OpenChainGraph Suite · ART-180 · Insurance, Actuarial & Prudential

Solvency II SCR/MCR Ratio Calculator

Calculate Solvency II SCR and MCR coverage ratios, Tier-1/Tier-2/Tier-3 own-funds eligibility limits (EU Delegated Regulation 2015/35), and capital adequacy compliance flags. Root node of the solvency-ii-reconciliation-and-capital chain. §16 proof candidate. Zero network.

Solvency II SCR / MCR Del. Reg. 2015/35 Zero PII §16 Proof Candidate W3C VC §13.11 v0.5.0
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Scope
Root node of solvency-ii-reconciliation-and-capital chain (art-180→181→182). Solvency II Directive art. 100–101 + Del. Reg. 2015/35 art. 82–85: own-funds tiering limits — Tier-1 unrestricted ≥50% of SCR, Tier-1 total ≥80% of SCR, Tier-3 ≤15% of SCR. SCR coverage ratio must be ≥100%; MCR coverage ratio must be ≥100%. Optimal Tier-1 unrestricted buffer target ≥150% SCR per EIOPA supervisory guidance.
Presets
Own Funds & Capital Requirements (€M or local currency)
Total eligible own funds (sum of all tiers, subject to limits).
Own Funds Tier Breakdown
≥50% of SCR required.
≤15% of SCR.
Capital Adequacy Results