Consumer Duty Price & Value Assessment

Test a product or service against the FCA Consumer Duty Price and Value outcome (PRIN 2A.4). Computes a fair value score, price/quality ratio versus market benchmark, and issues a Pass / Review / Fail determination with suggested price bands and Policy Mandate JSON.

FCA PRIN 2A.4 CP21/36 · PS22/9 §4 FCA Consumer Duty Policy Mandate Export Client-Side · Zero PII

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Product Details

Product Name (synthetic / anonymised)

Target Market Description (synthetic)

Feature List (brief summary)

Product / Service Category

Pricing & Cost Inputs (£/year unless stated)

Total Cost to Consumer (£/year)

£ /yr

Comparable Market Price (£/year — nearest competitor)

£ /yr

Distribution Cost (£/year per customer)

£ /yr

Net Profit Margin (%)

Customer Complaints Rate (% of customers / year)

Feature Quality Score (self-assessed 1–10)

/ 10

Fair Value Assessment

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Fair Value Score (0–100)

0 = Poor value · 100 = Excellent fair value

Value Component Analysis (PRIN 2A.4 factors)

PRIN 2A.4 Factor	Metric	Result	Score (/20)	Assessment

Key Metrics vs Market Benchmark

Suggested Price Bands (PS22/9 §4 guidance)

Markdown Report