Tool 42 · Treasury, Strategy & Revenue

Cash Flow Forecaster & Liquidity Stress Lab

13-week rolling and 12-month cash flow workbench. Stack multiple stress scenarios instantly — delayed receivables, payroll spikes, revenue shocks. Runway warnings trigger when projected balance drops below your minimum. Export CSV, board memo, or AP2 JSON.

Scope & reliance — 🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only. Embedded rates, thresholds, and regulatory citations are static reference values that may age — verify against current primary sources and your own data before relying on any output for commercial, legal, or compliance decisions. Deterministic logic · no inference · zero PII · CC BY 4.0.

v1.0 13-Week Standard Stackable Stress Scenarios AP2 JSON Export

Base Cash Flow

Opening Cash Balance ($) Weekly Inflows ($) Weekly Outflows ($) Minimum Cash Threshold ($)

Stress Scenarios

Delayed Receivables

AR payments arrive late

Delay (weeks)

AR affected (%)

Payroll Spike

Bonus or additional payroll cycle

Extra Amount ($)

Week #

Tax / Quarterly Payment

Large scheduled outflow

Amount ($)

Week #

Revenue Shock

Inflow decline for a period

Decline (%)

Duration (wks)

Cash Balance Projection

Weekly Forecast Table

Period	Inflows	Outflows	Net	Balance	vs Threshold