OpenChainGraph Suite · ART-548 · Private-Input Profile

VoP Readiness Diagnostic

EU Instant Payments Regulation Verification-of-Payee readiness/consistency check. Classifies a declared match score against declared thresholds into match, close match, no match, or not verifiable, then cross-checks that classification against the PSP's declared VoP response code, flagging (never silently correcting) a mismatch. This is an outcome-attestation diagnostic, not a re-implementation of the EPC VoP fuzzy name-matching algorithm, and it makes no live IBAN or account-holder directory call. Carries an OCG Standard §25 ocg-private-input@1 declaration: the IBAN, payee name, and account-holder identifier (if collected) are committed via sha256-salted@1, never present in the clear. Distinct from simulate_vop_matching (art-11) (batch aggregate analysis), score_payee_name_match (art-376) (computes a score from a name pair), and build_vop_session_receipt (art-377) (the downstream receipt): use this node for the upstream threshold/response-code consistency check.

OCG §25 Private Input Verification of Payee Instant Payments Regulation Proofs Deferred
🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data: use synthetic or anonymised inputs only. The IBAN, payee name, and account-holder identifier stay private witnesses; only salted commitments and the classification verdict ever leave this page.
Private Witness (never leaves this page in the clear)
Private. Only a sha256-salted@1 commitment is included in the exported artifact, never the IBAN itself.
Private. Committed the same way as the IBAN.
Private if provided. Leave blank to omit; the commitment field is only included when a value is present.
Public Inputs (from the PSP's own VoP check)
The PSP's own VoP engine score. Not recomputed here.
The raw enum the PSP's VoP check returned.
The PSP's published/configured exact-match threshold.
The PSP's published/configured close-match threshold.
Verdict Detail
Private-Input Declaration (§25)
Execution Hash (SHA-256)