Category 24 · MiCA & Crypto Asset Regulation · 7 Tools

MiCA & Crypto Asset Regulation Hub

Complete toolkit for the EU Markets in Crypto-Assets Regulation (MiCA) — fully applicable December 2024. Covers CASP authorisation, EMT reserve compliance, ARF/EMT white paper generation, significant token threshold testing, market abuse surveillance, cross-border passporting readiness, and periodic reporting obligations — all browser-based, all client-side, zero data transmitted.

MiCA 2023/1114 EBA/ESMA RTS MAR 596/2014 FATF Travel Rule TFR 2023/1113 Zero PII
🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.
Tool Library

7 MiCA & Crypto Asset Regulation Tools

Seven standalone browser tools covering every layer of MiCA compliance — from CASP authorisation and white paper generation to market abuse surveillance, passporting, and periodic reporting. All tools run in your browser — no account, no data transmission.

Group A · CASP Authorisation & Classification (T332)
T332 ⚓ Flagship
MiCACASP

MiCA CASP Authorization Checker

Determine which crypto-asset services require MiCA CASP authorisation and the applicable authorisation pathway. Covers all 9 CASP service categories (Art. 63): custody, exchange, exchange for funds, exchange for other crypto-assets, execution, placing, reception/transmission, portfolio management, and advice. Jurisdiction-specific treatment for CASPs already licensed under other EU frameworks. Covers MiCA Art. 59–76.

Open Tool
Group B · White Paper & Token Thresholds (T390, T391)
T390
White PaperMiCA

MiCA ARF/EMT White Paper Builder

Generate MiCA-compliant crypto-asset white paper content for Asset-Referenced Tokens (ARF) and E-Money Tokens (EMT). Structured output covering all mandatory disclosure fields under MiCA Art. 19 (ARF) and Art. 51 (EMT): issuer details, token description, rights and obligations, reserve asset composition, redemption rights, risk factors, and governance. Markdown white paper export for legal review. Covers MiCA Art. 19, 51, Annex I–II.

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T391
ThresholdMiCA

MiCA Significant Token Threshold Calculator

Test whether an ARF or EMT meets the "significant" classification thresholds under MiCA Art. 43 (ARF) and Art. 56 (EMT). Inputs: token holders, daily transaction volume, reserve size, cross-border reach, and systemic importance indicators. Determines significant/non-significant status and enhanced supervisory obligations applicable under EBA/ESMA RTS. Covers MiCA Art. 43, 56 and EBA RTS 2024.

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Group C · EMT Reserve & Market Abuse (T346, T392)
T346
ReserveEMT

MiCA EMT Reserve Compliance Calculator

Calculate EMT reserve asset compliance under MiCA Art. 36–37. Inputs: token supply, reserve asset composition (cash, short-term government bonds, deposits), custody arrangements, and investment policy. Outputs compliance status for reserve segregation, liquidity requirements, concentration limits, and EBA regulatory capital requirements for EMT issuers. Covers MiCA Art. 36–38 and EBA reserve RTS.

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T392
MARSurveillance

MiCA Market Abuse Surveillance Mapper

Map MiCA market abuse prohibition obligations (Art. 91–92) to your surveillance programme. Covers insider information handling (Art. 87), market manipulation scenarios, wash trading, pump-and-dump, and layering detection requirements. Gap-assess your surveillance coverage against MiCA Art. 91 and MAR 596/2014 principles applied to crypto-assets. Surveillance control coverage report. Covers MiCA Art. 87–92 / MAR 596/2014.

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Group D · Passporting & Periodic Reporting (T393, T394)
T393
PassportingCross-Border

MiCA CASP Cross-Border Passporting Readiness Checker

Assess readiness to exercise CASP passporting rights under MiCA Art. 65 across EU member states. Inputs: home state authorisation status, services to be passported, target member states. Evaluates notification requirements, local language disclosure obligations, host NCA notification timelines, and ESMA register compliance. Passporting readiness score and action plan by member state. Covers MiCA Art. 65–66 and ESMA CASP register requirements.

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T394
ReportingMiCA

MiCA Periodic Reporting Obligation Tracker

Generate a comprehensive periodic reporting schedule for CASPs and ARF/EMT issuers under MiCA. Maps all reporting obligations by frequency (daily, monthly, quarterly, annual): NCA supervisory reports, significant incident notifications (Art. 75), reserve disclosures, ESMA register updates, and FATF Travel Rule compliance reports. Customised reporting calendar with NCA submission deadlines. Covers MiCA Art. 75, 88, EBA/ESMA ITS and TFR 2023/1113.

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v1.0 · June 2026 · 7 tools · Category 24 · MiCA & Crypto Asset Regulation

Recommended Journey

MiCA Compliance Workflow

Follow this structured workflow to build your end-to-end MiCA compliance programme.

  1. 1

    Classify Token Type & Check CASP Authorisation

    Start with T332 CASP Authorization Checker to determine which MiCA authorisation pathway applies to your services and token types.

    T332
  2. 2

    Build White Paper

    Use T390 MiCA ARF/EMT White Paper Builder to structure all mandatory disclosure fields for ARF or EMT white papers. Export Markdown for legal review and notarisation.

    T390
  3. 3

    Test Significant Token Threshold

    Use T391 Significant Token Threshold Calculator to determine if your ARF or EMT triggers enhanced EBA/ESMA supervision and associated obligations.

    T391
  4. 4

    Calculate EMT Reserve Compliance

    For EMT issuers, use T346 EMT Reserve Compliance Calculator to verify reserve asset composition, segregation, liquidity, and concentration compliance under MiCA Art. 36–38.

    T346
  5. 5

    Map Market Abuse Surveillance

    Gap-assess your surveillance programme against MiCA Art. 91–92 using T392 Market Abuse Surveillance Mapper. Identify coverage gaps for insider trading, manipulation, and wash trading detection.

    T392
  6. 6

    Check Passporting Readiness

    Evaluate cross-border service expansion readiness using T393 Passporting Readiness Checker before notifying NCAs under MiCA Art. 65.

    T393
  7. 7

    Schedule Reporting Obligations

    Complete the workflow with T394 Periodic Reporting Obligation Tracker to generate a customised reporting calendar for all NCA, ESMA, and Travel Rule reporting deadlines.

    T394
Audience

Who Uses These Tools

Crypto-Asset Issuers

ARF and EMT issuers building MiCA authorisation applications, white papers, reserve compliance programmes, and NCA reporting schedules.

CASP / Exchange Compliance

Crypto-asset service providers assessing authorisation requirements, passporting readiness, market abuse surveillance controls, and periodic reporting obligations.

Legal / RegTech

Lawyers and RegTech teams drafting white papers, significant token threshold analysis for regulatory dialogue, and mapping MiCA obligations to internal compliance frameworks.

TradFi Entering Crypto

Banks, e-money institutions, and investment firms assessing MiCA exemptions, grandfathering provisions, and the authorisation pathway for crypto-asset services.

Risk & Surveillance

Risk managers and surveillance teams mapping MiCA Art. 87–92 market abuse obligations to existing MAR-based surveillance frameworks and identifying crypto-specific control gaps.

Finance / Treasury

Treasury teams at EMT issuers managing reserve asset portfolios, monitoring concentration limits, and ensuring liquidity compliance under MiCA Art. 36–38.

Regulatory Coverage

MiCA Regulatory Framework

Tools in this hub are mapped to the following regulatory frameworks. Verify current applicability with qualified legal counsel.

MiCA 2023/1114

EU Markets in Crypto-Assets Regulation. Titles III (ARF), IV (EMT) applicable from Jun 2024. Title V (CASP) from Dec 2024. Full application across all EU member states with single EU passport.

EBA / ESMA RTS

EBA regulatory technical standards for EMT reserve assets, own funds requirements, recovery plans, redemption rights, and significant token obligations. ESMA RTS for CASP organisational requirements, conflicts of interest, and complaint handling.

MAR 596/2014

Market Abuse Regulation — principles applied to crypto-assets under MiCA Art. 87–92. Insider dealing, market manipulation, and market soundings framework extended to crypto-asset markets.

FATF Travel Rule

FATF Recommendation 16 — Transfer of Funds Regulation (TFR) 2023/1113 applies Travel Rule to crypto-asset transfers from 30 Dec 2024. Originator and beneficiary information requirements for CASPs.

TFR 2023/1113

EU Transfer of Funds Regulation — applies to crypto-asset transfers alongside MiCA. CASPs must collect, verify, and transmit originator/beneficiary data for all crypto-asset transfers regardless of amount.

Related Hubs

Explore Adjacent Suites

MCP Integration

Agentic Access via MCP

All 7 tools expose structured outputs compatible with the AINumbers MCP manifest for integration with RegTech pipelines and compliance management systems.

Tool IDMCP NameKey InputsOutput
T332check_mica_casp_authorizationservices[], token_type, existing_licenses[], jurisdictionauthorization_pathway, required_services[], exemptions[], timeline
T346calculate_emt_reserve_compliancetoken_supply, reserve_composition{}, custody_arrangements{}compliance_status{}, liquidity_ratio, concentration_flags[], capital_requirement
T390generate_mica_white_papertoken_type, issuer_details{}, token_params{}, reserve_policy{}white_paper_sections{}, disclosure_checklist{}, white_paper_md
T391test_significant_token_thresholdholder_count, daily_tx_volume, reserve_size_eur, cross_border_reachsignificance_classification, threshold_breaches[], enhanced_obligations[]
T392map_mica_market_abuse_surveillancesurveillance_controls{}, asset_types[], trading_venues[]coverage_gaps[], control_scores{}, remediation_plan{}
T393check_mica_passporting_readinesshome_state, target_states[], services_to_passport[], auth_statusreadiness_by_state{}, notification_requirements[], action_plan[]
T394generate_mica_reporting_scheduleentity_type, token_types[], significant_status, home_ncareporting_calendar{}, obligations_by_frequency{}, deadlines[]