Tool 106 · Cat-6 · Treasury, Strategy & Revenue

Treasury Float & Liquidity Forecasting Workbench

Model daily cash positions over a 13-week rolling horizon with business-day calendar. The Sweep Optimizer moves excess cash across up to 5 accounts respecting cut-off times. Stress-test sliders recalculate the projected balance curve instantly.

v1.0

Scope & reliance — 🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only. Embedded rates, thresholds, and regulatory citations are static reference values that may age — verify against current primary sources and your own data before relying on any output for commercial, legal, or compliance decisions. Deterministic logic · no inference · zero PII · CC BY 4.0.

Forecast End Balance

Min Float Required

Idle Cash Opp. Cost

Gap Days in Horizon

Module 1 · Cash Position Grid (13 Weeks / 91 Days)

Currency

Opening Balance

Overdraft Threshold

Typical Daily Inflows ($)

Typical Daily Outflows ($)

Fed Funds Rate Proxy (%)

⚠ Holiday calendar covers US, EU, UK, major APAC market holidays (static reference). Verify before use in production.

Module 2 · Balance Projection (SVG Sparkline: 91 Days)

, Projected balance - - Overdraft threshold · · Min float level

Stress Test Sliders

Delay receivables by (%) 0%

Delay receivables by (days) 0d

Interest rate shock (bps) 0 bps

Module 3 · Sweep Optimizer (up to 5 Accounts)

Payment Rail Cut-off Times

Rail	Cut-off Time	Availability
ACH (Same-Day)	11:30 PM ET	Business days only
FedNow	24/7: No cut-off	Always available
SEPA Instant	24/7: No cut-off	Always available
Faster Payments (UK)	24/7: No cut-off	Always available
CHIPS	5:00 PM ET	Business days only

Generated Sweep Schedule (Next 5 Action Days)

Day	From Account	To Account	Amount	Rail	Cut-off