ART-64 · Wave 15 · AI Governance & Conformity · D0 diagnostic

EU AI Act High-Risk Fit & Classification Diagnostic

In-force-first A–F diagnostic for financial AI systems. Screens in-force obligations today — Art 5 prohibited practices (in force 2 Aug 2025, €35M/7%), Art 4 AI literacy (in force 2 Feb 2025), GPAI obligations (Arts 53–55, in force 2 Aug 2025) — then classifies Annex III high-risk status (credit scoring, insurance pricing, financial-standing) and routes to the right Wave-15 aig-* chain. Separates DO NOW items from prepare-ahead obligations (2 Dec 2027 per Digital Omnibus — verify).

Art 5 prohibited — €35M/7% — IN FORCE 2 Aug 2025 Art 4 literacy — IN FORCE 2 Feb 2025 GPAI Arts 53-55 — IN FORCE 2 Aug 2025 Annex III high-risk — prepare-ahead 2 Dec 2027 (verify)
⚠ AI Act timeline is in flux: Digital Omnibus (provisional agreement 7 May 2026) proposes Annex III high-risk obligations → 2 Dec 2027. Legal effect only on formal adoption before 2 Aug 2026. If not adopted, original 2 Aug 2026 date applies. Verify current status against the Official Journal before relying on either date. GPAI obligations (Arts 53-55) are UNCHANGED by the Omnibus and remain in force since 2 Aug 2025.
🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.
Overall AI Act readiness
/ 100
Dimension scores
DO NOW — In-force obligations
PREPARE-AHEAD — Dec 2027 obligations (verify date)
OpenChainGraph v0.4 artifact · execution_hash:

    
    
  

Ask your agent

Copy this paragraph into Claude, OpenClaw, or any MCP-aware agent to run this exact tool, with this sample, and verify the artifact.

Run the AINumbers MCP tool `run_ai_act_highrisk_fit`. Task: 12-question A-F diagnostic that screens in-force obligations first (Art 5 prohibited practices, Art 4 AI literacy, GPAI) then classifies financial AI system high-risk status (Annex III: credit scoring, insurance pricing, financial-standing) and grades Article 9-15 readiness plus the provider/deployer split.
Call it with arguments: {"policy_parameters":{}}
Verify before trusting: call `verify_execution_hash` on mcp.ainumbers.co (https://mcp.ainumbers.co/mcp) with the parameter `claimed_hash` set to the returned `execution_hash`, passing the full artifact the run returned (the object containing `policy_parameters` + `output_payload` + `execution_hash`; equivalently `policy_parameters` + `output_payload` with `claimed_hash`), not the bare hash string.
Return the ledger link https://ledger.ainumbers.co/ so a human can re-verify without contacting us.
PII rule: All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.
Open the tool with the sample prefilled: https://ainumbers.co/chaingraph/art-64-ai-act-highrisk-fit-diagnostic.html#p=v1.H4sIAAAAAAAA_wECAP3_e31Dv6ajAgAAAA