🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.
T479 · Agentic Payments / M2M

B2B Micro-Clearinghouse

Three-stage autonomous procurement and micro-metered payment routing pipeline. Resolves the protocol arbitrage question, enforces an atomic spend cap via a W3C-compatible mandate, and validates the transaction against the team budget envelope: enabling sub-dollar M2M settlement that card interchange floors make impossible.

3-Stage Pipeline T276 → T285 → T320 Sub-Dollar M2M AP2 · x402 · Visa TAP Zero PII · Client-Side
How it works: Stage 1 selects the optimal payment protocol for your scenario. Stage 2 builds a tightly scoped cart mandate with a spend cap (e.g. $0.04). Stage 3 validates the mandate against your organisation's policy budget envelope. All three must pass before the routing record is emitted.

Compare AP2, ACP/Shared Payment Token, x402, Visa TAP, and Mastercard Agent Pay across credential, signing, scope, rail, and audit dimensions for your scenario. Micro-transactions <$1 favour x402 or AP2 due to interchange floor avoidance.

T276 Agentic Payments Protocol Comparator Open Tool →
Paste protocol recommendation

Paste the recommendation or matrix output from T276. Minimum: the recommended protocol name (e.g. "x402" or "AP2").

Passing to Stage 2

Issue a W3C Verifiable Credential-compatible AP2 mandate scoped to this exact transaction. Set the "Cart Mandate" cap (e.g. $0.04) to enforce that the agent cannot spend beyond the single approved amount: eliminating runaway agentic spend.

T285 Google AP2 Checkout / Payment Mandate Builder Open Tool →
Paste AP2 mandate VDC

Paste the mandate JSON from T285: the output VDC that encodes the spend cap and mandate type.

Passing to Stage 3

Validate the mandate against your organisation's policy rules: ensuring the transaction doesn't breach aggregate team budget envelopes, mandate schema requirements, or compliance controls. A failed validation halts the clearinghouse.

T320 AP2 MCP Policy Validator & Bridge Open Tool →
Paste validation result

Paste the validation output from T320. Include the validation status (valid / invalid) and any schema findings.