Tempo Payments Business Case

Model the cost savings of migrating a payment flow to Tempo vs incumbent rails — card (Visa/Mastercard), SWIFT wire, ACH, or SEPA. Input your flow profile, monthly volume, and average transaction amount to receive a CFO-ready savings memo with per-transaction savings, basis points, annual savings, and break-even analysis. ISO 20022 pacs.008 artifact output. Client-side. Zero PII.

AP2 Export Wave 9 ISO 20022 pacs.008 CFO Memo Tempo $0.0003/tx · 600ms treasury_mandate

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Payment flow parameters

Flow profile Determines finality improvement narrative in CFO memo

Monthly transaction volume Number of transactions per month

Average transaction amount (USD) Average value per transaction in USD

Incumbent rail Current payment rail being modelled against Tempo

Origin corridor Primary origin of payment flow

Stablecoin USDC/USDT: 0% AMM conversion fee. pathUSD: +0.05%

Implementation months (break-even) Estimated months to complete Tempo migration

Key savings metrics

Fee comparison — Tempo vs incumbent

CFO memo

Chain to ART-34 (Tempo Fit Diagnostic)

← ART-34 Tempo Fit Diagnostic Run the fit diagnostic first to confirm Tempo is the right chain for your firm, then use this tool to size the business case.