T428 · WealthTech · Cat-27 v1.0 · May 2026

MiFID II Ex-Ante Costs & Charges Calculator

Calculate and disclose ex-ante investment costs and charges per MiFID II Article 24(4) and PRIIPs KID methodology. Aggregates one-off, ongoing, and incidental costs into a total cost figure, reduction-in-yield (RIY), and standardized disclosure table. UK and EU regimes.

⚖️MiFID II Art. 24(4)
📋PRIIPs KID
🌍UK & EU
🔒Zero PII
MiFID II PRIIPs RIY WealthTech Cat-27
Educational Tool Implements standard MiFID II / PRIIPs cost aggregation formulas for planning and disclosure drafting. Output is illustrative. Verify final disclosures with a qualified compliance professional. Regulatory citations: MiFID II Art. 24(4); Commission Delegated Regulation (EU) 2017/565; PRIIPs Regulation (EU) No 1286/2014; FCA COBS 6.1ZA (UK retained MiFID).
🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.
A — Product & Scenario
B — One-Off Costs
As % of investment amount
C — Ongoing Costs (% pa)
Total Expense Ratio / Ongoing Charges Figure
D — Incidental Costs
0 if not applicable
Probability that performance fee applies
Cost Summary
MiFID II Standardised Cost Table
Cost Projection Over Time
Cost Breakdown — Bar Chart
What £/€ 10,000 Becomes · 5% pa Gross vs Net
MiFID II Compliant Ex-Ante Disclosure Paragraph
Industry Benchmarks
Total Ongoing Charges
Execution-Only UCITS0.2–0.6%
Advised Fund0.6–1.5%
DFM / Advisory1.5–2.5%
Structured Product1.0–3.0%
Source: FCA MiFID II cost and charges data 2023–2025; ESMA cost analysis 2024.
About
MiFID II Article 24(4) Requires aggregated ex-ante cost disclosure to all retail and professional clients.
PRIIPs KID Cost Categories Commission Delegated Regulation (EU) 2017/653. One-off, ongoing, and incidental.
Reduction in Yield (RIY) Standard MiFID II metric. Gross assumption: 5% pa per ESMA guidance.
UK Retained MiFID FCA COBS 6.1ZA maintains equivalent disclosure obligations post-Brexit.
Version v1.0 · May 2026 · Cat-27 · WealthTech