Tool 39 ยท Treasury & Revenue
Model intraday cash flow and prefunding requirements across FedNow, RTP, ACH, SEPA Instant, PIX, and UPI. Single-rail shows overdraft risk and opportunity cost. Multi-rail optimizes prefunding allocation with cross-rail waterfall routing.
Scope & reliance — ๐ All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data โ use synthetic or anonymised inputs only. Embedded rates, thresholds, and regulatory citations are static reference values that may age — verify against current primary sources and your own data before relying on any output for commercial, legal, or compliance decisions. Deterministic logic ยท no inference ยท zero PII ยท runs offline ยท CC BY 4.0.
v1.0
FedNow ยท RTP ยท ACH
SEPA Instant ยท PIX ยท UPI
Intraday Simulation
Client-Side ยท Zero PII