Cat-13 · T144 · B2B Payments & Platform Operations

Embedded Payments Margin Simulator

Model margin waterfall for embedded payment programmes: interchange, scheme fees, processing cost, BaaS/sponsor bank fee, fraud loss assumption, reserve requirement, and net contribution margin per transaction. Configure by payment type and volume tier.

Embedded Finance Take Rate Margin Waterfall Zero PII Client-Side v1.0
Scope & reliance — 🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only. Embedded rates, thresholds, and regulatory citations are static reference values that may age — verify against current primary sources and your own data before relying on any output for commercial, legal, or compliance decisions. Deterministic logic · no inference · zero PII · CC BY 4.0.
Programme Parameters
130 bps
14 bps
35 bps
6 bps
75 bps
Annualised opportunity cost of reserve on vol
Configure parameters and click Run Simulation