Continuous Reserve Monitoring · GENIUS Act S.394 §4 · OpenChainGraph v0.4

GENIUS Continuous Reserve Watch

Stablecoin issuers file a monthly, CEO/CFO-certified reserve composition report under the GENIUS Act (S.394 §4). OCC Bulletin 2026-24 makes that filing a recurring obligation, and issuers like Circle already publish on a monthly cadence — which means a monitor that re-checks the filing every cycle, and produces a signed receipt each time it does, has a real subscriber the day it fires. This page describes that monitor: a weekly scheduled tick that runs the live GENIUS Act Monthly Reserve Disclosure Checker (ART-275) and receipts the result.

Weekly cron · Mon 06:00 UTC Reuses ART-275, mints no new kernel Receipted · eddsa-jcs-2022 CloudEvents envelope Zero PII · zero paid plan
What "continuous" means here: the checker itself is a one-shot linter of extracted disclosure fields — you paste one month's report, it evaluates that month. The watch wraps it in a recurring tick so the same evaluation runs on a schedule instead of only when someone remembers to run it, and each run leaves behind a signed record referencing the exact result it produced.
EDUCATIONAL: this monitor evaluates extracted disclosure fields, never the source PDF filing, and does not cryptographically verify a published PDF. It is not a substitute for the issuer's actual regulatory filing or an examiner's attestation. Re-verify against GENIUS Act final-rule text on/after 2026-07-18.

How the weekly tick works

Composition of already-shipped pieces — no new kernel, no new MCP tool, no new billing tier.
Every Monday 06:00 UTC: 1. the scheduled worker tick fires 2. the month's extracted reserve-disclosure fields are evaluated by check_genius_reserve_disclosure (ART-275) — unmodified 3. the result is signed into a receipt referencing the artifact's execution_hash (eddsa-jcs-2022, ephemeral did:key — the same signer the platform's receipt layer already uses) 4. a CloudEvents envelope carrying the receipt is logged onto the platform's event substrate

Underlying checker

ART-275 · check_genius_reserve_disclosure
GENIUS Act Monthly Reserve Disclosure Checker
Linter of extracted monthly reserve-disclosure fields: asset composition and eligibility, coverage ratio, CEO/CFO certification, registered examiner, custody disclosure, month-over-month drift, and an on-chain supply cross-check. Never claims cryptographic verification of the source PDF.
check_genius_reserve_disclosure
Ingestion status: no live issuer feed is wired yet — issuers currently publish reserve reports as PDF/HTML, not a structured API. Each scheduled tick currently exercises the same demo report to prove the check-receipt-log pipeline fires live; connecting a real monthly filing is a follow-on integration once an issuer or exchange partner is onboarded.
Receipt, not a fresh timestamp: the signature anchors the receipt to the platform's existing eddsa-jcs-2022 proof lineage. It is not a new RFC 3161/TSA timestamp request — that step already exists at anchor.ainumbers.co for anyone who wants one over a specific result.
Zero-PII: the checker only ever sees extracted numeric/text disclosure fields, never party identity.
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