T259 · Cat-21 · Real-Time Payments · Agentic Policy CAT-21 AP2 AGENTIC

AP2 Real-Time Payments Policy Builder

Configure your real-time payment operating policy across five dimensions — rail eligibility, fraud velocity thresholds, liquidity buffer triggers, settlement window preferences, and escalation conditions — and compile it into a validated Policy Mandate JSON that agentic payment systems can consume directly. The policy mandate acts as the authoritative rulebook for autonomous RTP authorisation agents.

AP2 Agentic 5 Policy Dimensions Rail Eligibility Fraud Thresholds Policy Mandate Export Client-side · Zero PII Aligns AP2 mandates with RTP rulebook; mandate non-compliance can void agent-initiated payment authorization.
Last Reviewed · 2026-05-12
Policy Configuration
1 Rail Eligibility Configure → ▼
Enabled Rails
International payments permitted
Credit-push only (no pull payments)
24×7 operation required on all enabled rails
2 Fraud Velocity Thresholds Configure → ▼
Velocity Controls
Amount Decision Thresholds
Customer Signal Controls
Mule account detection enabled
3 Liquidity Buffer Triggers Configure → ▼
Intraday Position Thresholds (% of facility utilised)
Trigger Actions
4 Settlement Window Preferences Configure → ▼
Rail Routing Priority
Payment Type Routing
5 Escalation Conditions Configure → ▼
Escalate to Human When
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AP2 Policy Manifest
⚡
Configure the 5 policy dimensions
and click Generate AP2 Policy
to compile your mandate