⬡ OpenChainGraph Upgrade Available A provable version of this calculation: ART-367 Cross-Border B2B Fee Calculator: is available in the OpenChainGraph suite with §4 hash-anchored artifacts and MCP export. ⬡ Open ART-367 →

Cat-13 · T149 · B2B Payments & Platform Operations

Cross-Border B2B Fee Transparency Calculator

Deconstruct total landed cost per B2B invoice: FX spread, correspondent fees, VAT/GST treatment (reverse charge, import VAT), Incoterms payment obligation timing, documentary credit costs, and ERP remittance reconciliation cost: five differentiation layers absent from standard treasury hedge tools.

Cross-Border B2B Landed Cost VAT / GST Incoterms 2020 Zero PII Client-Side v1.0

Scope & reliance — 🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only. Embedded rates, thresholds, and regulatory citations are static reference values that may age — verify against current primary sources and your own data before relying on any output for commercial, legal, or compliance decisions. Deterministic logic · no inference · zero PII · runs offline · CC BY 4.0.

Invoice & Trade Parameters

Invoice Amount (originating currency)

Origin Country

Destination Country

Payment Method

FX Spread (bps above mid-rate)

75 bps

SWIFT wire: 50–200 bps · Fintech: 10–50 bps

Correspondent / Intermediary Fees (USD)

SWIFT wire: $15–$60 · SEPA: €0 · Fintech: $0–$10

Incoterms 2020 Term

Documentary Credit Required?

ERP Remittance Reconciliation Cost (USD)

Staff cost per invoice for manual remittance matching

Configure invoice parameters and click Calculate Landed Cost