Tool 42 · Treasury, Strategy & Revenue

Cash Flow Forecaster & Liquidity Stress Lab

13-week rolling and 12-month cash flow workbench. Stack multiple stress scenarios instantly: delayed receivables, payroll spikes, revenue shocks. Runway warnings trigger when projected balance drops below your minimum. Export CSV, board memo, or AP2 JSON.

Scope & reliance — 🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only. Embedded rates, thresholds, and regulatory citations are static reference values that may age — verify against current primary sources and your own data before relying on any output for commercial, legal, or compliance decisions. Deterministic logic · no inference · zero PII · runs offline · CC BY 4.0.

v1.0 13-Week Standard Stackable Stress Scenarios AP2 JSON Export

Base Cash Flow

Opening Cash Balance ($) Weekly Inflows ($) Weekly Outflows ($) Minimum Cash Threshold ($)

Stress Scenarios

Delayed Receivables

AR payments arrive late

Delay (weeks)

AR affected (%)

Payroll Spike

Bonus or additional payroll cycle

Extra Amount ($)

Week #

Tax / Quarterly Payment

Large scheduled outflow

Amount ($)

Week #

Revenue Shock

Inflow decline for a period

Decline (%)

Duration (wks)

Cash Balance Projection

Weekly Forecast Table

Period	Inflows	Outflows	Net	Balance	vs Threshold

This lab answers how long the cash lasts under stress. It does not search for the smallest change that reaches a goal. For that, hand the same position to the Runway Goal Path node (ART-702), which goal-seeks price, growth and burn levers toward a stated goal such as an 18-month runway. The link carries your opening balance and weekly inflows and outflows, converted to monthly minor units (this page models a flat inflow, so growth passes as 0 basis points).