ESG risk assessment and green asset ratio (GAR) eligibility.

Regulatory citations in this tool are subject to the reliance notice.