T427 · TradeTech & Trade Finance · Cat-26

Bank Guarantee & SBLC Structuring Tool

Structure and cost bank guarantees and standby letters of credit. Compare URDG 758, ISP98, and UCP 600 governing rules. Model guarantee economics, generate a SWIFT MT760 field guide, and produce a documentation checklist.

URDG 758 ISP98 UCP 600 SWIFT MT760 ICC Rules v1.0 · May 2026

🔒 All inputs processed locally. No data transmitted. Zero PII.

Disclaimer — Fee ranges are indicative market estimates only. Actual bank fees depend on creditworthiness, jurisdiction, and bilateral agreements. This tool does not constitute legal or banking advice. Always obtain formal bank quotes.

Guarantee Type & Rules

Guarantee Type

Governing Rules

Financial Parameters

Underlying Contract Value (USD)

Guarantee % of Contract Value Bid bond: 1-5% · Performance: 5-10% · Advance payment: = advance %

Guarantee Amount (USD) Enter directly to override auto-calculation

Tenor (months)

Issuance Commission Rate (% p.a.) Typical range: 0.5%–2.0% p.a.

Issuing Bank Country

Beneficiary Country

Structural Options

Extend or Pay Clause?

Yes — include extend or pay clause

Beneficiary can demand extension in lieu of payment

Automatic Extension?

Yes — auto-renew unless notified

Reduction Schedule?

Yes — amount reduces over time

Common for long-term performance guarantees

Correspondent Bank Involved?

Yes — advising bank fees apply

Guarantee Summary

Cost Breakdown

URDG 758 vs ISP98 vs UCP 600 — Comparison

SWIFT MT760 Field GuidePre-filled where inputs provided

Documentation Checklist

Demand Conditions

Policy Mandate (AP2) export — T427 · v1.0 · May 2026 · Cat-26