OCC 2010-1 Interagency Advisory on IRR: maps non-maturity deposit (NMD) segment balances into a bucketed net-repricing-gap schedule using a caller-declared behavioral allocation (per-bucket repricing fractions) and a deposit beta — never a baked-in regulatory decay curve. The output feeds directly into ART-369's Rate Shock Ladder Replay, which requires that bucket schedule as a given input and does not derive it.
🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.
⚠ Segment balances, deposit betas, and the per-bucket allocation schedule are your own inputs — this tool never vendors a live decay-study feed or a regulatory decay curve.