Cat-30 · T413 · EU Regulatory Pipeline 2025–2027
v1.0

EU Data Act Financial Services Scope Mapper

Map your obligations under EU Data Act (Regulation 2023/2854, applicable September 2025) across all four chapter clusters — data access/portability (Arts 3–6), cloud switching (Arts 9–12), public sector access (Arts 14–22), and data sharing agreements (Arts 23–31). Identifies overlap with FIDA, GDPR, and PSD2, and outputs a prioritised implementation checklist.

EU Data Act Sep 2025 Reg. 2023/2854 FIDA Overlap Policy Mandate Export Zero PII
Scope & reliance — 🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only. EU Data Act (Reg. 2023/2854) applies from 12 September 2025. FIDA (Financial Data Access) is in final trialogue as of June 2026. Article references reflect the final text of Reg. 2023/2854. Verify applicability against current Commission guidance and your NCA before relying on any output. Deterministic logic · no inference · zero PII · CC BY 4.0.
Firm & Business Type
Indicative — Art. 2 definitions cover data generated by connected products/services
Connected Products & Services Offered (Art. 2 — Scope Triggers)
Existing Data Sharing Obligations (existing compliance baseline)
Cloud & Public Sector Exposure
Cloud switching obligations (Arts 9-12) apply to providers; switching rights to users
Arts 14-22 create obligations for public sector to access private data in exceptional need
Data Act Applicability Determination
Article-Level Obligations Mapping
Regulatory Overlap: FIDA · GDPR · PSD2
Implementation Checklist (Priority Ranked)
    Scope Mapping Report