T118 · Cat-12 · AML/KYC & Financial Crime · Transaction Monitoring

Cross-Border Wire Red Flag Analyzer

Score cross-border payment instructions against a multi-factor red flag matrix. Input originator jurisdiction, beneficiary jurisdiction, amount, correspondent chain length, payment purpose. Scores against FATF high-risk jurisdiction list, OFAC sanctioned country risk, nested correspondent exposure, unusual purpose codes, shell-company destination indicators. Outputs Red/Amber/Green severity score, factor breakdown, wire review memo. Covers FATF Rec. 16 and FinCEN wire transfer rules. Client-side. Zero PII.

FATFSanctionsCross-BorderExport v1.0
FATF Recommendation 16FinCEN Wire Transfer Rule 31 CFR 1010.410OFAC Sanctions ProgramsEU Wire Transfer Regulation (EU) 2015/847FCA Guidance on Cross-Border Payments
Scope & reliance — 🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only. Embedded rates, thresholds, and regulatory citations are static reference values that may age — verify against current primary sources and your own data before relying on any output for commercial, legal, or compliance decisions. Deterministic logic · no inference · zero PII · CC BY 4.0.
Inputs
About this tool

Score cross-border payment instructions against a multi-factor red flag matrix. Input originator jurisdiction, beneficiary jurisdiction, amount, correspondent chain length, payment purpose. Scores against FATF high-risk jurisdiction list, OFAC sanctioned country risk, nested correspondent exposure, unusual purpose codes, shell-company destination indicators. Outputs Red/Amber/Green severity score, factor breakdown, wire review memo. Covers FATF Rec. 16 and FinCEN wire transfer rules. Client-side. Zero PII.

Regulatory Coverage
FATF Recommendation 16
FinCEN Wire Transfer Rule 31 CFR 1010.410
OFAC Sanctions Programs
EU Wire Transfer Regulation (EU) 2015/847
FCA Guidance on Cross-Border Payments
Analysis Results
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