OpenChainGraph Suite · ART-223 · US Mortgage Agency and Government Loan Pricing
Conforming Loan Limit Check
FHFA 2026 conforming loan limit classifier. 2026 baseline: $806,500 (1-unit), $1,032,650 (2-unit), $1,248,150 (3-unit), $1,550,400 (4-unit). High-cost counties and AK/HI/Guam/USVI receive a 150% ceiling. Classifies loans as conforming, super-conforming, or jumbo. Not a Reg Z consumer threshold lookup: use the Reg Z Threshold Lookup node for QM fees and HOEPA thresholds. Table: FHFA-CLL-2026.
🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.
⚠ Limits are pinned at build time to FHFA 2026 announced values. FHFA adjusts annually each November. For county-specific super-conforming limits, verify at fhfa.gov. Not legal or compliance advice.
Loan Details
Total loan amount in US dollars.
Enter state abbreviation. AK, HI, GU, VI receive high-cost ceiling.
County Override
Check if the property is in a designated FHFA high-cost county. The applicable limit will be raised up to the 150% ceiling.
Enter the published FHFA county limit if known. Leave blank to use the 150% ceiling.
ℹ This node classifies conventional loan size only. For QM points-and-fees caps or HOEPA thresholds, use the Reg Z Threshold Lookup node (ART-220).
⚠ Not legal or compliance advice. Outputs are computed from version-pinned tables and your inputs only. Consult qualified counsel before relying on any result for production decisions.