Marketplace Fee Waterfall Designer

Model multi-party fee economics for marketplace platforms. Input gross transaction value and all fee layers: PSP, acquirer, scheme, currency conversion, platform take rate, and VAT: to produce a per-transaction P&L waterfall and sensitivity table.

B2B Payments Zero PII Client-Side

Scope & reliance , 🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only. Embedded rates, thresholds, and regulatory citations are static reference values: verify against current primary sources before relying on outputs for commercial or compliance decisions. Deterministic logic · no inference · zero PII · CC BY 4.0.

Transaction Parameters

Gross Transaction Value (GTV)

USD · per transaction

Payment Method

Scheme fees apply · base rate adjusts

PSP Discount Rate (%)

e.g. 2.20 = 2.20% of GTV

Acquirer Margin (%)

Acquirer spread over interchange

Card Scheme Fee (%)

e.g. 0.10 = Visa/MC assessment

Platform Take Rate (%)

Seller fee charged by platform

COGS / Service Offset (% of GTV, optional)

Platform cost deducted from take rate

VAT / Tax on Platform Fee (%)

Applied to platform commission only

Seller FX / Currency Conversion Fee (%, optional)

0 if same currency settlement