Cat-14 · T157 · BaaS & Settlement

Settlement Orchestration Simulator

Model multi-leg payment settlement flows — configure batch timing, netting ratios, cut-off windows, and fail/retry logic to quantify liquidity requirements and settlement efficiency. Client-side. Zero PII.

Multi-Leg Settlement Liquidity Analysis Zero PII Client-Side

🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.

⚙️ Scenario Configuration

Scenario Name

Settlement Currency

Number of Payment Legs

Distinct counterparty payment legs in the cycle

Avg Transaction Value ($)

Daily Settlement Volume ($M)

Transaction Fail Rate (%)

% requiring retry or manual intervention

🏦 Settlement Method

RTGS — Real-Time Gross DNS — Deferred Net Settlement Hybrid RTGS + DNS CLS — Continuous Linked

Batch Frequency

Settlement Window (hours)

🔀 Netting Configuration

No Netting (gross) Bilateral Netting Multilateral Netting

Estimated Netting Ratio (%)

% reduction in gross settlement obligations

Liquidity Buffer (%)

Pre-funded buffer above minimum obligation

Max Retry Attempts

Retry Interval (minutes)

📊 Settlement Metrics

Settlement Efficiency Score

⏱️ Settlement Timeline

📋 Payment Leg Analysis

Leg	Gross ($)	Net ($)	Saving	Status	Retry

💧 Liquidity Requirement Analysis

📚 References

CPMI, "Principles for Financial Market Infrastructures" (PFMI), BIS, April 2012 — Principles 7, 8, 9 on settlement finality and liquidity.
CPMI, "CLS and settlement risk in foreign exchange markets," BIS, November 2019.
FSB, "Enhancing Cross-border Payments — Stage 3 Roadmap," October 2020.
ECB, "TARGET2 — the Eurosystem's RTGS system," ECB, 2022 — netting and batch design guidance.
CPMI, "Wholesale digital currencies: CBDCs and stablecoins for settlement," BIS, March 2021.