SLL · SLB · ICMA SLP · LMA SLLP · KPI Adequacy

SLL / SLB KPI Adequacy Checker

Assess whether your proposed KPIs for a Sustainability-Linked Loan (SLL) or Sustainability-Linked Bond (SLB) meet the five ICMA Sustainability-Linked Loan Principles / LMA SLLP adequacy criteria: material to core business, measurable, externally verifiable, ambitious relative to baseline, and aligned with sustainability strategy. Generates a structured KPI assessment document for lender credit committee review.

ICMA SLP · LMA SLLP SLL · SLB Client-Side Zero PII Export

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Panel 01Instrument & Borrower Profile
ICMA SLP §2(d): the adjustment mechanism is a defining feature of SLL/SLB. Absence of financial adjustment weakens adequacy on the ambition criterion.
Panel 02KPI Definition
Panel 03Five ICMA / LMA Adequacy Criteria — Self-Assessment

Rate each criterion honestly. The tool generates a scoring narrative based on your inputs — lower ratings will generate stronger improvement recommendations.

KPI Adequacy Assessment
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Overall Assessment
Criterion-by-Criterion Findings
AP2 Policy Mandate · Lender Credit Committee · CC BY 4.0 · Post Oak Labs

Regulatory & Standards Citations

[1]ICMA Sustainability-Linked Bond Principles (SLBP, 2020 updated 2023) — Five components: KPI selection, SPT (Sustainability Performance Target) calibration, bond and/or loan characteristics, reporting, and verification. KPI adequacy criteria: relevant/material, measurable, externally verifiable, ambitious.
[2]LMA / LSTA / APLMA Sustainability-Linked Loan Principles (SLLP, 2023 edition) — Mirror the ICMA SLBP for the loan market. Five adequacy criteria for KPIs: material to core business, quantifiable, externally verifiable, ambitious relative to baseline, aligned with borrower's sustainability strategy.
[3]ICMA/LMA Guidance on KPI Selection for Sustainability-Linked Instruments (2021) — Sector-specific KPI registries providing benchmarks for materiality and ambition. KPIs should be selected from this registry or justified against sector-specific materiality maps.
[4]EBA Guidelines on Loan Origination and Monitoring (EBA/GL/2020/06) — Requires banks to assess ESG risk factors in credit underwriting. KPI quality directly affects the lender's ESG risk assessment and green asset ratio (GAR) eligibility.