FIDA FIP Authorisation Readiness Builder

Gap-analyse your Financial Information Service Provider (FIP) application against EU FIDA Regulation authorisation requirements (Articles 14–25). Outputs a readiness score, article-level gap list, estimated timeline to authorisation, and Policy Mandate JSON for compliance pipelines.

EU FIDA COM/2023/360 Articles 14–25 Policy Mandate Client-Side · Zero PII

Entity Profile

Entity Type

Existing PSD2 AISP Licence?

Technical Standard Readiness (Art. 21)

DPIA Completed (Art. 22 / GDPR Art. 35)?

Customer Permission Interface Ready (Art. 19)?

Minimum Capital Requirement Met (Art. 15)?

Data Categories to Access (FIDA Art. 2 Scope)

Banking & Payment Accounts (Art. 2(1)(a)) — PSD2 scope extension Investment Portfolios & Securities (Art. 2(1)(b)) Insurance Products (Art. 2(1)(c)) Occupational & Personal Pensions (Art. 2(1)(d)) Mortgage & Consumer Credit (Art. 2(1)(e)) Crypto-Asset Accounts (Art. 2(1)(f)) — MiCA linkage

Governance & Operational Readiness

Professional Indemnity Insurance (Art. 16)

Incident Reporting Capability (Art. 23)

Permission Scheme Registration (Art. 10)

NCA Pre-Authorisation Contact Made?

Authorisation Readiness Score

Readiness Score / 100

FIDA Article Gap Analysis

Article	Requirement	Status	Action Required

Estimated Authorisation Timeline

Policy Mandate JSON