Tempo Payments Business Case

Model the cost savings of migrating a payment flow to Tempo vs incumbent rails — card (Visa/Mastercard), SWIFT wire, ACH, or SEPA. Input your flow profile, monthly volume, and average transaction amount to receive a CFO-ready savings memo with per-transaction savings, basis points, annual savings, and break-even analysis. ISO 20022 pacs.008 artifact output. Client-side. Zero PII.

AP2 Export Wave 9 ISO 20022 pacs.008 CFO Memo Tempo $0.0003/tx · 600ms treasury_mandate

🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.

Payment flow parameters

Flow profile Determines finality improvement narrative in CFO memo

Monthly transaction volume Number of transactions per month

Average transaction amount (USD) Average value per transaction in USD

Incumbent rail Current payment rail being modelled against Tempo

Origin corridor Primary origin of payment flow

Stablecoin USDC/USDT: 0% AMM conversion fee. pathUSD: +0.05%

Implementation months (break-even) Estimated months to complete Tempo migration

Key savings metrics

Fee comparison — Tempo vs incumbent

CFO memo

Chain to ART-34 (Tempo Fit Diagnostic)

← ART-34 Tempo Fit Diagnostic Run the fit diagnostic first to confirm Tempo is the right chain for your firm, then use this tool to size the business case.

Ask your agent

Copy this paragraph into Claude, OpenClaw, or any MCP-aware agent to run this exact tool, with this sample, and verify the artifact.

Run the AINumbers MCP tool `model_tempo_payment_economics`. Task: Model cost savings from migrating a payment flow to Tempo vs incumbent rails (card, SWIFT, ACH, SEPA).
Call it with arguments: {"policy_parameters":{"rail":"swift","stablecoin":"usdc","tx_amount_usd":10000,"monthly_volume":500,"impl_months":3}}
Verify before trusting: call `verify_execution_hash` on mcp.ainumbers.co (https://mcp.ainumbers.co/mcp) with the parameter `claimed_hash` set to the returned `execution_hash`, passing the full artifact the run returned (the object containing `policy_parameters` + `output_payload` + `execution_hash`; equivalently `policy_parameters` + `output_payload` with `claimed_hash`), not the bare hash string.
Return the ledger link https://ledger.ainumbers.co/ so a human can re-verify without contacting us.
PII rule: All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.
Open the tool with the sample prefilled: https://ainumbers.co/chaingraph/art-35-tempo-payments-business-case.html#p=v1.H4sIAAAAAAAA_wFfAKD_eyJyYWlsIjoic3dpZnQiLCJzdGFibGVjb2luIjoidXNkYyIsInR4X2Ftb3VudF91c2QiOjEwMDAwLCJtb250aGx5X3ZvbHVtZSI6NTAwLCJpbXBsX21vbnRocyI6M31rj8M0XwAAAA