⚠ Hard Deadline SWIFT CBPR+ Structured Address Mandate — 15 November 2026 Calculating…
Tool 81 · Core Infrastructure

ISO 20022
Migration Navigator

Five-stage compliance workflow for the November 2026 SWIFT CBPR+ structured address mandate. Audit your MX payload for truncation risk → parse unstructured addresses to the mandatory PostalAddress schema → score rail options for November readiness → model the liquidity impact of real-time settlement → export a board-ready ISO 20022 Readiness Memo with remediation checklist. Entirely client-side. Zero PII. No API calls.

Zero PII · Client-Side Only ⚠ Nov 2026 Deadline 5 Stages · Readiness Memo Export Address Parser · Rail Scoring
Stage 1 — Payload Audit
How to use this tool Work through all five stages in order. Each stage gates the next — complete the required actions to unlock the next stage. Stage 5 synthesises all prior inputs into a board-ready ISO 20022 Readiness Memo.
Message Type
Paste MX Message Payload
Originator Context
Stage 1 Output — Payload Audit
References: Tool 77 — ISO 20022 Truncation & Address Auditor
📄
Awaiting payload
Paste an MX message XML snippet or load the sample payload, then click Audit Payload.
Stage 2 — Address Structuring
New Module — No equivalent tool exists in the suite This heuristic JS parser converts unstructured postal address strings to the mandatory ISO 20022 PostalAddress schema (StrtNm / BldgNb / TwnNm / PstCd / Ctry). SWIFT CBPR+ will reject unstructured AdrLine fields after 15 November 2026.
Unstructured Address Input
Batch Mode
Stage 2 Output — Address Structuring
📮
Awaiting address input
Enter an unstructured address string and select a country hint, then click Parse Address.
Stage 3 — Rail Selection
Payment Direction
Primary Driver
Monthly Volume
Stage 3 Output — Rail Scoring
References: Tool 78 — Smart Routing Advisor
⇄
Awaiting rail scoring
Select payment direction and primary driver, then click Score Rails.
Stage 4 — Liquidity Impact
Current Settlement Model
Liquidity Parameters
Default: 5.25% (US Fed Funds proxy, May 2026) Auto-set from Stage 3 rail recommendation. Adjust if known.
Stage 4 Output — Liquidity Modelling
References: Tool 39 — A2A Liquidity Simulator
💧
Awaiting liquidity inputs
Configure your current settlement model and liquidity parameters, then click Model Liquidity Impact.

Stage 5 — ISO 20022 Readiness Export

Your complete migration readiness assessment, synthesised from all prior stages. Review the scorecard, remediation checklist, and export the memo for board or compliance review.

Readiness Scorecard
⚠ SWIFT CBPR+ Deadline Status
Summary KPIs
Remediation Checklist
Risk Register
RiskSeverityMitigation
ISO 20022 Migration Readiness Memo